so if i understand correctly, every loan can be suspended up to 6 month including interest but need to pay interest during suspended time. this will not include cc

let say house loan. there are half interest n half principal. during 6 month everything can be suspended. let say during normal time, u delay u need to pay penalty. that penalty become part of principal for this case?

that is pretty bad if loan still early stage. but hey, if its helping someone then okay