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 Opus Touch, Self-Service UT Platform

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funboy555
post Jul 1 2020, 12:59 PM

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QUOTE(tan_aniki @ Jun 30 2020, 03:43 PM)
https://touch.opusasset.com/SAVEWITHOPUSAM2020

refer 1st page

winner list updated
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Now they show the list of campaigns that they have.

https://touch.opusasset.com/CampaignList/

And each campaign winner are announced in the campaign list. thumbup.gif
funboy555
post Jul 6 2020, 02:21 PM

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QUOTE(Dexter @ Jul 6 2020, 01:37 PM)
Ok. I'll rewrite in such way, "Opus is having issue on interaction with Boost during payment stage,". It caused missing base coin after payment is deem completed at both side. I don't know why Boost not giving base coin for this Opus transaction until I contacted Boost CS. They admitted their issue.

To confirm my account is not having 'soft-ban' those issue, I repeated another trnx with Opus again on same day, but base coins is rewarded.
I also don't know in what situation Boost will not reward base-coin, but I know shake coins is always giving randomly.

If one day Boost decided not to give coins for Opus as merchant, I'll not be surprise.
As someone reported this missing coins, I was a bit into paying extra attention ... to Boost's behavior.
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I faced the same experience, I tried my first activated Opus Mission at Boost, it didn't complete and didn't give me the base coins. Then i lodge a report to Boost, it was resolved immediately and the mission was completed and got back my base coins. I tried few more times later without issues, got my base coins and instantly complete the mission. I did this after Boost clarified they have resolved the mission problem.
funboy555
post Jul 9 2020, 11:26 AM

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QUOTE(GrumpyNooby @ Jul 9 2020, 09:36 AM)
NAV as of 8/7/2020

IPF: 1.0767
SIPF: 1.0314
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Up Up hooray.
funboy555
post Jul 17 2020, 01:58 PM

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QUOTE(GrumpyNooby @ Jul 17 2020, 09:36 AM)
NAV as of 16/7/2020

IPF: 1.0816 (+0.007)
SIPF: 1.0361 (+0.0004)
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Nice...

So far what are your experience with Opus Touch? Make profit? Do you guys invest in shares also?
funboy555
post Jul 20 2020, 11:16 AM

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QUOTE(GrumpyNooby @ Jul 20 2020, 09:02 AM)
NAV as of 17/7/2020

IPF: 1.0829 (+0.0013)
SIPF: 1.0378 (+0.0017)
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Wow up so much last friday. MTD up about 1.6%, nice.
funboy555
post Jul 20 2020, 11:17 AM

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QUOTE(majorarmstrong @ Jul 20 2020, 11:08 AM)
i just spoken to customer service here is the info:
1. register that time can choose 2 fund
2. when put money inside account approve can see only your selected fund
3. move to accepted for processing status continue to see 1 fund
4. once the money is invested can see 4 funds

hebat system kan
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Uncle account once approved, can go to the side menu -> Transaction ->Invest Now, then can see other 4 funds.

But if uncle is looking for medium and long term low risk investment, I suggest IPF and SIPF.

If very conservative then can consider MPF and SSTLRAF.
funboy555
post Jul 20 2020, 11:37 AM

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QUOTE(tan_aniki @ Jul 20 2020, 11:21 AM)
should be 0.16% bah
i choose conservative but invest on IPF  biggrin.gif
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user posted image

I mean Month-To-Date, based on their performance chart at website last month close at 13.13%, as at last Friday is 14.82%, so i just take simple minus calculation to estimate, should be 1.6%+ up since 1st July till now.

Correct?
funboy555
post Jul 21 2020, 10:25 AM

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QUOTE(tan_aniki @ Jul 21 2020, 10:12 AM)
you can view all the transaction history with time stamp
believe me, once you addicted to IPF, you won't put money into MPF
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Agreed. That's why for new investors they suggest IPF and SIPF.


QUOTE(majorarmstrong @ Jul 21 2020, 10:18 AM)
uncle still dont know what is IPF vs MPF
all i know is IPF higher risk
MPF lower risk
that is all i know
so i put in both 10k each la
then come back after 1 to 2 years to see see look look
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Uncle, IPF is for medium to long term investment, you can always checkout their website to download the fund factsheet or call their customer services to explain to you, i think they are quite helpful and more than willing to share with uncle the difference.

I personally put both before, MPF is rather safe is just slightly better than FD rate, but FD although higher risk, but looking at their credit profile and sectors allocation in fund fact sheet, most of the holdings are quite liquid. As at June, the portfolio yield for IPF is 3.4%, MPF is 2.5%. meaning to say the bond holdings that they had in the portfolio, without any movement and they hold it till maturity then that's the yield you may gain from the investment.

But uncle has to understand, higher risk, higher return or higher loss. That's the main difference from my point of view.
funboy555
post Jul 22 2020, 01:49 PM

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QUOTE(MNet @ Jul 22 2020, 11:41 AM)
why there is no update on today nav
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QUOTE(ironman16 @ Jul 22 2020, 11:53 AM)
Barangkali sakit hati dgn u 😜😜😜
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QUOTE(tan_aniki @ Jul 22 2020, 12:01 PM)
you scared him off d...

anyway you all can refer to 1st post fund performance for each
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Exactly la. People being kind and update here, then comment on people's good effort and take it for granted.

