why gomen so happy to give out money when already keep on complaining left and right no money?

i don't buy the "encouraging" motive.

why?

a) ewallet already existed for some time and if people are keen to use it, they have already used it - RM30 doesn't make a difference; and
b) the "encouragement" is conditioned - it's either the government don't care about the people who are not eligible or they are assuming these people are already using it OR they think RM30 won't make a difference to these people

the way i see, there are some other ulterior motive to this.

Bank Negara doesn't print money on monthly basis - the possible cost save is insignificant and unless Bank Negara is going to phase out paper notes entirely, not convincing.

It may be true that the son educates the entire family about ewallet but that doesn't mean that everyone will end up using ewallet especially more so when it is an elderly person who is not too well verse with e-banking.

While it may be an easy task for tech savvy youngsters, it may not be true for aforementioned elderly person - needing to go through the trouble of topping up FIRST then make payment through the application SECOND. They may even consider security as a factor - having everything transacted at a push on their smartphone seems, superficial.

If the objective of converting has failed, this translate to a loss of money and money is something the government has been lamenting day in-day out that they don't have.

Take for example the touch-and-go RFID thing, I do not know the actual statistics but based on what I have observed so far, the numbers of people who signed up aren't encouraging.

Your friend that started using ewallet starting using it at his/her own accord (that's what I was talking about in my initial post).

I like the idea of going cashless but by dishing out cash like that (especially when we don't any to spare) doesn't seem right.

I'd rather the government do something about the touch and go "surcharge" first before encouraging people to use e-wallets (if they are really serious about encouraging people).

the grass in their own backyard is tall and yet they spend money for a gardener to trim the neighbour's perfectly fine lawn - how ironic.

yeah, sure.

my point is, why not use the funds allocated for eTunai and do something about it NOW rather than wait for it to go out in "phases"? Of course, breach of contract invites damages but wouldn't it be more beneficial if these "hindrances" are removed right NOW?

people are always sensitive towards spending money because most of us do not have surplus to go around - giving RM30 doesn't do a thing.

i would prefer if i am not needed to pay an additional RM0.60 everytime i pay for my parking at Pavillion.

making things cheaper is the only way to make people buy more of that product.

E-wallet already existed in Malaysia for a long long time and there's no introduction needed (unless you are an island). People did not use it because it is not convenient and not viable - not because the facility is flawed but we as a nation is not prepped for it.

Take a glance through a row of 10 shops and tell me how many are ready to take in e-payments and if they are, how many of them have a uniform payment channel. Some accept Grabpay, some accept Boost and some accept TNG but very rarely they all accept one same channel.

In order to be "convenient", the user literally need to have several e-payment channels with money in them - that does not sound practical.

For example, remember when public transportation uses different modes of payment (Rapid KL has one, Monorail has one etc) and when they decided that TNG can be used on all platforms? This is what I deemed as "prepping" the nation - not handing out free money in the pretence of "introduction" but actually doing something in the long run that is beneficial.

I was in Taiwan for a few years and do you know that companies actually offer discounts on fees/charges (instead of surcharge) if you use their own "touch & go" card and they don't have multiple e-payment channels?

This is constructive - creating incentives for using the payment channel - not by handing out free money (especially when we do not have it).

eTunai is like painkiller - it relieves the symptoms but doesn't cure the disease.

[by the way] your 50+ year old uncle - he started using it because of the RM30 and then continue using it because he didn't get it? Wait, I'm confused

This post has been edited by shaniandras2787: Jan 17 2020, 08:37 AM

Sorry, come again.

What purpose?