I work in high paying mnc, no problem getting credit card

I used to work at Ambank before this.

Before I joined Ambank, I always get rejected when applied CC.

After joining Ambank, within 2 weeks I got CC with high credit limit.

now I already resigned they still maintain my credit limit.

and yeah, ur option to apply cc is to apply a job at bank.

Mine apply today, evening receive notification got approved. For maybank card from their card centre.

As a T20 I never have to worry about these problems. So I won’t help you here.

Don't give up bro. 1 failed, tons of other cc wanna get u. Lol.

Oh wait necro

cant say i share ts experience. in fact it is polar opposite. banks have been hounding me offering cc with dunno what perks all bundled in. so kena bullied

so far only bank keep calling want to offer me loan and credit card，i blocked already but still will have new number calling in....so damn annoying......

Gua guna bonuslink card machem bos. Mrk offer gua min infinite only. They said low keras card no suit me.

what

getting credit card is a problem

Hi guys,

Update: I've already gotten a card approved by Aeon Credit with a credit limit of RM 2,000, I was rejected back then but this time, I tried my luck and was approved. The puzzling thing is that I thought the credit limit is suppose to be twice your monthly salary. I call this a small successful step.

This post has been edited by moonsatelite: Feb 28 2020, 10:25 AM

TS, you want to get high chance of having your application approved you need these criterias:

1) Have a long time (10 years +) personal account with the bank with good amount of money in it.
2) Have a FD account with the bank you're applying for the card (at least RM5k)
3) Your company payroll uses the bank you're applying for and they have a very good credit status with the bank(usually MNCs have no problem).

Any of these criteria will increase your likelihood of approving your application.

Once you have a credit card like now you got with AEON Credit, keep it for 1 year and maintain your spending, don't pay your bills late or get late payment charges.
Then you can try applying the larger and more popular banks.

In Malaysia, Maybank VISA cards are accepted the most widely in the country. Public Bank, CIMB, UOB and Ambank also. They are the most strict when approving cards.
Then there's OCBC, claim to be world's strongest bank in the world. They aren't quite interested in doing credit cards.

My personal preferences would be:

Maybank
Public Bank
Ambank