QUOTE(timidandslow @ Dec 13 2019, 11:51 PM)
Summoning 2feidei bring it on silver card very easy get only , 1night playing 150GP only is it better to keep money in FD, or take the money out to buy property
is it better to keep money in FD, or take the money out to buy property
|
|
Dec 14 2019, 12:03 AM
Show posts by this member only | IPv6 | Post
#921
|
![]() ![]() ![]() ![]() ![]()
Senior Member
817 posts Joined: Oct 2006 |
|
|
|
|
|
|
Dec 14 2019, 12:07 AM
|
![]() ![]()
Junior Member
80 posts Joined: Nov 2019 |
QUOTE(destiny6 @ Dec 14 2019, 12:03 AM) i am glad to hear that obtaining genting silver and prefered banking is easy.in that case ,2feidei should have no problem showing proof of his PB, RM, car sticker, infinite visa, and genting silver card. |
|
|
Dec 14 2019, 12:11 AM
|
![]() ![]()
Junior Member
113 posts Joined: Apr 2019 |
everyone spaming this thread for 2019 TOTY ??
|
|
|
Dec 14 2019, 12:20 AM
|
![]() ![]() ![]() ![]() ![]()
Senior Member
817 posts Joined: Oct 2006 |
QUOTE(timidandslow @ Dec 14 2019, 12:07 AM) i am glad to hear that obtaining genting silver and prefered banking is easy. If he can show Genting silver card you really run nekkid?in that case ,2feidei should have no problem showing proof of his PB, RM, car sticker, infinite visa, and genting silver card. |
|
|
Dec 14 2019, 12:21 AM
|
![]() ![]()
Junior Member
80 posts Joined: Nov 2019 |
|
|
|
Dec 14 2019, 12:24 AM
Show posts by this member only | IPv6 | Post
#926
|
![]() ![]() ![]() ![]() ![]()
Senior Member
817 posts Joined: Oct 2006 |
|
|
|
|
|
|
Dec 14 2019, 12:28 AM
Show posts by this member only | IPv6 | Post
#927
|
![]() ![]() ![]()
Junior Member
377 posts Joined: Jun 2016 |
QUOTE(timidandslow @ Dec 4 2019, 05:23 PM) currently i have rm200k sitting in FD. i am planning to buy property which costs rm400k for investment. 200k isn't much... You'll go thru this fast if u spend...my question is , should i take a 50% loan and use my FD to pay 50% downpayment? or , take a 90% flexi loan then move my FD into the mortgage to reduce the interest payable ? --- edit --- my general understanding is that , of course its better to take the minimum loan possible or no loan at all when buying a property . just pay cash if possible. in this scenario i forego the 4-5% annual returns that my funds are generating. but i skip the mortgage interest, valuer fee, legal fee, mrta. of course i run the small risk of lhdn raising questions 1) Basically ask yourself is your FD interest rate higher Then your borrowings interest then the bank? Obviously it isn't or banks would be bankrupt loan sharks and this scenario never happens. 2nd scenario 2) Do you have any vehicle that can bring in higher interest per annum then the bank mortgage interest, yes? Then invest @ chunk of percentage in that and service the monthly installments. 3rd scenario 3) You answered one and your at a dead end... You answered your own question. Put 150k down and 50k for lawyer, stamping and furniture.... |
|
|
Dec 14 2019, 12:30 AM
Show posts by this member only | IPv6 | Post
#928
|
![]() ![]() ![]()
Junior Member
377 posts Joined: Jun 2016 |
Alternatively u can take that 200k and get a flashy car status symbol.... And serbis that loan and maintenance fees...
Janji bergaya.... #YOLO |
|
|
Dec 14 2019, 12:31 AM
|
![]() ![]()
Junior Member
80 posts Joined: Nov 2019 |
QUOTE(2feidei @ Dec 12 2019, 10:14 PM) topkek....kecut bola, pipul oledi offer u all expenses paid + 5k cold hard cash......saupeh lah dupe QUOTE(2malaysiajib @ Dec 14 2019, 12:28 AM) yes he is indeed famous as a son of a biatch |
|
|
Dec 14 2019, 12:33 AM
|
![]()
Newbie
31 posts Joined: Jan 2019 |
|
|
|
Dec 14 2019, 05:38 PM
Show posts by this member only | IPv6 | Post
#931
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,158 posts Joined: Oct 2013 |
|
|
|
Dec 14 2019, 05:52 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
7,847 posts Joined: Sep 2019 |
QUOTE(2feidei @ Dec 14 2019, 05:38 PM) genting silver card jer.....apa kecoh....
