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 is it better to keep money in FD, or take the money out to buy property

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SUSdestiny6
post Dec 10 2019, 02:49 PM

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QUOTE(timidandslow @ Dec 10 2019, 02:45 PM)
that's how you get busted
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Wey wey don't copy la kena busted liao

Kyojin
post Dec 10 2019, 02:49 PM

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dick measuring contest on /k. TOPKEK.
hksgmy
post Dec 10 2019, 02:51 PM

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QUOTE(Kyojin @ Dec 10 2019, 02:49 PM)
dick measuring contest on /k. TOPKEK.
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I’m just enjoying the popcorn and learning new things from the sifus here
SUSdestiny6
post Dec 10 2019, 02:53 PM

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QUOTE(hksgmy @ Dec 10 2019, 02:51 PM)
I’m just enjoying the popcorn and learning new things from the sifus here
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Don't troll la sifu.....we small potato je....sweat.gif

Bonchi
post Dec 10 2019, 02:53 PM

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QUOTE(Liamness @ Dec 10 2019, 02:32 PM)
KLSE at 12 month high la.. What cock you talking? lol.. property stagnant? no problemo.. government announce policies to clear backlog.

Property will never die la. That's a myth.. Governments willing to sink themselves in order to keep the property market happily chugging away. That's a fact.
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even if property stagnant... that one affects those padan muka flippers jer. Rental income can always cover, and even have the potential to profit laugh.gif

inb4 tered is not about property but who has the biggest FD laugh.gif

This post has been edited by Bonchi: Dec 10 2019, 02:54 PM
SUSLiamness
post Dec 10 2019, 02:56 PM

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QUOTE(Bonchi @ Dec 10 2019, 02:53 PM)
even if property stagnant... that one affects those padan muka flippers jer. Rental income can always cover, and even have the potential to profit laugh.gif

inb4 tered is not about property but who has the biggest FD laugh.gif
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flippers also wont lose la.. provided they bought from developer who gave them rebates, waiver on stamp duty, MOT fees & etc..

at least can turn profit a few thousand k.. everyone is happy..
SUSdestiny6
post Dec 10 2019, 03:01 PM

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QUOTE(Bonchi @ Dec 10 2019, 02:53 PM)
even if property stagnant... that one affects those padan muka flippers jer. Rental income can always cover, and even have the potential to profit laugh.gif

inb4 tered is not about property but who has the biggest FD laugh.gif
*
Ini tered sembang kencang je , don't take it too seriously laugh.gif
Here in /K everyone is 20k club member
Bonchi
post Dec 10 2019, 03:07 PM

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QUOTE(Liamness @ Dec 10 2019, 02:56 PM)
flippers also wont lose la.. provided they bought from developer who gave them rebates, waiver on stamp duty, MOT fees & etc..

at least can turn profit a few thousand k.. everyone is happy..
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gotta take the interest into accounts too. but current market sure rugi la... but it is still a physical asset anyways. can always turn to rent.
Bonchi
post Dec 10 2019, 03:12 PM

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QUOTE(destiny6 @ Dec 10 2019, 03:01 PM)
Ini tered sembang kencang je , don't take it too seriously laugh.gif
Here in /K everyone is 20k club member
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speaking of FD. a bunch of my matured FDs all went into unclaimed monies act sweat.gif ... So it's not indefinite when you get a good rate lololol
SUSdestiny6
post Dec 10 2019, 03:13 PM

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QUOTE(Bonchi @ Dec 10 2019, 03:12 PM)
speaking of FD. a bunch of my matured FDs all went into unclaimed monies act sweat.gif ... So it's not indefinite when you get a good rate lololol
*
Not set auto renewal meh....hmm.gif
And you very old meh sweat.gif
Bonchi
post Dec 10 2019, 03:26 PM

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QUOTE(destiny6 @ Dec 10 2019, 03:13 PM)
Not set auto renewal meh....hmm.gif
And you very old meh sweat.gif
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nice rate no autorenewal kua. dunno. 7 years only after maturity then masuk there liao. leceh have to take leave to go settle.

*edit* this is past tense. hahaha took the money out already. Bank in question is BSN.

This post has been edited by Bonchi: Dec 10 2019, 03:50 PM
hksgmy
post Dec 10 2019, 06:21 PM

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QUOTE(Bonchi @ Dec 10 2019, 03:26 PM)
nice rate no autorenewal kua. dunno. 7 years only after maturity then masuk there liao. leceh have to take leave to go settle.

*edit* this is past tense. hahaha took the money out already. Bank in question is BSN.
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That’s why I prefer the 3 monthly roll over like what is being offered to me by the banks at the moment. Far for liquid with equivalent if not better interest rates than traditional FDs. Only hassle is have to do internal transfer between account every quarter or so, but the RMs are very good - will text me before hand to remind me to do so.
SUS2feidei
post Dec 10 2019, 10:33 PM

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QUOTE(timidandslow @ Dec 10 2019, 01:13 PM)
sau pei la boyboy, ask you many times for RM also can't show. some more want to show photochop alliance statement  here let me teach you how to show proof

hidup bossku. tenkiu 1mdb. say no to photochopped alliance statement
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topkek......RM biz card becum amulet laugh.gif laugh.gif laugh.gif proof of wealth....




