I would really advise against using speedhome as a landlord. No deposit means tenant can simply not pay utility bills and move out once their tenancy ended. Speedhome coverage is just not enough to cover this cost. As a result I lost 3k since speedhome insurance only can cover up to 1k. Tenant left without paying 4k electricity bill.

On the other hand, if you're a tenant looking for rental, I would recommend using speed home. You can rent without paying any utility bills, and simply move out once your tenancy has ended. Speedhome will not take any action on you, and you can just repeat this process as many times as you like.

Will you mean by using Speedhome, electric account cannot be under the tenant themself? This means owner must provide TNB account under their own name before they can engage Speedhome.

I was under the impression that my signature was clear enough to state that I represent SPEEDHOME, but to state the fact, I'm CEO of SPEEDHOME. And again, we are a licensed insurance agency; hence we are selling insurance.

I know both instahome and fasthome CEO fairly well. Both have expressed interest to invest in SPEEDHOME before and then turned into competitors. No ill feelings, after all, it's business. Philosophy wise, instahome and fasthome work with agents, and add on some automation solutions to the product. Instahome still takes deposit, nothing changes except more focused on video listing and rental collection. I don't track fasthome enough to know what they are up to, but I know they were very focused in East Malaysia. We are on the other spectrum where we embrace a full digital end to end insurance agency that focused in property rental sector.

I have to say that you have read many posts about negativity about SPEEDHOME, and that represents less than 2% of our total customer base. I'm not blinded by the fact that there are people unhappy with certain claim cases where it did not turn out the way they want it to be and I take all of the complaints seriously and adjust when possible. But I wish to also point out the advantages and happy customer that some comments here failed to highlight. 

A lot of the complaints were also due to slow customer service as detailed in https://speedhome.com/blog/public-apology-f...speedhomes-ceo/ and we have managed to bring down the complaints drastically due to massive hire and changes to processes.

To answer your specific questions:
A) Yes, they can use other names, it happens, and I can say it's really really low percentage because nobody wants their name to be blacklisted for no reason.

B) In April, our average time from full doc collection to money in bank was less than 5 days. And in some cases where it could take longer, we will pay out first to ease the burden.

For your info, moveable items, eg mattress, are not covered under inconvenience benefit, please refer to Allianz policy.

The inconvenience benefit coverage claimed by SpeedHome is not aligned with Allianz policy and thus is misinterpreted.

If SpeedHome & Allianz indeed generous to allow blanket claim under inconvenience benefit, then the policy should be revised as such and not contradicting each other.