» Click to show Spoiler - click again to hide... « This is what Iβm talking about la - gaya, mutu & keunggulan. Or, the Singapore version: steady pom Pi Pi. πͺπ This post has been edited by hksgmy: Dec 14 2019, 06:03 PM |
|
|
Dec 14 2019, 05:56 PM
Show posts by this member only | IPv6 | Post
#933
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,158 posts Joined: Oct 2013 |
QUOTE(hksgmy @ Dec 14 2019, 05:52 PM) This is what Iβm talking about la - gaya, mutu & keunggulan. Or, the Singapore version: steady pom Pi Pi. unker, u don't troll or buli budak kechik lah........i hear u mau kam genting, i better masuk gaung, clear the road for u liou.....i know where i stand one, unlike someone first claim got 300k FD, then 200k FD, then 6 figures liquid assets, all supported with bank RM name card and car sticker jer....πͺπ later TS said ayam pinjam pipul one.....ask where is RM name card, infinite card or car sticker again |
|
|
|
|
|
Dec 14 2019, 06:04 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
7,847 posts Joined: Sep 2019 |
QUOTE(2feidei @ Dec 14 2019, 05:56 PM) unker, u don't troll or buli budak kechik lah........i hear u mau kam genting, i better masuk gaung, clear the road for u liou.....i know where i stand one, unlike someone first claim got 300k FD, then 200k FD, then 6 figures liquid assets, all supported with bank RM name card and car sticker jer.... Hahaha. You funny la. But TS finally showed hand la. Memang ada FD. So, peace la. No need to tease each other already πlater TS said ayam pinjam pipul one.....ask where is RM name card, infinite card or car sticker again |
|
|
Dec 14 2019, 06:07 PM
Show posts by this member only | IPv6 | Post
#935
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,158 posts Joined: Oct 2013 |
QUOTE(hksgmy @ Dec 14 2019, 06:04 PM) Hahaha. You funny la. But TS finally showed hand la. Memang ada FD. So, peace la. No need to tease each other already π but, but FD only 170k jer wor....round up to 200k? ok lah, I respect u unker......peace, this is my last post to troll and tease TS, unless he kam out again cari gaduh with me |
|
|
Dec 14 2019, 07:27 PM
|
![]() ![]()
Junior Member
80 posts Joined: Nov 2019 |
|
|
|
Dec 14 2019, 07:27 PM
|
![]() ![]()
Junior Member
80 posts Joined: Nov 2019 |
QUOTE(2feidei @ Dec 14 2019, 06:07 PM) hahah boyboy. I already told you many times, ask your parents bring you go lasik. I posted proof already but you blind as a bat, cant even see the numbers clearly.what use is showing you proof if are too dumb to even understand it when it is right in front of your face ? This post has been edited by timidandslow: Dec 14 2019, 07:32 PM |
|
|
Dec 14 2019, 07:50 PM
Show posts by this member only | IPv6 | Post
#938
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,158 posts Joined: Oct 2013 |
QUOTE(timidandslow @ Dec 14 2019, 07:27 PM) hahah boyboy. I already told you many times, ask your parents bring you go lasik. I posted proof already but you blind as a bat, cant even see the numbers clearly. ]woit!!! Bila mau meet up at Genting? [/COLOR]what use is showing you proof if are too dumb to even understand it when it is right in front of your face ? proof with what? bank RM name card? car sticker? or questionable bank statement show 170k round up to 200k? cc destiny6hksgmy and davez89 for the lolz |
|
|
Dec 14 2019, 07:53 PM
Show posts by this member only | IPv6 | Post
#939
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,158 posts Joined: Oct 2013 |
QUOTE(timidandslow @ Dec 13 2019, 11:27 PM) 2feidei. I accept your challenge . on the condition that you can show me solid proof that you possess genting member card of at least silver . QUOTE(2feidei @ Dec 14 2019, 05:38 PM) genting silver card jer.....apa kecoh....
» Click to show Spoiler - click again to hide... « BILA TS MAU DATANG GENTING????? This post has been edited by 2feidei: Dec 14 2019, 07:55 PM |
|
|
Dec 14 2019, 08:10 PM
|
![]() ![]()
Junior Member
80 posts Joined: Nov 2019 |
QUOTE(2feidei @ Dec 14 2019, 07:53 PM) hahah boyboy, already kena sai lang by me regarding my FD, now you so eager to kena sai lang again regarding genting ?don't worry, I already accept your challenge. I will go genting. if I say I have something or I will do something , I will surely back it up with proof. |
| Change to: | 0.0287sec
0.33
6 queries
GZIP Disabled
Time is now: 24th December 2025 - 07:40 AM |