The comment of people tend to spoil furniture because of no deposit is a weak argument. Most damages were really careless or unintentional, so deposit doesn't play a controlling factor here.

Airbnb has no deposit as well, and for the record, our percentage of landlords seek for household content insurance claims is way less than 10%.

Is that high or low, I have stated a fact for you to make an informed opinion.

What is the % of users' damage with deposit collection, do you know?

I stated the statistical facts, however you want to think about it, it's up to you to decide.