He is really trying to help out everyone here and is also easy to get info here no need purposely go to website to check out the price sometimes. Must thanks to his effort.
funboy555
post Jul 22 2020, 01:55 PM

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QUOTE(GrumpyNooby @ Jul 21 2020, 09:35 AM)
NAV as of 20/7/2020

IPF: 1.0840 (+0.0011)
SIPF: 1.0386 (+0.0008)
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IPF: 1.0849 (+0.0009)
SIPF: 1.0394 (+0.0008)
MPF: 1.0055 (+0.0001)

Today help GrumpyNooby to update. Hopefully he is back to help to update. Thanks Grumpy. dont be grumpy because of people's bad comment. Some of us really appreciate your update here.
funboy555
post Jul 22 2020, 02:35 PM

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QUOTE(GrumpyNooby @ Jul 22 2020, 01:58 PM)
It's not about that.
People is accusing me as cheater for post count increase.

With that, I'm no longer be posting daily NAV even I do login to Opus Touch on daily basis to update my spreadsheet.
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Don't be sad. We really love your genuine intention. Just continue to help the LYN Touch community. Appreciate that. Seriously.
funboy555
post Jul 23 2020, 12:04 PM

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QUOTE(majorarmstrong @ Jul 23 2020, 11:45 AM)
i notice that the fund size for Opus is quite small
user posted image
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user posted image

I think their fund growth in terms of AUM and performance are quite good. this one extract from one fund in FSM, 18 years also never grow. Looking at Opus Wholesales Fund, some also quite big AUM size. Just give them some times to grow.
funboy555
post Jul 23 2020, 05:08 PM

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QUOTE(ironman16 @ Jul 23 2020, 02:20 PM)
FI very stable, lump sum or dca oso same.
Unless kena mcm covid masa march itu, semua drop la
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Sorry what is DCA means?
funboy555
post Jul 24 2020, 09:17 AM

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QUOTE(MNet @ Jul 23 2020, 09:20 PM)
Small fund is high risk as if 1 bond default the it will impacted heavly
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QUOTE(T231H @ Jul 23 2020, 09:34 PM)
hmm.gif
since the limitation is usually by %
example:,...
1) The value of the Fund’s investments in fixed income securities issued by any one group of companies must not exceed 30% of the Fund’s NAV.

2) The value of the Fund’s placement in deposits with any single institution must not exceed 20% of the NAV of the Fund.

thus having 24 million or 240 million fund size not same scenario when 1 bond default? will it impact be the same since it is by % of NAV?  hmm.gif
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Total agree with T231H, MNet comment is so misleading and confusing. It is always back to % of holdings and % of performance.

If a 24 million fund had a high potential default bond exposure of 2.4 million (10%), as compare to a bond fund which has 240 million fund size but 48 million (20%) exposure of potential default bond, what is the impact?

Fund size does matter, I agree with that, but still back to underlying assets that they invest into. Is a bit unfair to keep commenting about defaulting bonds while you can't provide actual facts that is there really defaulted bond in it? I think earlier also i highlighted look at the credit profile in fund fact sheet, it will give u a better view how is the quality of the bonds are and what exposure is it in the funds.
funboy555
post Jul 24 2020, 09:39 AM

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QUOTE(MNet @ Jul 23 2020, 09:53 PM)
In theory when u look yes it is but if u look back as bond default case then it will be different, u can try check amdyamic its bond default impact compare to other bond fund
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QUOTE(majorarmstrong @ Jul 24 2020, 09:29 AM)
Can you share a little bit on which fund is kena default drop till gila gila? Or totally become zero value?
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Uncle, I have no idea which one as I never experience investing in such fund yet and I hope I am not so unlucky, I am poor guy and looking for consistent return only. But according to MNet, he may be experienced before with AmDynamic Fund, may be he can help to explain a bit what happened.
funboy555
post Jul 24 2020, 09:40 AM

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QUOTE(tan_aniki @ Jul 24 2020, 09:27 AM)
Price updated on 1st post, very handsome rise~
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Month-to-date 2% rise, better than 1 year FD rate...hahaha...can buy few more packs nasi lemak bungkus.
funboy555
post Jul 27 2020, 10:39 AM

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QUOTE(majorarmstrong @ Jul 27 2020, 10:29 AM)
Question: Deposit vs when to reflect in account?

I am a little puzzle on deposit vs when it will reflect
system say cut off 4PM
so i can deposite before 4PM today and tomorrow morning 9AM will reflect?
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Yes Uncle.

If before 4pm, you will get your money process with today's NAV price.

It will reflect and processed by the next business day morning.
funboy555
post Jul 27 2020, 11:15 AM

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QUOTE(majorarmstrong @ Jul 27 2020, 11:08 AM)
so i should just leave my money inside my bank on Saturday and Sunday and only DCA during monday morning
can earn few cents in interest over the weekend smile.gif
i ask this because i did experiment transfer some money from Thursday morning RM100, Friday morning RM100, Saturday morning RM100, Sunday Morning RM100
i only have RM200 reflected
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Ya. Can say so.

Usually for me, I would deposit on Friday before 4pm if i want to. Because without any movement, the accrued interest from bonds would reflect on Monday price.

Saturday, Sunday is a non-business day so no difference if you put in money at Monday morning.
funboy555
post Jul 27 2020, 12:12 PM

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QUOTE(majorarmstrong @ Jul 27 2020, 12:01 PM)
there is a word in hokkie say "not everyday is sunday"
means not everyday it will go up
it will come down also ma
anyway i still new to this OPUS
just weekly 1k until 10k saja then stop and see see look look before commit any further
some FD maturing over in  middle of August so if things looks good in OPUS will put more till 50k
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Uncle, if your FD money is not urgently needed to be used, for middle to long term Income Fund is the answer. From the performance chart you can see over long run it always outbeat FD rate.

If your FD money is urgently needed to use, then you can put into MPF, lower risk, and so far even during March i think it has very minimum impact, at most 0% return.
funboy555
post Jul 28 2020, 08:51 AM

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QUOTE(tan_aniki @ Jul 27 2020, 07:03 PM)
I have updated the winner list in 2nd post, the existing winner strike off and replaced by another winner on 3/7
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Did you win?

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