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> Nobita: RM10mil spent on eTunai, Nobita is happy...

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SUSDezs
post Jan 16 2020, 01:29 PM, updated 6y ago

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QUOTE
Guan Eng: RM10mil spent on Touch 'n Go eWallet, Boost and GrabPay on first day of e-Tunai initiative


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ikankering
post Jan 16 2020, 01:29 PM

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cukur rm 30
shaniandras2787
post Jan 16 2020, 01:37 PM

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why gomen so happy to give out money when already keep on complaining left and right no money?
St0rmFury
post Jan 16 2020, 01:39 PM

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QUOTE(shaniandras2787 @ Jan 16 2020, 01:37 PM)
why gomen so happy to give out money when already keep on complaining left and right no money?
*
10mil is chump change in the grand scheme of things.
simonblowais
post Jan 16 2020, 01:41 PM

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QUOTE(shaniandras2787 @ Jan 16 2020, 01:37 PM)
why gomen so happy to give out money when already keep on complaining left and right no money?
*
They wanna encourage people to use e wallet... A lot of benefit for gov. That why they force you spend it before march
matkewl
post Jan 16 2020, 01:43 PM

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when BN give brim is rasuah.. this one consider what? sedekah?
ReoAyanami
post Jan 16 2020, 01:44 PM

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QUOTE(shaniandras2787 @ Jan 16 2020, 01:37 PM)
why gomen so happy to give out money when already keep on complaining left and right no money?
*
More people using e-wallet means that Bank Negara don't need to print out so many new notes. Save money in the long run.
zacky chan
post Jan 16 2020, 01:44 PM

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QUOTE(Dezs @ Jan 16 2020, 01:29 PM)
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just need to put 1malaysia at bottom only laugh.gif
fazlythewarrior
post Jan 16 2020, 01:45 PM

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QUOTE(Dezs @ Jan 16 2020, 01:29 PM)
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The Star knows how to choose photos I see.

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Make a meme from this
unknown warrior
post Jan 16 2020, 01:45 PM

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For what it's worth, I'm ok with this.
max_cavalera
post Jan 16 2020, 01:56 PM

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Damn that nobita annoyinng face pic damn epic. Meme worthy....

Everytime he makes and announce something stupid can use that pic as meme.
ZeroSOFInfinity
post Jan 16 2020, 01:58 PM

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QUOTE(ReoAyanami @ Jan 16 2020, 01:44 PM)
More people using e-wallet means that Bank Negara don't need to print out so many new notes. Save money in the long run.
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Someone do know the reason.
SUSDezs
post Jan 16 2020, 01:59 PM

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QUOTE(ZeroSOFInfinity @ Jan 16 2020, 01:58 PM)
Someone do know the reason.
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And now we can create ringgit completely out of thin air! Its a test run buggers.. B40 gonna enjoi as if so great then when inflasi arrives, they first to burn hahaha
SUS8bitguy
post Jan 16 2020, 02:00 PM

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I didn't get. Farking scam.
CoffeeDude
post Jan 16 2020, 02:02 PM

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Matchy
post Jan 16 2020, 02:02 PM

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cukurrrr... economy improved drastically already in 1 day. thanks to gov for pumping in the money.
shaniandras2787
post Jan 16 2020, 02:21 PM

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QUOTE(simonblowais @ Jan 16 2020, 01:41 PM)
They wanna encourage people to use e wallet... A lot of benefit for gov. That why they force you spend it before march
*
i don't buy the "encouraging" motive.

why?

a) ewallet already existed for some time and if people are keen to use it, they have already used it - RM30 doesn't make a difference; and
b) the "encouragement" is conditioned - it's either the government don't care about the people who are not eligible or they are assuming these people are already using it OR they think RM30 won't make a difference to these people

the way i see, there are some other ulterior motive to this.

