I think this is quite accurate..

Lets wait for more faq from bank..

Those that having cash flow problem to survive due to MCO then it helps to put food on table and roof over your head.

But that 6000 extra lets say if spread over a long period and just increase your monthly installment by rm30-50 i might just take it.

The 6 month loan i saved can invest other places to get return 😉