Before you guys ask: In general, very few people make more than RM20,000 a month. And for those who do, never seem to be active posters on this forum - perhaps they are busy sorting and going through their life. While they may have initially found me here, they are generally silent readers who would get in touch with me directly through PM or Whatsap. However, keep in mind that my sample is not random as they are simply a collection of my clients that thought I was good enough to help them with their financial needs. There may be others who earn a lot but I was not lucky enough to work with them on their finances.