QUOTE(ReoAyanami @ Jan 16 2020, 01:44 PM)
More people using e-wallet means that Bank Negara don't need to print out so many new notes. Save money in the long run.
*
Bank Negara doesn't print money on monthly basis - the possible cost save is insignificant and unless Bank Negara is going to phase out paper notes entirely, not convincing.
simonblowais
post Jan 16 2020, 03:16 PM

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QUOTE(shaniandras2787 @ Jan 16 2020, 02:21 PM)
i don't buy the "encouraging" motive.

why?

a) ewallet already existed for some time and if people are keen to use it, they have already used it - RM30 doesn't make a difference; and
b) the "encouragement" is conditioned - it's either the government don't care about the people who are not eligible or they are assuming these people are already using it OR they think RM30 won't make a difference to these people

the way i see, there are some other ulterior motive to this.
Bank Negara doesn't print money on monthly basis - the possible cost save is insignificant and unless Bank Negara is going to phase out paper notes entirely, not convincing.
*
Just give your some cases i have seen... My neighbor family all dont have ewallet except the son... But for this free rm 30 the son teach the whole family to register n claim ... N another friend who start to use ewallet more n more because of the cashbacks...

Of cos cant expect the whole malaysia to accept ewallet in a short duration... Just need to take small steps time by timr
ticke
post Jan 16 2020, 03:28 PM

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with rm30, rakyat gumbira sakan...lulz...
shaniandras2787
post Jan 16 2020, 03:34 PM

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QUOTE(simonblowais @ Jan 16 2020, 03:16 PM)
Just give your some cases i have seen... My neighbor family all dont have ewallet except the son... But for this free rm 30 the son teach the whole family to register n claim ... N another friend who start to use ewallet more n more because of the cashbacks...

Of cos cant expect the whole malaysia to accept ewallet in a short duration... Just need to take small steps time by timr
*
It may be true that the son educates the entire family about ewallet but that doesn't mean that everyone will end up using ewallet especially more so when it is an elderly person who is not too well verse with e-banking.

While it may be an easy task for tech savvy youngsters, it may not be true for aforementioned elderly person - needing to go through the trouble of topping up FIRST then make payment through the application SECOND. They may even consider security as a factor - having everything transacted at a push on their smartphone seems, superficial.

If the objective of converting has failed, this translate to a loss of money and money is something the government has been lamenting day in-day out that they don't have.

Take for example the touch-and-go RFID thing, I do not know the actual statistics but based on what I have observed so far, the numbers of people who signed up aren't encouraging.

Your friend that started using ewallet starting using it at his/her own accord (that's what I was talking about in my initial post).

I like the idea of going cashless but by dishing out cash like that (especially when we don't any to spare) doesn't seem right.

spacelion
post Jan 16 2020, 03:37 PM

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QUOTE(Dezs @ Jan 16 2020, 01:29 PM)
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someone photoshop warisan cina sword into the hand

so it look like hishamuddin
kuados
post Jan 16 2020, 04:13 PM

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haha nobita.. I LOL
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post Jan 16 2020, 04:15 PM

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QUOTE(shaniandras2787 @ Jan 16 2020, 01:37 PM)
why gomen so happy to give out money when already keep on complaining left and right no money?
*
Exactly.
This is a stupid thing to do
What can RM30 do?
But 10mil can do alot of things!
simonblowais
post Jan 16 2020, 06:33 PM

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QUOTE(shaniandras2787 @ Jan 16 2020, 03:34 PM)
It may be true that the son educates the entire family about ewallet but that doesn't mean that everyone will end up using ewallet especially more so when it is an elderly person who is not too well verse with e-banking.

While it may be an easy task for tech savvy youngsters, it may not be true for aforementioned elderly person - needing to go through the trouble of topping up FIRST then make payment through the application SECOND. They may even consider security as a factor - having everything transacted at a push on their smartphone seems, superficial.

If the objective of converting has failed, this translate to a loss of money and money is something the government has been lamenting day in-day out that they don't have.

Take for example the touch-and-go RFID thing, I do not know the actual statistics but based on what I have observed so far, the numbers of people who signed up aren't encouraging.

Your friend that started using ewallet starting using it at his/her own accord (that's what I was talking about in my initial post).