QUOTE(timidandslow @ Dec 10 2019, 01:26 PM)
ratloverice is the only smart one here among all you dimwits.

hidup bossku.

tenkiu 1mdb

minimum requirements deposits/ investment 200k
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tambah car park sticker, additional imaginary 500k in liquid assets

if got tambah Dato plate in front of car, brapa hundred k imaginary liquid assets tambah laugh.gif ayam mau go carpark search for car to take photo rike u liou laugh.gif

QUOTE(Davez89 @ Dec 10 2019, 02:00 PM)
Haha didn't know nowadays one measures their wealth by showing a NAME CARD of bankers.

2feidei  this one really next level hahaha
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according to TS, the more bankers name card u got, the more wealth u have laugh.gif

not to sound racist, but, if u watch those 80s and 90s chinese movie, whenever u see ghost or vampire, u tampal amulet on their forehead to stop them. And, for TS, whenever pipul challenge his imaginary 300k FD, then 200 FD, and drop to 6 figures liquid assets, he will take out bankers name card to shut u down laugh.gif

QUOTE(hksgmy @ Dec 10 2019, 02:51 PM)
I’m just enjoying the popcorn and learning new things from the sifus here
*
don't be rike that lah sifu.......ayam mau masuk gua liou.......ayam here sembang kencang, go busted dupe with imaginary 6 figures liquid assets jer with ayam punya miserable 6 figures FD jer......just a small fraction of your petty cash jer.....kasi chan lah, macha sweat.gif
hksgmy
post Dec 10 2019, 11:14 PM

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QUOTE(2feidei @ Dec 10 2019, 10:33 PM)

don't be rike that lah sifu.......ayam mau masuk gua liou.......ayam here sembang kencang, go busted dupe with imaginary 6 figures liquid assets jer with ayam punya miserable 6 figures FD jer......just a small fraction of your petty cash jer.....kasi chan lah, macha  sweat.gif
*
Bro, I did learn a lot... I learned how to attach photos and also how to attach thumbnails.

Always something new to learn...
SUSdestiny6
post Dec 10 2019, 11:24 PM

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QUOTE(hksgmy @ Dec 10 2019, 11:14 PM)
Bro, I did learn a lot... I learned how to attach photos and also how to attach thumbnails.

Always something new to learn...
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You are welcome....in return can teach me how to earn like u?
hksgmy
post Dec 10 2019, 11:39 PM

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QUOTE(destiny6 @ Dec 10 2019, 11:24 PM)
You are welcome....in return can teach me how to earn like u?
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notworthy.gif notworthy.gif notworthy.gif Bro, don’t make fun of me la. I’m just a small time coolie. notworthy.gif notworthy.gif notworthy.gif
TStimidandslow
post Dec 10 2019, 11:43 PM

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QUOTE(2feidei @ Dec 10 2019, 10:33 PM)
topkek......RM biz card becum amulet  laugh.gif  laugh.gif  laugh.gif proof of wealth....
tambah car park sticker, additional imaginary 500k in liquid assets

if got tambah Dato plate in front of car, brapa hundred k imaginary liquid assets tambah  laugh.gif ayam mau go carpark search for car to take photo rike u liou  laugh.gif
according to TS, the more bankers name card u got, the more wealth u have  laugh.gif

not to sound racist, but, if u watch those 80s and 90s chinese movie, whenever u see ghost or vampire, u tampal amulet on their forehead to stop them. And, for TS, whenever pipul challenge his imaginary 300k FD, then 200 FD, and drop to 6 figures liquid assets, he will take out bankers name card to shut u down  laugh.gif
don't be rike that lah sifu.......ayam mau masuk gua liou.......ayam here sembang kencang, go busted dupe with imaginary 6 figures liquid assets jer with ayam punya miserable 6 figures FD jer......just a small fraction of your petty cash jer.....kasi chan lah, macha  sweat.gif
*
self-confessed banking expert revealed his life savings but still not yet qualified for minimum entry to PB. sau pei la boiboi. busted your imaginary alliance bank RM, PB , infinite card.

This post has been edited by timidandslow: Dec 10 2019, 11:47 PM


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SUSdestiny6
post Dec 10 2019, 11:49 PM

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QUOTE(hksgmy @ Dec 10 2019, 11:39 PM)
notworthy.gif  notworthy.gif  notworthy.gif  Bro, don’t make fun of me la. I’m just a small time coolie.  notworthy.gif  notworthy.gif  notworthy.gif
*
It's ok.... kuli must help kuli notworthy.gif
I'm kuli tulen
TechnoG
post Dec 11 2019, 12:14 AM

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I work in a bank and this is fucking hilarious

1. RM love to give out name cards, in fact pm me cause I got plenty of RM to sell ya'll shit
2. I have a pb car sticker somewhere in my glovebox cause one fine day I decided to ask one for fun..

This post has been edited by TechnoG: Dec 11 2019, 12:14 AM
wild_card_my
post Dec 11 2019, 12:17 AM

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Havent followed this topic for a while. I used to be an RM for CIMB. What you guys want to know?

Notice!!!: I am NOT an RM for CIMB anymore

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This post has been edited by wild_card_my: Dec 11 2019, 12:17 AM

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