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Q&A SME PERKESO Prihatin Application

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post May 18 2020, 01:59 PM

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QUOTE(Nauts @ May 8 2020, 03:15 PM)
Actually for GKP, the information will be extracted from your IC and checked with SSM and LHDN

So it's impossible the details not right.

I keyed in my IC, both companies appeared, i dont even need to fill in anything except my personal bank details.

Btw i am Sdn Bhd.
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any news from BSN...pls update almost 3 weeks.. sweat.gif
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post May 18 2020, 03:04 PM

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QUOTE(Nauts @ May 18 2020, 02:50 PM)
Nope, no news. Called last Monday, told to call back in 2 weeks. I guess after Raya.

Read on BSN facebook, many got rejected.
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Wow, rejected? How come?? Link?

Cannot be loan, must be bpn...

This post has been edited by RO Player: May 18 2020, 03:13 PM
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post May 18 2020, 03:25 PM

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Hopefully all got thtu, since i got sms ftom bsn, and valid license & ssm since 2017, to get gkp.

As for 3.5%, trying luck for 1 bank loan, submitted last week.

This post has been edited by RO Player: May 18 2020, 03:26 PM
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post May 18 2020, 04:42 PM

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QUOTE(Nauts @ May 18 2020, 04:03 PM)
Those rejected dont understand what is Micro company. Cause must be < 300k per annum sales.

A lot didnt comply and send in, makes the application process so long

You can search BSN Micro Prihatin Loan Facebook...
As for 3.5% SRF, the money already finished.
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Those all bank offered?? 3.5%..hmm.gif
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post May 18 2020, 05:10 PM

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QUOTE(Nauts @ May 18 2020, 04:58 PM)
Yes, the SRF one finished already

Few banks told me same thing.
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Wow...rhb also
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post May 18 2020, 05:30 PM

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QUOTE(Wazzzap @ May 18 2020, 05:21 PM)
public bank told me got 2nd batch. asking us to sign offer letter.
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Strict or...
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post May 18 2020, 06:20 PM

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QUOTE(Nauts @ May 18 2020, 05:35 PM)
2nd batch? So fast?
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means got la.. brows.gif

are public bank strict, check ctos, etc.. whistling.gif
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post May 18 2020, 06:21 PM

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as for unifi,

submit report to unifi, asking for exempt, for non usage of internet, from 18/3 to 9/6, business inactive.. whistling.gif
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post May 19 2020, 03:05 AM

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QUOTE(Wazzzap @ May 19 2020, 02:55 AM)
of course they do check your CCRIS but so far ok not much problem, they can see i apply for other 2 banks also they still approve. My advice is apply as many banks as you can because different banks different risk appetite. Some may offer you low and some high. Good luck.
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How much u got? Which bank is the easiest?

What docs, besides, 3 months bank statements??
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post May 19 2020, 10:10 AM

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QUOTE(Nauts @ May 18 2020, 04:03 PM)
Those rejected dont understand what is Micro company. Cause must be < 300k per annum sales.

A lot didnt comply and send in, makes the application process so long

You can search BSN Micro Prihatin Loan Facebook...
As for 3.5% SRF, the money already finished.
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all criteria met.. whistling.gif seems total = RM75k to 50k

https://www.mybsn.com.my/content.xhtml?contentId=1634
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post May 19 2020, 11:01 AM

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QUOTE(Wazzzap @ May 19 2020, 11:00 AM)
got about 900k now just waiting for BNM approval. the list of docs requested are standard. 6 months bank statements 3 years audited accounts etc.

public bank seems easy but they prioritize existing customers. i think easiest would be rhb i guess, but they stopped application if im not mistaken.
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RM900k...wow..over RM1mil sales?

if you earning/sales is RM8k a month...profit, about RM6k...how much can i get...for example

This post has been edited by RO Player: May 19 2020, 11:04 AM
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post May 19 2020, 12:28 PM

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QUOTE(Wazzzap @ May 19 2020, 12:14 PM)
Yeah, our turnover per year are millions.

Sorry cant help you on that as I am a banker
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lol...save ur ass first.. thumbsup.gif banker need a loan..
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post May 19 2020, 01:05 PM

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apllied after reading public bank loan FAQ.. icon_idea.gif
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post May 19 2020, 02:01 PM

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QUOTE(MYfc @ May 19 2020, 01:51 PM)
GKP received 642,979 application so it below the allocated budget of 700,000 applicant for RM3 billions.

Mostly all will get it

Haha
*
But those dormant, ones,
taniah icon_rolleyes.gif

This post has been edited by RO Player: May 19 2020, 04:11 PM
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post May 19 2020, 08:20 PM

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QUOTE(Wazzzap @ May 19 2020, 01:03 PM)
sorry i meant i am not a banker hahaha
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you apply online or go to branch?
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post May 19 2020, 10:28 PM

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QUOTE(Icona Pop @ May 19 2020, 10:12 PM)
How to do it ?
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Go to tm point (main) of ur area. Show proof, that u are not there, means biz shut due to mco.
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post May 19 2020, 11:07 PM

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QUOTE(Icona Pop @ May 19 2020, 10:47 PM)
What kinda proof?  hmm.gif  really never open ma..  use ssm to proof not essential... hehe share la in details. icon_idea.gif
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Tnb , or type of biz, normslly all stated in ur application of unifi biz icon_idea.gif
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post May 19 2020, 11:22 PM

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QUOTE(Icona Pop @ May 19 2020, 11:10 PM)
Hows the success rate? u dapat?  mine streamyx only.. my tnb still jalan one( got banglas staying there)
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Unifi app, sms says 'your satisfaction is our priority', btw didnt pay since 18 mac...whistling.gif
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post May 20 2020, 01:19 PM

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QUOTE(lingseng91 @ May 20 2020, 01:00 PM)
Received the payment advice second month too for my 1st company.

But for my dad company he got payment advice 1st payment on 16 may. But until today no payment. Maybe my dad use his personal account for his company the payment block?..cause he only sole prop company using personal account as the company account.
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u are referring to PSU, or GKP or BSN.. brows.gif
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post May 20 2020, 04:13 PM

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QUOTE(MYfc @ May 20 2020, 03:38 PM)
I have new loan that you can apply easiler.
It syariah compliance and you just need less then 5 minutes for status and sign agreement.

I apply and approved already. PM me if you are interested and it is legal.

Max RM10k
Must have SSM valid
Micro only
Payment need to pay back 15 months. (0.5% interest monthly)
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0.5% x 12 = 6%, no thx

Bsn - 0%, SRF - 3.5%

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