I like the idea of going cashless but by dishing out cash like that (especially when we don't any to spare) doesn't seem right.
*
Everyone have their own opinion... and in this case... I do think the gov have done alright in encouraging ewallet usage.. many countries already have a good cashless system for their transactions and so far it looks good n encouraging... merchant can even use the ewallet system to boost their business... I dont expect all the elderly to suddenly change to ewallet but getting Maybe 10-30% to try this out serve its purpose... don't look down on today's uncle auntie as some are very tech savvy.

And all the money gov pump in will be straight to the economy cause gov require those qualify to use it before it expire... n as we all know our economy need a cash boost as well...
emburrar
post Jan 16 2020, 06:35 PM

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meme material the pic
shaniandras2787
post Jan 16 2020, 10:57 PM

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QUOTE(simonblowais @ Jan 16 2020, 06:33 PM)
Everyone have their own opinion... and in this case... I do think the gov have done alright in encouraging ewallet usage..  many countries already have a good cashless system for their transactions and so far it looks good n encouraging... merchant can even use the ewallet system to boost their business...  I dont expect all the elderly to suddenly change to ewallet but getting Maybe 10-30% to try this out serve its purpose... don't look down on today's uncle auntie as some are very tech savvy.

And all the money gov pump in will be straight to the economy cause gov require those qualify to use it before it expire... n as we all know our economy need a cash boost as well...
*
I'd rather the government do something about the touch and go "surcharge" first before encouraging people to use e-wallets (if they are really serious about encouraging people).

the grass in their own backyard is tall and yet they spend money for a gardener to trim the neighbour's perfectly fine lawn - how ironic.
simonblowais
post Jan 16 2020, 11:15 PM

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QUOTE(shaniandras2787 @ Jan 16 2020, 10:57 PM)
I'd rather the government do something about the touch and go "surcharge" first before encouraging people to use e-wallets (if they are really serious about encouraging people).

the grass in their own backyard is tall and yet they spend money for a gardener to trim the neighbour's perfectly fine lawn - how ironic.
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https://www.soyacincau.com/2019/11/06/touch...o-be-abolished/
holypredator
post Jan 16 2020, 11:28 PM

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QUOTE(shaniandras2787 @ Jan 16 2020, 03:34 PM)
It may be true that the son educates the entire family about ewallet but that doesn't mean that everyone will end up using ewallet especially more so when it is an elderly person who is not too well verse with e-banking.

While it may be an easy task for tech savvy youngsters, it may not be true for aforementioned elderly person - needing to go through the trouble of topping up FIRST then make payment through the application SECOND. They may even consider security as a factor - having everything transacted at a push on their smartphone seems, superficial.

If the objective of converting has failed, this translate to a loss of money and money is something the government has been lamenting day in-day out that they don't have.

Take for example the touch-and-go RFID thing, I do not know the actual statistics but based on what I have observed so far, the numbers of people who signed up aren't encouraging.

Your friend that started using ewallet starting using it at his/her own accord (that's what I was talking about in my initial post).

I like the idea of going cashless but by dishing out cash like that (especially when we don't any to spare) doesn't seem right.
*
I guess it serve to introduce the e-wallet thing to the people. You need to start somewhere and if people actually start using it.. it might become their daily tool rather than something that they refuse to download to begin with.

Got 1 50+ year old uncle today paid his meal with the e-wallet.... he says he started using it because of the RM30. Even though he din't get the RM30 for some reason.. he somehow stick on to use it because of the cash back and promotions.....

I'd say the RM30 incentive is indeed a good way to kick start the app

This post has been edited by holypredator: Jan 16 2020, 11:29 PM
iskull
post Jan 16 2020, 11:30 PM

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i support ewallet initiative
SUSMyJimmy
post Jan 16 2020, 11:32 PM

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QUOTE(unknown warrior @ Jan 16 2020, 01:45 PM)
For what it's worth, I'm ok with this.
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eh..this penjilat sudah keluar gua!!
arinpresto
post Jan 16 2020, 11:36 PM

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annoymous1234
post Jan 16 2020, 11:39 PM

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QUOTE(Dezs @ Jan 16 2020, 01:29 PM)
SOS

The Star knows how to choose photos I see.

