Verve suites is commercial under HDA. With proven track record, performance and workmanship.

Arte is fully commercial, you're not supposed to live in an "office" if the authorities want to crack down, they can.

It is not meant for living in, in fact almost all Arte series face the same issue. Arte + is also commercial non HDA.

For commercial properties, especially high rise "residential" type you will face exist issues with muted growth potential.

Why?

1) Commercial loans are more likely to be rejected if the applicant is an employee.
2) Majority of the banks in Malaysia offer 70% LTV for commercial loans only, meaning when you sell it in the future, your buyer will have to fork out 30%.
3) Commercial loans tenure is short, most banks offer 25 years, rarely 30 years.
4) High interest rates for commercial property.
5) It is a high dense, AirBnB type property. See the issue there?
6) Higher assessment, Indah water, Commercial rates (Can not be converted to residential tariff because the property title is commercial non HDA.
7) It is leasehold.
8) If you want to buy into Hartamas / Dutamas area, better look at Plaza Damas (Commercial with HDA).
9) Arte Mont Kiara is NOT Mont Kiara.

Etc etc.