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Q&A SME PERKESO Prihatin Application

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post Apr 11 2020, 01:21 AM

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Hi,

Based on nst, i have a micro entreprise (sme), myself doing biz, no worker atm.

My ques
1. Am i entitle ? This RM3,000 grant is cash bank into ur acc or tax refund ??
2. Elec discount? How to claim??
3. Micro credit , 0% up to 75,000 or SRF (up to 1 mil), 3.5% with stricter requirements.
4. Any other benefits?



https://www.nst.com.my/news/nation/2020/04/...and-surjit-kaur
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post Apr 11 2020, 12:44 PM

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QUOTE(incubus_skj @ Apr 11 2020, 12:31 PM)
for more information about other benefits for SME, please refer to this link: [url=http://smecorp.gov.my/index.php/en/initiatives/2020-03-31-00-53-27/relief-measures-for-smes-affected-
do you know how this RM3000 will be disburse??, i have lhdn : SG using Form B...so is micro biz...


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post Apr 11 2020, 12:57 PM

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QUOTE(incubus_skj @ Apr 11 2020, 12:47 PM)
until now i also can't find an application link  or more information about it, as far as i know is that as long as if you're a Micro SME registered with LHDN, you're automatically eligible for the RM3000 grant, but how or when they disburse i also dunno liao
*
ok..

1. i will call up lhdn on monday & will update here..

2. what about elec discount?? as per my attachment. but it varies.. from RM100 to 300 discount in electricity bills. hmm.gif

https://www.nst.com.my/news/nation/2020/04/...and-surjit-kaur

3. as for 0 - 3.5% terms loans

BSN..0% loans up to 75k..will apply on mon.. easiest of all loans

as for SRF loans (all banks @ 3.5%), are difficult..they require doc...
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post Apr 12 2020, 05:29 PM

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preparing for 0% BSN term loan.

1. application - in progress
2. SSM + LA (License) - photostat - done
3. IC front & back - done
4. bank statement - 3 months - done

Monday submit....finger cross


On monday : call ldhn - RM3000 for micro SME one off payment?

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post Apr 12 2020, 06:01 PM

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QUOTE(MYfc @ Apr 12 2020, 05:55 PM)
My friend apply Micro for rm75k approved only RM40k and during process they required extra information such invoice, picture of item sales.
Call from officer around Friday said approved only that amount. Hand phone shop/topup. Now have new form but can use old form instead.
He has ctos for motorcycle and maxis iphone. Need to open bsn account for reimbursement.

For the RM3k one off i also need you to clarify after call lhdn tomorrow.
*
ic...submit online or go to bsn??

whats his income??

mine is airbnb, and long term stay..

old form?? application form download from bsn website?

This post has been edited by RO Player: Apr 12 2020, 06:47 PM
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post Apr 12 2020, 07:48 PM

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QUOTE(MYfc @ Apr 12 2020, 07:46 PM)
Submission thru bsn executive agent all using email.

Sales rm12-18k monthly.

The form in bsn website now is the latest. Previously form with credit card application as optional as well. Now no more
*
high sales...but they look at profit?

mine ard RM5k profit..

how to get their email? go to the branch? hmm.gif

This post has been edited by RO Player: Apr 12 2020, 07:49 PM
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post Apr 13 2020, 12:47 AM

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QUOTE(MYfc @ Apr 12 2020, 10:36 PM)
They don't check profit possible it 4x of gross sales base on the highest (3 months) bank statement.

Agent bsn refer here for email and contact : https://bit.ly/2xj3S9W

Anyway try first and let us know
*
Did ur fren put a guarantor?? This is on 0% term loan, what about 3.5% loan.

