only if you are directly affected

1. fired/terminated
2. unable to drive grabcar no income etc
3. etc...

yes, will be accrued

prior announcement, either you choose from two options

1. defer (accrued)
2. pay only interest

but based on bank respond (3 of them), all of them asked me to provide evidence... like im infected, termination letter etc...

if you are infected automatically registered to kkm

how hard to find the rest so long they have your IC?

well, out of curiosity i did phone 3 of the banks.

'the automatic' im not sure

but previous comms out for affected means, you need provide evidence

if you are opening pasar malam, then you just have to show them your SSM and i dont know...some sort of evidence.. the bank were not losing though

2 options

1. defer (accrued interest)
2. pay only interest for the 6 months