Jan 7 2020, 07:03 AM
QUOTE(plouffle0789 @ Dec 31 2019, 09:10 AM)
Licensed Insurance Companies & Takaful Operators
No. Name Ownership
1 AIA Berhad
2 AXA Affin Life Insurance Berhad affin bank grouo
3 Allianz Life Insurance Malaysia Berhad
4 AmMetLife Insurance Berhad ambank group
5 Etiqa Life Insurance Berhad maybank group
6 Gibraltar BSN Life Berhad bank simpanan nasional
7 Great Eastern Life Assurance (Malaysia) Berhad
8 Hong Leong Assurance Berhad hong leong bank group
9 MCIS Insurance Berhad sanlam group
10 Manulife Insurance Berhad
11 Prudential Assurance Malaysia Berhad
12 Sunlife Malaysia Assurance Berhad
13 Tokio Marine Life Insurance Malaysia Bhd
14 Zurich Life Insurance Malaysia Berhad
15 Syarikat Takaful Malaysia Keluarga Berhad
But nowadays no much more medical card that is not ILP
A lot of people find this hard to accept. Maybe when they bought their cards, their advisor or agent told them, “This is cheap, right?” After that, we think the five years, normally, the cost of this medical card increase every five years, there is one rate, the next five years, there is a different rate to pay. Then, you say, “Hey, how come it keeps on increasing?”
That is how a
standalone medical card
is structured, and you must be prepared for that.
Bersusah-susah dahulu, bersenang-senang kemudian =ILP medical card
Renewal Conditions
Most standalone policies provide a guarantee that your policy will be renewed even though you’ve been diagnosed with an illness before your next renewal date.
This is good to have. Here’s the reason why. Say if you were diagnosed with diabetes this year, and your policy is not a guaranteed renewal policy, the company has every right to reject your renewal.
Now, you’re left with zero coverage for next year. Adding to that, other insurance companies won’t accept your application either, because now you have diabetes and it’s a risk they are usually not willing to take.
Bersenang-senang dahulu, Bersusah-susah kemudian = Standalone medical card
Just bought online aia public takaful critical illness. 250k rm277 annually.No. Name Ownership
1 AIA Berhad
2 AXA Affin Life Insurance Berhad affin bank grouo
3 Allianz Life Insurance Malaysia Berhad
4 AmMetLife Insurance Berhad ambank group
5 Etiqa Life Insurance Berhad maybank group
6 Gibraltar BSN Life Berhad bank simpanan nasional
7 Great Eastern Life Assurance (Malaysia) Berhad
8 Hong Leong Assurance Berhad hong leong bank group
9 MCIS Insurance Berhad sanlam group
10 Manulife Insurance Berhad
11 Prudential Assurance Malaysia Berhad
12 Sunlife Malaysia Assurance Berhad
13 Tokio Marine Life Insurance Malaysia Bhd
14 Zurich Life Insurance Malaysia Berhad
15 Syarikat Takaful Malaysia Keluarga Berhad
But nowadays no much more medical card that is not ILP
A lot of people find this hard to accept. Maybe when they bought their cards, their advisor or agent told them, “This is cheap, right?” After that, we think the five years, normally, the cost of this medical card increase every five years, there is one rate, the next five years, there is a different rate to pay. Then, you say, “Hey, how come it keeps on increasing?”
That is how a
standalone medical card
is structured, and you must be prepared for that.
Bersusah-susah dahulu, bersenang-senang kemudian =ILP medical card
Renewal Conditions
Most standalone policies provide a guarantee that your policy will be renewed even though you’ve been diagnosed with an illness before your next renewal date.
This is good to have. Here’s the reason why. Say if you were diagnosed with diabetes this year, and your policy is not a guaranteed renewal policy, the company has every right to reject your renewal.
Now, you’re left with zero coverage for next year. Adding to that, other insurance companies won’t accept your application either, because now you have diabetes and it’s a risk they are usually not willing to take.
Bersenang-senang dahulu, Bersusah-susah kemudian = Standalone medical card
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