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Star = MCA. I wonder why MCA bother to report about LGE. Should be like utusan.
ozak
post Jan 16 2020, 11:39 PM

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QUOTE(ReoAyanami @ Jan 16 2020, 01:44 PM)
More people using e-wallet means that Bank Negara don't need to print out so many new notes. Save money in the long run.
*
This
claudio_rolna
post Jan 16 2020, 11:41 PM

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>Complain about trillion dollar debt that is plaguing the country
>gives out free rm30 e wallet
???????
How viable are e wallet anyways? Are we as a nation, aiming for a cashless society like China? Mohon pencerahan daripada golongan yang lebih cerdik pandai daripada saya untuk menerangkan pendapat anda

This post has been edited by claudio_rolna: Jan 16 2020, 11:42 PM
YKayz
post Jan 17 2020, 12:38 AM

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QUOTE(Dezs @ Jan 16 2020, 01:29 PM)
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The Star knows how to choose photos I see.

user posted image
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user posted image
shaniandras2787
post Jan 17 2020, 08:13 AM

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QUOTE(simonblowais @ Jan 16 2020, 11:15 PM)
yeah, sure.

my point is, why not use the funds allocated for eTunai and do something about it NOW rather than wait for it to go out in "phases"? Of course, breach of contract invites damages but wouldn't it be more beneficial if these "hindrances" are removed right NOW?

people are always sensitive towards spending money because most of us do not have surplus to go around - giving RM30 doesn't do a thing.

i would prefer if i am not needed to pay an additional RM0.60 everytime i pay for my parking at Pavillion.

making things cheaper is the only way to make people buy more of that product.
SUSPerfect.Stranger
post Jan 17 2020, 08:22 AM

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QUOTE(shaniandras2787 @ Jan 16 2020, 02:37 PM)
why gomen so happy to give out money when already keep on complaining left and right no money?
*
Small amount compared to 100 millions flood emergency budget..


But until now few of my friends, their family no new home built as promised by Najis.


SUSDezs
post Jan 17 2020, 08:27 AM

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QUOTE(annoymous1234 @ Jan 16 2020, 11:39 PM)
Star = MCA. I wonder why MCA bother to report about LGE. Should be like utusan.
*
The Star has been amongst the better politically linked papers. If anything, after BN kaput, Star actually went against their previous masters in many articles, which I actually applaud. Prior to that they simply avoided overly criticising the prev gomen. Being the only free source of online news (NST is like puikkk), its a good alternative to msiakini or the edge (not that much coverage actually).
shaniandras2787
post Jan 17 2020, 08:31 AM

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QUOTE(holypredator @ Jan 16 2020, 11:28 PM)
I guess it serve to introduce the e-wallet thing to the people. You need to start somewhere and if people actually start using it.. it might become their daily tool rather than something that they refuse to download to begin with.

Got 1 50+ year old uncle today paid his meal with the e-wallet.... he says he started using it because of the RM30. Even though he din't get the RM30 for some reason.. he somehow stick on to use it because of the cash back and promotions.....

I'd say the RM30 incentive is indeed a good way to kick start the app
*
E-wallet already existed in Malaysia for a long long time and there's no introduction needed (unless you are an island). People did not use it because it is not convenient and not viable - not because the facility is flawed but we as a nation is not prepped for it.

Take a glance through a row of 10 shops and tell me how many are ready to take in e-payments and if they are, how many of them have a uniform payment channel. Some accept Grabpay, some accept Boost and some accept TNG but very rarely they all accept one same channel.

In order to be "convenient", the user literally need to have several e-payment channels with money in them - that does not sound practical.

For example, remember when public transportation uses different modes of payment (Rapid KL has one, Monorail has one etc) and when they decided that TNG can be used on all platforms? This is what I deemed as "prepping" the nation - not handing out free money in the pretence of "introduction" but actually doing something in the long run that is beneficial.

I was in Taiwan for a few years and do you know that companies actually offer discounts on fees/charges (instead of surcharge) if you use their own "touch & go" card and they don't have multiple e-payment channels?

