wheimeng how do speedhome experian-verify college student tenant?
Speedhome OR normal tenancy agreement?, Which one better and why?
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 Nov 17 2020, 08:58 AM
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#1
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3,812 posts Joined: Apr 2009 From: West Malaysia  
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Nov 17 2020, 09:33 AM
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#2
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Senior Member
3,812 posts Joined: Apr 2009 From: West Malaysia
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QUOTE(wheimeng @ Nov 17 2020, 09:25 AM) We request for the offer letter to verify it. would speedhome actually really call the school/college/U to verify the student? i also heard speedhome also require bank statement? how does bank statement of a student passed the check? |
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Nov 18 2020, 05:14 PM
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#3
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Senior Member
3,812 posts Joined: Apr 2009 From: West Malaysia
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QUOTE(wheimeng @ Nov 18 2020, 04:43 PM) On a random basis when we are suspicious of it. so potentially the random not being checked (though he/she is malaysian) could not be a genuine student.. this will be worrying..We pay more attention to the foreign students bank statement. |
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Nov 19 2020, 08:50 AM
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#4
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3,812 posts Joined: Apr 2009 From: West Malaysia
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QUOTE(wheimeng @ Nov 18 2020, 06:51 PM) We still do credit checking on them. how? student has no source of income.. |
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Nov 19 2020, 05:15 PM
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#5
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3,812 posts Joined: Apr 2009 From: West Malaysia
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QUOTE(wheimeng @ Nov 19 2020, 03:40 PM) Their file should be clean if truly a student. If something comes up, that's something fishy. means if student initiated the rent-interest.. speedhome would usually approve them.. since most of student has clean file i assume.. |
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Nov 19 2020, 09:47 PM
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#6
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3,812 posts Joined: Apr 2009 From: West Malaysia
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QUOTE(wheimeng @ Nov 19 2020, 06:58 PM) Not always but statistically, they are OK. pls becareful then, if i would like to rent via speedhome, and i know my record is bad (surely disqualified by speedhome via credit check), i will then get my student's fren/niece/nephew to rent for me.. |
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Nov 20 2020, 08:57 AM
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#7
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3,812 posts Joined: Apr 2009 From: West Malaysia
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QUOTE(wheimeng @ Nov 20 2020, 08:14 AM) This is common, even for deposit model, isn't it? I can ask for a loan for the deposit from my friend, family? yes, is common even for deposit model.. but at least landlord has deposit on hand..The difference is we do further checking, we do not claim to be bulletproof but at the very least we go through screening and using AI to detect. And if the tenant defaults, we will share this info to credit reporting agency. Check the image.  |
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