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 Accidentally paid car loan twice a month?

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TSaikachan
post Dec 30 2019, 03:28 PM, updated 6y ago

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Alright so I just set up my father’s maybank2u account. He has a car loan so he want me to show him how to pay his car loan online. He paid for his monthly car payment on 10th of every month. So you know how it will usually ask for a TAC for every transaction? So I made a mistake of assuming it would need a TAC (just like any other payment) and accidentally paid the car loan. (For context, maybank usually ask us to confirm the transaction and request a tac after that, this one ask for confirmation as well so I just assume it will need a TAC on the next step but it didn’t.) So basically I made another payment for this month’s car loan.

I have never made a loan before so I’m not sure how this will affect the payment cycle Orz Because usually even if I overpaid my bills in a month it will just decrease the payment for the next bill. Of course I checked the loan balance and the payment decrease but will this messed up the next payment? What if my father just don’t pay for its January due?

Thank you in advance, I’m just confused and feel bad if I just made a big mistake sad.gif

TSaikachan
post Dec 30 2019, 03:34 PM

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QUOTE(cmcx1993 @ Dec 30 2019, 03:31 PM)
As far as i know that would nt be a problem at all.
you just gonna pay less 1 month from the total month you need to pay.
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Would it pose a problem if my dad skipped January payment then? Since it’s technically paid?
TSaikachan
post Dec 30 2019, 04:58 PM

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Thank you for the replies. I will give Maybank a call ^^

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