This is constructive - creating incentives for using the payment channel - not by handing out free money (especially when we do not have it).

eTunai is like painkiller - it relieves the symptoms but doesn't cure the disease.

[by the way] your 50+ year old uncle - he started using it because of the RM30 and then continue using it because he didn't get it? Wait, I'm confused confused.gif

This post has been edited by shaniandras2787: Jan 17 2020, 08:37 AM
Ayer
post Jan 17 2020, 08:35 AM

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QUOTE(shaniandras2787 @ Jan 16 2020, 01:37 PM)
why gomen so happy to give out money when already keep on complaining left and right no money?
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I mean isn't that like their whole purpose
shaniandras2787
post Jan 17 2020, 08:37 AM

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QUOTE(Ayer @ Jan 17 2020, 08:35 AM)
I mean isn't that like their whole purpose
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Sorry, come again.

What purpose?
man
post Jan 17 2020, 08:38 AM

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QUOTE(shaniandras2787 @ Jan 16 2020, 01:37 PM)
why gomen so happy to give out money when already keep on complaining left and right no money?
*
the amount is small compare to the data consent that they got from that. but most of us dont have time to read all the T&C
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post Jan 17 2020, 08:38 AM

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post Jan 17 2020, 11:19 AM

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QUOTE(shaniandras2787 @ Jan 17 2020, 08:13 AM)
yeah, sure.

my point is, why not use the funds allocated for eTunai and do something about it NOW rather than wait for it to go out in "phases"? Of course, breach of contract invites damages but wouldn't it be more beneficial if  these "hindrances" are removed right NOW?

people are always sensitive towards spending money because most of us do not have surplus to go around - giving RM30 doesn't do a thing.

i would prefer if i am not needed to pay an additional RM0.60 everytime i pay for my parking at Pavillion.

making things cheaper is the only way to make people buy more of that product.
*
Park at pavilion.... complain about RM0.60...... lulzzz
holypredator
post Jan 17 2020, 08:30 PM

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QUOTE(shaniandras2787 @ Jan 17 2020, 08:31 AM)
E-wallet already existed in Malaysia for a long long time and there's no introduction needed (unless you are an island). People did not use it because it is not convenient and not viable - not because the facility is flawed but we as a nation is not prepped for it.

Take a glance through a row of 10 shops and tell me how many are ready to take in e-payments and if they are, how many of them have a uniform payment channel. Some accept Grabpay, some accept Boost and some accept TNG but very rarely they all accept one same channel.

In order to be "convenient", the user literally need to have several e-payment channels with money in them - that does not sound practical.

For example, remember when public transportation uses different modes of payment (Rapid KL has one, Monorail has one etc) and when they decided that TNG can be used on all platforms? This is what I deemed as "prepping" the nation - not handing out free money in the pretence of "introduction" but actually doing something in the long run that is beneficial.

I was in Taiwan for a few years and do you know that companies actually offer discounts on fees/charges (instead of surcharge) if you use their own "touch & go" card and they don't have multiple e-payment channels?

This is constructive - creating incentives for using the payment channel - not by handing out free money (especially when we do not have it).

eTunai is like painkiller - it relieves the symptoms but doesn't cure the disease.

[by the way] your 50+ year old uncle - he started using it because of the RM30 and then continue using it because he didn't get it? Wait, I'm confused  confused.gif
*
You Sir, do not know anything about product salience / product awareness. Who doesn't know what is a coca-cola? Who doesn't know McD? Why do they still spend money on ads and SCR and promotion?

Moreover eWallet is still at its infancy stage, what do you even mean there is no introduction needed. Not everyone is a tech geek like you bro...

Also, the RM30 is an incentive to use and verify the e-wallet. I know many people verify their e-wallet just to get the RM30. On top of that, once they got the RM30, it will force them to actually USE the app if they have not tried using it before. You don't need a marketing degree to know how all these works you know...


The 50 year old uncle downloaded the app and verify just to get the RM30 but he dint get the RM30 (maybe because he earn more than RM100k), he ended up using the app because of other benefits. Basically, the RM30 entice him to download ... the other things on the app made him stay..

hence... the RM30 does work to some extent

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