QUOTE(dwRK @ Mar 26 2022, 11:42 AM)
op relocating to USA...
I see. Didnt read the entire thread. Then he should just open an account there by walking in then.Wise (Transferwise) Malaysia Discussion, v1.0
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 Mar 26 2022, 02:44 PM
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#21
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Senior Member
3,520 posts Joined: Jan 2003  
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Apr 21 2022, 03:31 PM
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#22
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3,520 posts Joined: Jan 2003
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anyone used transferwise card to purchase from Binance before?
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May 9 2022, 10:21 AM
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#23
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3,520 posts Joined: Jan 2003
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QUOTE(AthrunIJ @ May 9 2022, 08:58 AM) Wise is prepaid? Wise Visa debit card uses the currency balance in your Wise account.Wise does have banking info though. Or am I missing something. Try transfer from Wise UK wallet to etoro UK bank? Example if you buy a USD product online, you can deposit USD XXX into it first then swipe at the website. The card will auto deduct the USD balance. If don't have USD balance it will convert your other currencies in your account to become USD in order to go through (with some charges). This post has been edited by Davidtcf: May 9 2022, 10:22 AM |
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May 27 2022, 01:59 PM
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#24
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3,520 posts Joined: Jan 2003
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 Anyone got face this issue? Paid 13.70 for wise debit card end up got charge 20 bucks for cash advance fee from Public bank credit card. If I know earlier will use bank FPX to order for the card instead. I called public bank and ask they confirm it’s from this Wise transaction. This post has been edited by Davidtcf: May 27 2022, 02:00 PM |
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May 28 2022, 09:35 AM
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#25
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QUOTE(ClarenceT @ May 28 2022, 06:04 AM) It is a CASH ADVANCE transaction, similar to the purchase of cash-like assets eg Casino. Means I will get back the 20 later? Or it is burnt already?A one-time cash advance fee will be charged for the amount of cash advance or a minimum of RM20.00, whichever is higher. In addition, Finance Charge will be computed on each cash advance calculated from the date the cash is advanced until the date it is settled in full. Finance Charge for Cash Advance: 18% per annum, finance charge will be computed on each cash advance calculated from the date the cash is advanced until the date it is settled in full. |
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May 30 2022, 09:20 AM
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#26
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after this CIMB MY direct transfer to SG is cheaper? No more fees for transferring:
Notice via CIMB app:  Using Wise sending SGD to CIMB SG (calculator):  Tested same amount using CIMB MY to SG:  This post has been edited by Davidtcf: May 30 2022, 09:21 AM |
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May 30 2022, 10:29 AM
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#27
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QUOTE(Ramjade @ May 30 2022, 10:11 AM) Don't look at fees. It's just marketing. yea misleading.. I tried input 1k SGD then Wise ended up cheaper... got conned by the notice haha! Key in say MYR1k and see who give you the most SGD for your rm1k. That's how you know who's chepaer. Test it out. You don't need to transfer. There maybe no fees, but the exchange rate is markup. Come back to same thing. Trust me. That's why I never get caught by no fees marketing. |
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May 30 2022, 11:00 AM
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#28
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QUOTE(Ramjade @ May 30 2022, 10:41 AM) Well you know. The only banks that's cheap is UOB but still expensive Vs wise Vs Sunway money. cheaper than Wise sending USD to IBKR? Sunway money have always offer the best rate. That's why I always use them. No one even come close to sunway money rates. how is the speed like for IBKR to receive the money? |
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