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> I got rm8k week loan for cny use

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hotdayum
post Jan 15 2020, 10:44 AM

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QUOTE(Anime4lyfe @ Jan 15 2020, 10:23 AM)
He didn’t say 12% per week. It’s the week rate for my loan, like ur p.a, so it should be 12% p.w
Aduiiii who says I take loan to show off, having a tough time now at the start of year but still need to eat and celebrate kan. Renting car because not used to public transport
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I feel bad for you. Seriously unker sympathize with you. I really wish you get through this. But taking the loan at that kind of interest is pure condensed foolishness. You're using debt to finance shit that you cannot afford.

I'd try to cut my losses by paying that principal amount back right now. Cut off the compounding interest. You'd probably be working the next 6 months just to pay off this debt.

At the same time, get used to public transport and start looking for a new job.
Gyazo
post Jan 15 2020, 10:45 AM

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Better spend few bucks RM100 and buy anti depressing pill or certain pill like phenibut, or aswaganda.

It will turn off your anxiety and overthinking brain, end up you dont give a fuck what others think of you. Go CNY just wear boxer only also not malu.
JimbeamofNRT
post Jan 15 2020, 10:46 AM

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QUOTE(CertifiedHomphobe @ Jan 15 2020, 01:03 AM)
Loan for cny..... Wtf blink.gif
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I think every bangsa do this
gonfeeces
post Jan 15 2020, 10:51 AM

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pls ts report in /k after cny, scare u kena chop
bobowyc
post Jan 15 2020, 10:54 AM

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Loan for car rental. So many wrong info in that one sentence. GG bro. Better settle fast.
Vrese
post Jan 15 2020, 10:56 AM

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8k x 12% = 960

960 x 4 weeks = 3,840. 4,588 if compounding <-- ts profit

8k + 3,840 = 11,840#

Not bad ts punya income this cny

This post has been edited by Vrese: Jan 15 2020, 10:59 AM
ozak
post Jan 15 2020, 10:56 AM

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QUOTE(Anime4lyfe @ Jan 15 2020, 01:01 AM)
Got 8k loan for cny use, to pay car rental and bills, I was told that the rate would be 12% but now I’m clueless about the calculation, 12% each week or total rate for week loan ?

They’ve fixed the date to pay the sum (Feb) and I hope my boss gives bonus this year so I can pay on time.
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8k to go trough CNY ?

You must be crazy.

And that is sound like along loan.
solarmotion
post Jan 15 2020, 11:13 AM

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Hope TS is trolling
Chaud
post Jan 15 2020, 11:15 AM

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loan to celebrate festive season


kek
BuKeYi
post Jan 15 2020, 11:16 AM

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lol, y loan from ah long? bank dun wan loan u?
jenny1990
post Jan 15 2020, 11:17 AM

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Janji ade gaya. Success life. Drive bmw back home raya. Baru people see up up. Kasi parents rm1k each.
saikia2046
post Jan 15 2020, 12:09 PM

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QUOTE(Harold2009 @ Jan 15 2020, 07:04 AM)
Yup, I work as usual from, my company give bonus $1500 if chinese work from 24 to 30 this month. Can saving a lot included, no need waste extra RM3000 for air tickets, taxi/grabs and other expenses included ang pow. So the differences money in the bank can save for taken 7 days holidays is quite huge up to RM7500-8000, that not included extra overtimes.
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You are smart thumbup.gif thumbup.gif make the money while still can.
TSAnime4lyfe
post Jan 15 2020, 12:12 PM

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QUOTE(hotdayum @ Jan 15 2020, 10:44 AM)
I feel bad for you. Seriously unker sympathize with you. I really wish you get through this. But taking the loan at that kind of interest is pure condensed foolishness. You're using debt to finance shit that you cannot afford.

I'd try to cut my losses by paying that principal amount back right now. Cut off the compounding interest. You'd probably be working the next 6 months just to pay off this debt.

At the same time, get used to public transport and start looking for a new job.
*
Thanks, I hope the interest is 12% for the entire period. Yea it’s time to get used to public transport

QUOTE(bobowyc @ Jan 15 2020, 10:54 AM)
Loan for car rental. So many wrong info in that one sentence. GG bro. Better settle fast.
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QUOTE(ozak @ Jan 15 2020, 10:56 AM)
8k to go trough CNY ?

You must be crazy.

And that is sound like along loan.
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QUOTE(Chaud @ Jan 15 2020, 11:15 AM)
loan to celebrate festive season
kek
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QUOTE(jenny1990 @ Jan 15 2020, 11:17 AM)
Janji ade gaya. Success life. Drive bmw back home raya. Baru people see up up. Kasi parents rm1k each.
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How many times I have to tell u guys, I get the loan because of tough time
Rusty Nail
post Jan 15 2020, 12:17 PM

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QUOTE(Anime4lyfe @ Jan 15 2020, 12:12 PM)
Thanks, I hope the interest is 12% for the entire period. Yea it’s time to get used to public transport
How many times I have to tell u guys, I get the loan because of tough time
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at that interest rate. it's only going to get waaaaaayyyyyyyyyyyyyyyyyyyyyy tougher
amirulhakimiazman
post Jan 15 2020, 12:20 PM

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gali lubang tutup lubang. never ends.
billy08
post Jan 15 2020, 12:22 PM

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QUOTE(yeezai @ Jan 15 2020, 01:04 AM)
Normally is 12% per week ..one month 48% interest
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How can normally 12% per week la bro .. you also can calculate upto 48% per month .. which means that guys just on interest every month have to ~4K based on his loan of 8K.
SUSlaoahpek
post Jan 15 2020, 12:23 PM

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earn 1k spend 200

don be sohai earn 1k take loan 10k and spend 20k

oh wai...
Mr.Ballz
post Jan 15 2020, 12:29 PM

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getting a loan for CNY is stupid enough. If not enough don't give,don't buy'don't show off, don't yolo. Tell them honestly,i rather people see me a poorfag than getting into dept.

Getting into dept is dishonor for me.
CertifiedHomphobe
post Jan 15 2020, 12:30 PM

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QUOTE(JimbeamofNRT @ Jan 15 2020, 10:46 AM)
I think every bangsa do this
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Still doesn't make it any better

Loan for raya
Loan for deepavali
Loan for Gawai
bobowyc
post Jan 15 2020, 12:38 PM

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QUOTE(Anime4lyfe @ Jan 15 2020, 12:12 PM)
Thanks, I hope the interest is 12% for the entire period. Yea it’s time to get used to public transport
How many times I have to tell u guys, I get the loan because of tough time
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Loan will make it tougher. Better settle first outstanding before getting a loan.

Edit: By whatever means necessary.

This post has been edited by bobowyc: Jan 15 2020, 12:39 PM
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