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 Breaking* BNM say no need to pay loans, for 6 months

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jabz
post Mar 25 2020, 07:33 PM

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QUOTE(thepark @ Mar 25 2020, 06:43 PM)
All bank join or how
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suppose all under bnm regulated
jabz
post Mar 27 2020, 04:45 PM

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QUOTE(wangpr @ Mar 26 2020, 04:47 AM)
Bad new is most  bank required you to fill up form and not automatic.....

First is public bank for hire purchase. Need state reason amd storytellling how you affected

Now need wait upcoming announcement see bank will follow automatically or not. Haha
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the one you read for hire purchase is before BNM announcement, dated is 23rd March... the latest one on 26th march will be automatic
jabz
post Mar 27 2020, 08:12 PM

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QUOTE(RVN10 @ Mar 27 2020, 06:15 PM)
When we stop paying, not able to reach any customer service at all.

Do we have pay for payment due on first week of April (i.e considered payment for March)?
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yeah, have thought on this also... since due in first week in april is it consider already start or not?
jabz
post Mar 28 2020, 08:57 AM

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QUOTE(mafioso @ Mar 28 2020, 12:53 AM)
Means i dont have to pay my car loan for 6 months?
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yup. hire purchase will get 6 month
jabz
post Mar 28 2020, 09:04 AM

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QUOTE(ridox_orimabu @ Mar 28 2020, 12:23 AM)
Righfully, whatever loan that is due after 1st April , will be defer. But all my bank officers says otherwise. So i think abit contradict. All mentioned March salary still need to pay. I mean like me my salary end month. So most likely all deduction will only be made afyer 1st April or on the 1st itself.

So really, i giv up and will just pay. Coming april salary only stop paying. Even if we paid, it wont affect the deferment and it wont make u suddenly opt out. As opting out, each bank has its procedure to inform officially. So for those(i think) that just pay, they are included in the automatic deferment.

But u guys wanna take the chance? Easy. Dun pay until u get the classic notification of bank not receiving payment. Not that it will totally ignore u n charge late payment or penalty without giving u notification first right? Hehehe
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hahahaha.... yeah, 1 month only... but i also dun wan to take risk... 1 month due plus 6 month moratorium which the 1 month delay will take up late penalty for 6 months

 

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