There's a term called stop loss right? 

If you can stomach the loss and sleep well at night, can exit

Or else, hold it until it turns green again

If really cannot sleep well, better withdraw out and put in FD / EPF / Amanah Saham 

Health important than wealth

If you plan to hold bond it is usually for wealth preservation and it depends on your age and lifestyle

If your looking at medium to long term with moderate risks it will be good to hold bond about 25% of your portfolio together with commodities such as gold, silver etc about 10%

Still depends on your risk appetite

Yes, still hold some IPF, but not much (now still lose some money)

Opus redemption is getting very slow lately. Redeemed last thursday, until today also not yet keluar

new investor only ,
mostly ppl here is kaki lama 

😂 Maksud I ialah fsm, OPUS biar