some lyn threads did mentioned about increases ....
can you say no to the increase?....some mentioned that if you say no, but then your coverage years maybe shortened....

While waiting for value added responses, you can try read these threads to see if any info can be gathered to solve your query?

https://forum.lowyat.net/topic/4753108/all
https://www.google.com/search?q=insurance+i...w=2133&bih=1076

It’s written in your policy book that the insurance company has the right to make adjustment to the insurance charges from time to time.

By accepting the policy from the insurance company, you are deemed to agree to their terms and conditions

ok jack. perhaps you can try other companies. looking forward to hear good news on getting something for your sister
hi cy91, basically cost of insurance for medical cards are not guaranteed from the start. so yea technically speaking, insurance companies got the right to hike the price. of course when it comes to % of increase, they don't simply increase a lot actually. if not mistaken it is stated in the letter of notification when was their last cost adjustment. also with the medical inflation hike of more than 10% p.a., they have to adjust the medical card insurance charges. there is a news regarding this as well, you can read more to understand.

Medical insurance premiums rising at an unsustainable rate
don't say yourself stupid. you did nothing wrong. Agent should disclose all this info to you. at least you know now and you can review and make better decision trust me you didn't make a wrong decision back then.