Which medical card insurance you buy?
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 Dec 31 2019, 11:48 AM
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#1
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Junior Member
140 posts Joined: Nov 2017  
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A Gibraltar BSN agent approach me for their ILP package. Suggested me to take the RM150 with the annual pay of RM1800 until age 70+ . And simulated investment returns of around RM600 per annum.
I was like, this is gooood! But, seems very fishy. Is it a scam? |
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Dec 31 2019, 12:44 PM
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#2
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Junior Member
140 posts Joined: Nov 2017
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QUOTE(zerorating @ Dec 31 2019, 12:12 PM) let see, So the plan matured after 20 years, what happens after that?i use AIA for the calculation you need to pay rm2805 per year for rm15000 sum covered (this is 20 years plan), with 5% profit per year, you will get rm750 per annum (dont forget remark Sila ambil perhatian bahawa pulangan pelaburan adalah TIDAK dijamin), so there is high chances you will not get 5% interest out of it. does this sound good for you? when the plan matured you get 150% out of sum covered, not all the money you invested into it.  Don't really understand this one. "when the plan matured you get 150% out of sum covered, not all the money you invested into it." |
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Dec 31 2019, 12:45 PM
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#3
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Junior Member
140 posts Joined: Nov 2017
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QUOTE(JohnKekHow @ Dec 31 2019, 12:42 PM) I pay Why so many plans?1) Medical card Takafool PruBSN AnugerahPlus = RM163/month 2) Life Takafool PruBSN WarisanPlus = Rm448/month 3) Life Takafool Zurich (takafoolink) = RM 400/month oh waiii burning those monney   |
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