Hi,
Could you recommend me a good medical insurance for 62 years old female?
Budget is around RM2000 per year.
Have to be like no need to pay any money first then claim back, in the case of hospitalisation.
Thank you.
Medical insurance
Medical insurance
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Dec 31 2019, 07:48 PM, updated 6y ago
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#1
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Junior Member
99 posts Joined: Aug 2012 |
Hi,
Could you recommend me a good medical insurance for 62 years old female? Budget is around RM2000 per year. Have to be like no need to pay any money first then claim back, in the case of hospitalisation. Thank you. |
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Dec 31 2019, 07:51 PM
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#2
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Senior Member
4,482 posts Joined: Jul 2005 |
QUOTE(naiveboy @ Dec 31 2019, 07:48 PM) Hi, No such plan... Anything after 60 years old the premium would be approximate rm10k... Those term insurance once hit 50 years old you can't buy them anymoreCould you recommend me a good medical insurance for 62 years old female? Budget is around RM2000 per year. Have to be like no need to pay any money first then claim back, in the case of hospitalisation. Thank you. |
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Dec 31 2019, 07:53 PM
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#3
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Senior Member
3,190 posts Joined: Dec 2017 |
QUOTE(naiveboy @ Dec 31 2019, 06:18 PM) Hi, Very expensive. You can't find 2k insurance anymore for that ageCould you recommend me a good medical insurance for 62 years old female? Budget is around RM2000 per year. Have to be like no need to pay any money first then claim back, in the case of hospitalisation. Thank you. |
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Dec 31 2019, 08:40 PM
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#4
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Junior Member
99 posts Joined: Aug 2012 |
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Jan 1 2020, 12:29 PM
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#5
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Junior Member
41 posts Joined: Apr 2007 |
You can check axa insurance online
This post has been edited by rin66o: Jan 1 2020, 12:29 PM |
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Jan 2 2020, 11:14 AM
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#6
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Junior Member
409 posts Joined: Oct 2018 |
consider other type of insurance? the one you looking a bit out of your budget
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Jan 2 2020, 12:51 PM
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#7
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Junior Member
215 posts Joined: Nov 2010 |
I think they will usually only insure until age 65. At 62 full medical checkup will be required.
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Jan 2 2020, 01:04 PM
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#8
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Junior Member
474 posts Joined: Mar 2011 From: Kuala Lumpur |
QUOTE(naiveboy @ Dec 31 2019, 08:40 PM) A basic standalone medical plan may cost around RM4k, without additional underwriting. Given she is aged 62, she would likely be required to pay additional premium based on medical underwriting. Declare all health conditions so that later you are not denied for any conditions not previously declared. |
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Jan 2 2020, 07:21 PM
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#9
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Junior Member
345 posts Joined: Dec 2004 From: B. B. Bangi |
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Jan 2 2020, 10:15 PM
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#10
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Junior Member
637 posts Joined: Nov 2019 |
QUOTE(Scud_eSpade @ Jan 2 2020, 07:21 PM) RM3660/year for 62 year old.. MediSavers Ehsan S75SP with RM225 room rate, limit per disability RM967k and no lifetime limit (cover till year 2115)... healthy condition only Even healthy conditions still considered very high risk. After subscribe, need wait for how long only can claim? |
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Jan 3 2020, 04:44 AM
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345 posts Joined: Dec 2004 From: B. B. Bangi |
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