Will try tomorrow
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post Apr 15 2020, 11:10 AM

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QUOTE(hjffgjng @ Apr 14 2020, 04:15 PM)
how to aply
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QUOTE(plateau @ Apr 14 2020, 06:07 PM)
I think have to wait for announcement.
*
call up lhdn...very busy...

no update.. icon_question.gif
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post Apr 15 2020, 01:07 PM

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QUOTE(hjffgjng @ Apr 15 2020, 12:50 PM)
u call ed?
*
call this better...Perniagaan (Bekerja Sendiri 03-8911 1300



This post has been edited by RO Player: Apr 15 2020, 01:08 PM
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post Apr 15 2020, 10:40 PM

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bsn whassap me. but give this borang disclosure...mention RM30k

but i ask her more detail, she mention can up to RM75k..


this is the correct info attachment whats this attachment all about?


Attached File  PDS_BSN_Micro_i_Kredit_Prihatin__0_____09042020.pdf ( 270.08k ) Number of downloads: 94


incubus_skj

This post has been edited by RO Player: Apr 16 2020, 12:09 AM
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post Apr 16 2020, 09:25 AM

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QUOTE(Nauts @ Apr 16 2020, 05:56 AM)
I signed this also, the officer requested it.

This is the acceptance form if the loan is approved.

Need pay up front also 3 months.
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Whats the amount approved? In it, clearly stated , RM30k..for example or ..
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post Apr 17 2020, 01:32 PM

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QUOTE(synical @ Apr 17 2020, 01:00 PM)
Exactly LOL rolleyes.gif

I called 42645555 this morning and someone answered.
*
pls update to us here...dont keep to urself. icon_question.gif
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post Apr 17 2020, 01:57 PM

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QUOTE(synical @ Apr 17 2020, 01:34 PM)
It's the first phone number listed on the Prihatin site... Keep what to myself?
*
what i mean is the detail..when u call them.. doh.gif
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post Apr 17 2020, 10:56 PM

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QUOTE(teehk_tee @ Apr 17 2020, 05:25 PM)
I applied on 11 Apr.

just got the funds today.
but I have a question.
the amount is 1-month of claims? or am i supposed to get 3-months in one lump amount?

if 1-month then they will pay monthly?

hope to get some clarification.

(edit: confirmed with few other business owners - all got one month)
*
what claim??

the RM3000 for all micro SME? or

the workers perkeso wage claim?? hmm.gif
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post Apr 17 2020, 11:07 PM

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QUOTE(teehk_tee @ Apr 17 2020, 10:58 PM)
Wage subsidy la..

But it's answered d. Monthly payment
*
ic....u company also receive that one off...RM3k for yearly...under RM300k revenue..
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post Apr 17 2020, 11:08 PM

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QUOTE(teehk_tee @ Apr 17 2020, 11:07 PM)
Didnt

That micro grant im not eligible for it
*
ok...
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post Apr 18 2020, 06:44 PM

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QUOTE(MYfc @ Apr 14 2020, 04:13 PM)
For grant of rm3k it will be start on May onward.

Source : MOF
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QUOTE(NeO2 @ Apr 18 2020, 01:32 AM)
Any news bout the rm3k for micro sme?
*
possible to call on monday

LHDN Perniagaan (Bekerja Sendiri 03-8911 1300
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post Apr 28 2020, 04:56 PM

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Waiting for may, for RM3k one off

BSN 0% loan submmited, last week

Other banks, 3.5% loan vetting thru, plan to apply RM 100k
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post Apr 28 2020, 05:14 PM

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QUOTE(Nauts @ Apr 28 2020, 05:12 PM)
Applied BSN 0% too on 14th April. My admin called BSN HQ to ask for progress on 27th April.

According to the officer, she said needs time to process cause too many applications. Might take up to a month. Got to wait only...
Applied SRF also from PBB, 3.5% interest for second company, officers say too many applications, just wait.
Ooh well...nothing much can do now. Except chase debtors from those who started working already.

RM3k grant one off, yea can get this one also for one company.
*
Lucky u..waiting now, although, i am getting rents from tenants,..whistling.gif

Ps..cant reveal too much, many 'red eyed'....looking to snatch... doh.gif

This post has been edited by RO Player: Apr 28 2020, 05:25 PM
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post Apr 28 2020, 05:29 PM

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Rubbish from ass min..nothing details.

Those who has dormant companies or bankrupt bumis, waiting for this opportunity to get 'free money', then pay back to the banks..

Just wait & see

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