tldr version = renting is not too bad after all

i prefer renting, i dont want to commit for a long term loan.

if single i think its ok

after that need to think long term

I dont know, but i appreciate ppl keep renting my properties

I also appreciate renting my amoi landlord property.

Hngghh

for not hot area, nope.
but this does not apply if you are renting big house when with house loan, you could only afford small house.

i rent for few year and with those extra money collected i could pay for large portion as downpayment.

instead of thinking your landlord as an evil vampire or evil capitalist, why not think the money your paid were returned as a service that you need (utilize those as much possible)

This post has been edited by zerorating: Jan 14 2020, 10:18 PM

So tonight u can pull imaging your landlord

rent = can move to new house every 3 years

Your amoi landlord still has other property for rent?

Ayam interested to rent from her

At current market, move new house every 2-3 years with no increase in rental,hehe

Save renovation cost

Those who can't or could barely afford a house will always be open about renting
Those who could afford a house easily to them renting is a waste of money

Now kolos

if got cash just buy

if not married then rent.
you usually have to run away after you pump and dump some girls.

This post has been edited by Phoenix_KL: Jan 14 2020, 10:35 PM

Renting is much lower risk and less stress. Example my condo area suddenly construct a flyover highway between condos.

Some condo owners want to sell due to noise of construction and damaged road but no takers. Props price dropped around the area. As a tenant, I can simply move to another area hahaha.

rent room to stay
buy properties and rent out to earn income

An apartment would be pretty run down 15-20 years in time, not to mention it was the owner who bear maintenance and repair cost.
Even you renovate it the outside appearance and facility will deteriorate.

If apartment rent better since there are always new and better project development.

It depends
If u really want to settle down
Yes

Buy leh

Can reno to my liking

This.👆

Like rent remain the same for 2.1k for 25years.

Renting not bad. But even the video final number show own property having more gain in the end.

Rent is ok.
Boleh tukar environment, no need to maintain, hassless...
Is a good choice for foreveralone.

Rent is ok.
Boleh tukar environment, no need to maintain, hassless...
Is a good choice for foreveralone.

Both got pros and cons, depending on your circumstances.

Renting is fine if you can move anywhere you like. But for those who have a preference for a particular area, it is better if you can buy, renovate it to last for the long stay. When the property rush comes back, the price will move very fast for preferred areas.

Im not that low

Same. Sappork

2020 still buy million ringgit property?


Rent la. Every few years move to new house.

Bodo renting the house forever not under u
Bought a house no money still can sell to exchange money

BTW u ah?

Agree, cukur got owner keep renting out new prop at cheap2 price.

So regret bought too many

Jelly u, when no money just up to sell one by one ☝️

Not easy to sell.

everything will run down in 20 years time

Give me for free stay okay 😘😘😘

damansara perdana?

i rent 1300 a month in saujana klia double storey.

In today’s market you can rent much2 cheaper than mortgage, even lower than mortgage interest payment.. if you know where to look, 2mm house can rent for 5-6k..

e.g. 2mm house mortgage installment ~12k over 20 years, rental 7k.. The 5k difference can invest in other assets with possible better returns / better liquidity

Maintainance (eg pipe rosak, atap bocor, autogate rosak etc), cukai tanah etc landlord settle .. of course depends on luck getting good landlord lah

Depend on your situation..

But long term, you pay for other ppl loan

In the end they got property u got nothing

only if can afford. else 35 yr loan mean u kena lock urself to bank wan do anything oso nod think twice.

i buy so that i can gip to my children later.

even long term loan covered with insurance/mrta/mrtt. so if anythng happen, the insurance will take care of it.

Yup. But u still commit to paying rentals. How is that different?

U still have to pay

This post has been edited by accitzone: Jan 15 2020, 08:46 AM

Yes bro, infamous place for their flyover highway. Literally infront of people's balcony.

yes i saw that too, last time i used to work there and traffic is not as bad. reach office at 9, parking is still available.
now when i revisit the place after 2-3 years away from MY, so much has changed.

flooding, traffic jam, noise and that flyover... how ppl slp at night. that road is just like outside their window. imagine every hour ppl with modified exhaust pipe pass by. lol

luckily i m not working there anymore. really is nightmare for all the owners there.

So better buy land, only land appreciates, house just build as cheap as possible since renovation cost almost as much as rebuilding.
In Japan, house average lifespan is less than 25 years, after that demolish and rebuild, directly save renovation cost and get a new, more modern house.

My condo is only 8 year-old and it's already has leaking here and there, big cracks on walls.

I can't imagine after 20 years.

Agreed, when now our river sand had been sold to Singapore and China, cannot make good concrete already.
Even new house crack everywhere.

In Japan, they would just buy land or demolish the old house (which is easy given their method of construction) and build new steel frame house.
You see Japanese drama companies like Sekisui and Daiwa house sponsor, easier to arrange for insurance policy and finances.
https://www.sekisuihouse.com/index.html
https://www.daiwahouse.co.jp/jutaku/index.html

Usually Japanese just rent at danchi type of apartment or mansion type of apartment depending on their income, once have money or wanted to form family only buy landed house.
Apartments are bought for rent collection after a while they are demolished and make way for new development ie like Marunouchi now.
Apartment or house in rural place or further from station where nobody wants just left there to rot.

Own house better than renting, house prices keeps on rising every year.

Yeah, buy at Bukit Antarabangsa, high class place, good environment, very cheap now.

I have long since decided that I won't waste money buying a house when I can enjoy it for less by renting one.

I currently live in an apartment in Mont Kiara, my estimate is my landlady is actually subsidising me by at least RM900 each month for me to live in her property. The rental I pay definitely does not cover the mortgage payments and she still has to pay for the building management fees as well as insurance.

Malaysia is such a fantastic place, my apartment even comes with its own washer and dryer.

renting for those want to move around

buy and stay one location dont appeal to many

its the future trend

but due to education and stupid parents, die die must buy, then no live from paying all the installments = might as well die.

but you can't deny that older apartment and condos have the best road access

newer one the location is quite cacat or its a commercial title instead of redsidential

Commercial title don't compare to those studio build for rental type lah.
Now rental also quite cheap, I rent One residensi just up on Jalan Alor rent only 2k I paid upfront, furnished even.
I can even rent out parking since I am not living there.
For the asking price of ther market minus maintenance, I don't know how to owner can recover cost.