My CC limit for a certain bank I'm with since 2000 (was 5k limit) was increased automatically every few years without updating my salary also

they never called nor SMS about the limit increase

now I can just swipe my card to buy a Vios/City without loan if I want

malaysian working in sg is categorized as high risk customer, at least at a bank that i used to work la

Dude, that's impressive man.

My first CC limit upon entering working world back in 2008 was a measly RM3K.

Usually, there is no cons towards the customer. An increased limit actually benefits your Credit Score a little. Reason being is that, assuming you maintain the same level of spending before, you utilise a lower percentage of your available limit, which is good for other banks in evaluating your credit score. The limits do show up in BNM's CCRIS records