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 Opus Touch, Self-Service UT Platform

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zenquix
post May 28 2020, 06:17 PM

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QUOTE(MNet @ May 28 2020, 05:56 PM)
For IPF yes, many
Bond market sees more downgrades
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where can we get news such as this?
zenquix
post May 31 2020, 03:15 PM

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the example for existing investor is also strange..

QUOTE
Existing investor 29th May 2020 – Balance RM1,000 30th May 2020 – Top up RM2,000 15th September 2020 – Withdraw RM1,100 Result: Disqualify for the entry due to amount withdrawn is more than the balance of RM1,000 as at 29th May 2020.
when their clause is
QUOTE
Note: For existing investor of OpusAM, disqualification of entry will apply only for withdrawal made on top up investment during Campaign Period and Retention Period
what does it have anything to do with the "balance as of May 29?"

Anyway i am planning to top up but no rush since it is a fixed end date for the retention.

This post has been edited by zenquix: May 31 2020, 03:17 PM
zenquix
post May 31 2020, 04:13 PM

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QUOTE(tan_aniki @ May 31 2020, 03:22 PM)
The campaign start on 30/5, means as of 29/5 if u already invest RM1k, u need at least another RM1k before 30/6 to qualify and cannot redeem till left under RM2k before 30/9
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ah it means that can withdraw any amount as of May 29 but cannot go below the delta added between May 30 to June 30.

i.e as of May 29 got 30k. Add 1k during the promo period. Can withdraw max of 30k before Sep30
zenquix
post May 31 2020, 10:05 PM

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QUOTE(tan_aniki @ May 31 2020, 06:14 PM)
Existing investor 29th May 2020 – Balance RM1,000 30th May 2020 – Top up RM2,000 15th September 2020 – Withdraw RM1,100 Result: Disqualify for the entry due to amount withdrawn is more than the balance of RM1,000 as at 29th May 2020.

You just need to substitute the number and play around
It's the same concept lke sspn tax relief calculation, they just want u to get extra fresh fund without withdraw the existing fund inside
Actually why i wanna explain so much ler lol
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having reread it my post is correct.

in the example the existing investor withdrew 1.1k - which is more than the 1k he started with, so the "fresh investment" was touched, and hence disqualified.

in a nutshell, don't withdraw the "fresh investment" amount. if you invested 5k from May 30 - June 30, your balance cannot drop below 5k, regardless how much your current balance is as of May 29


zenquix
post Jul 11 2020, 12:33 AM

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SIPF really looking like the poorer performer.
I have more in it as lower NAV = more units = more upside.

But the IPF is really running wayy past it
zenquix
post Jul 21 2020, 05:01 PM

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actually i appreciate the daily NAV report. No need to open Opus website which is slow for me - and i can easily gauge my returns as i do track my avg NAV cost.

the incremental (+) is a very welcomed addition cause no need to check back for how much it went up.

I agree % is useless as % from yesterday only meaningful for the guy who invested yesterday
zenquix
post Jul 24 2020, 11:26 AM

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QUOTE(mamamia @ Jul 24 2020, 10:01 AM)
Is that u guys will redeem b4 distribution?
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do they even announced distribution date?
zenquix
post Jul 24 2020, 02:19 PM

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QUOTE(GrumpyNooby @ Jul 24 2020, 11:59 AM)
1. Some fund house will make announcement early.
2. Some can predict based on past distribution history example those FI funds.
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specifically for opus. I don't recall any prior announcement from them although FSM did state that there was distribution incoming (can't recall whether the date is correct)

QUOTE(extinct_83 @ Jul 24 2020, 01:38 PM)
RHB Bond and RHB Islamic Bond NAV got impacted when one of the holding downgraded e.g. Bright Focus bond last year downgraded

https://www.fundsupermart.com.my/fsmone/art...hin-Half-A-Year
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Opus claims they are bond specialist so hopefully they catch these problems before it affects the fund
zenquix
post Sep 30 2020, 01:23 PM

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QUOTE(no6 @ Sep 30 2020, 08:05 AM)
Is This the distribution for jun-sep 2020 aka quarterly interest
Can i switch back to reinvestment for future distribution ?
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QUOTE(GrumpyNooby @ Sep 30 2020, 08:28 AM)

Please check with CS on your distribution instruction and if you can change the instruction easily via CS.
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Can. Just email clientservices. Done it before. Furthermore you must have held alot of units as only distribution > RM100 will have the option to credit to bank. i.e. if even if u choose this option, if your distribution entitlement < RM100 you will still get unit reinvestment.
zenquix
post Sep 30 2020, 03:44 PM

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QUOTE(no6 @ Sep 30 2020, 02:26 PM)
am still new here, would it be better to reinvest the distribution or cash out ?
what is your experience so far ?
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my distribution always reinvestment as less than RM100 lol. Have to ask the big bosses for their analysis.

QUOTE(thecurious @ Sep 30 2020, 02:58 PM)
Is there a way to check the current selected method other than emailing them?
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not that i am aware of. You can select it once during the account creation but don't see it anywhere on the website. Do email them, they respond quite quickly during office hours per my experience.
zenquix
post Apr 28 2021, 08:23 AM

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if Opus has a long term view - they should get into the DuitNow QR ecosystem. Then we can use any ewallet.

 

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