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 Which medical card insurance you buy?

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debonairs91
post Dec 27 2021, 08:14 AM

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QUOTE(Mattrock @ Dec 19 2021, 01:59 PM)
My son - 22, was recently diagnosed with a mild case of proctitis. On medication now to see how it goes. Will this be an issue to obtain a medical card?
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No issues just apply but make sure you disclose the illness. The insurer will probably ask for medical report then they will decide whether to take you in or not. Maybe omit the coverage for proctitis.

QUOTE(ixaRA @ Dec 27 2021, 08:07 AM)
I bought aia basic medical card only.. cover 100k per year.

Paid rm75 only.. i downgrade from aia plan 1mil cover per year.. its too heavy for me..need to pay rm260 permonth..
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100k can do what? Cost of treatment will increase over time because of medical inflation. After some time the 100k coverage won't be enough. You see the viral covid cost treatment at private also can know dy
debonairs91
post Dec 28 2021, 05:27 PM

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QUOTE(heavensea @ Dec 28 2021, 10:59 AM)
Medical coverage is very important

1 serious illness can wipe off your lifetime saving

Insurance is tend to offer protection, not ROI

Don't listen to cock talker, don't be naïve and ruin your own life.
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Nope not really. Life insurance is more important to protect your family if you die. If ill can just go gov hospital to save money
debonairs91
post Dec 28 2021, 05:34 PM

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QUOTE(plouffle0789 @ Dec 28 2021, 05:33 PM)
Too serious disease like 70 critical illness government hospital need to wait leh
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If got money for both life and medical feel free to get both. If can only afford one then take life only
debonairs91
post Dec 28 2021, 05:44 PM

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QUOTE(Pain4UrsinZ @ Dec 28 2021, 05:44 PM)
Not only when die la, like critical illness you cannot work can do early redemption of sum insured.
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If becum disabled until cannot do anything consider die also lulz
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