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 is it better to keep money in FD, or take the money out to buy property

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Scholomance
post Dec 9 2019, 11:55 PM

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26 pages ingat ada apa interesting racing vroom vroom dna

manatau see this kind of shit
Davez89
post Dec 10 2019, 12:01 AM

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QUOTE(Jiao2 Itchy @ Dec 9 2019, 11:35 PM)
stands for sau pei right?
*
Hahahaha nice one
SUSdestiny6
post Dec 10 2019, 12:05 AM

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QUOTE(timidandslow @ Dec 9 2019, 08:38 PM)
Anyone here see RM contact, 1xx deposits, infinite card , or not.
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QUOTE(timidandslow @ Dec 9 2019, 09:59 PM)
don't talk kok la 2feihai. faster share your RM contact here, I want to place big deposit/investment with him. you RM will be happy with your referral .
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Why you so interested wanna see RM contact..... sweat.gif
Nahhh I give you my private banking RM la

Adik bossku

user posted image

mingyuyu
post Dec 10 2019, 12:20 AM

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fuhh this tered belum die down
hksgmy
post Dec 10 2019, 12:20 AM

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QUOTE(destiny6 @ Dec 10 2019, 12:05 AM)
Why you so interested wanna see RM contact..... sweat.gif
Nahhh I give you my private banking RM la

Adik bossku

user posted image
*
How come your image doesn’t open up in another page when I click on it? Mine does. Any tricks to doing this please? Thank you!
SUSdestiny6
post Dec 10 2019, 12:24 AM

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QUOTE(hksgmy @ Dec 10 2019, 12:20 AM)
How come your image doesn’t open up in another page when I click on it? Mine does. Any tricks to doing this please? Thank you!
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I use tumbnail link?
TStimidandslow
post Dec 10 2019, 12:37 AM

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QUOTE(Davez89 @ Dec 10 2019, 12:01 AM)
Hahahaha nice one
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simple minds are easily amused
TStimidandslow
post Dec 10 2019, 12:39 AM

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QUOTE(2feidei @ Dec 9 2019, 04:25 PM)
davez89 kam in, so fast oledi TS claim represent u oledi  laugh.gif

i search and read all his post, nothing mentioned also..... laugh.gif again with your imaginary 6 digit liquid assets ah?   laugh.gif
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QUOTE(destiny6 @ Dec 10 2019, 12:05 AM)
Why you so interested wanna see RM contact..... sweat.gif
Nahhh I give you my private banking RM la

Adik bossku

user posted image
*
already 20 pages ago but still not a shred of proof from self professed banking expert 2feidei. faster show your RM contact.

This post has been edited by timidandslow: Dec 10 2019, 12:55 AM
SUSFreeloader
post Dec 10 2019, 01:10 AM

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FD may be the best option now. KLSE dropping every day. Property stagnant.
Davez89
post Dec 10 2019, 01:13 AM

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QUOTE(timidandslow @ Dec 10 2019, 12:37 AM)
simple minds are easily amused
*
I know right. I also amused when u go all the way to dig up my post history hehe.
hksgmy
post Dec 10 2019, 05:18 AM

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QUOTE(destiny6 @ Dec 10 2019, 12:24 AM)
I use tumbnail link?
*
Thank you! It worked! I learnt something new! Thank you very much.

Anyway, coming back to timidandslow’s question, you could also do something like this with you RM300,000:

user posted image

I used a simple digital camera to take a photo of my iPhone X, showing my accounts summary page of the Maybank2U (Singapore) mobile banking App. I could also show you the accounts summary pages of the mobile banking Apps for my DBS, UOB, OCBC, HSBC, NAB or Citibank accounts, but those show the account number details in full and I’m not comfortable with broadcasting them in a largely anonymous forum like this one. I also don’t want to use any editing software as there’ll be many who would then have their maruah t’challa moment and shriek and howl in protests (and that will be another 50 pages of ceaseless barking).

Maybank2U automatically masks the full details of my accounts and I’m ok with that.

Anyway, I get offered a preferential rate of 2.25% to keep my money with Maybank. The App does not show the total AUM I have with them as my Bond purchases, Foreign FDs and stocks are kept separate. All I have to do is to toggle between my iSavvy, iSavvy Plus and my Prestige accounts once every few months, and I will continue enjoying 2.25% p.a. That works out to around $4,000 a month which, by Singapore standards, isn’t too bad as far as bank rates go. You could perhaps try to consolidate your different FDs to bargain for a better % - as it is, Malaysian banks already pay higher rates than Singaporean ones.

You can also see a few points here:

1. I’m not with Maybank Private Banking. Because I’m very happy with my RM. She’s actually Malaysian and if I converted to Maybank Private Banking, I would lose her and get someone that I may not feel as
comfortable with, when it comes to rejecting or agreeing to any of his/her Bond recommendations.

2. The Maybank2U mobile banking App only summarises the total value of my SGD cash deposits with them. My AUD FD deposits and my Bond holdings are not tabulated automatically. This is not the same with some of the other mobile banking Apps. UOB actually tabulates my Bond holdings together with my savings but again, does not include my AUD deposits. Anyway, I’ve since moved my Bond holdings previously with UOB over to UOB KayHian when my previous RM left UOB to join UOB KayHian. I tend to stick with one RM for a long time, unless they cock up badly.

3. I’m quite open and transparent. I do try to back up what I say, whenever I can. Easier to carry a consistent conversation with people that way.

Thanks again to destiny6 for your help.
SUSdestiny6
post Dec 10 2019, 07:27 AM

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QUOTE(hksgmy @ Dec 10 2019, 05:18 AM)
Thank you! It worked! I learnt something new! Thank you very much.

Anyway, coming back to timidandslow’s question, you could also do something like this with you RM300,000:

user posted image

I used a simple digital camera to take a photo of my iPhone X, showing my accounts summary page of the Maybank2U (Singapore) mobile banking App. I could also show you the accounts summary pages of the mobile banking Apps for my DBS, UOB, OCBC, HSBC, NAB or Citibank accounts, but those show the  account number details in full and I’m not comfortable with broadcasting them in a largely anonymous forum like this one. I also don’t want to use any editing software as there’ll be many who would then have their maruah t’challa moment and shriek and howl in protests (and that will be another 50 pages of ceaseless barking).

Maybank2U automatically masks the full details of my accounts and I’m ok with that.

Anyway, I get offered a preferential rate of 2.25% to keep my money with Maybank. The App does not show the total AUM I have with them as my Bond purchases, Foreign FDs and stocks are kept separate. All I have to do is to toggle between my iSavvy, iSavvy Plus and my Prestige accounts once every few months, and I will continue enjoying 2.25% p.a. That works out to around $4,000 a month which, by Singapore standards, isn’t too bad as far as bank rates go. You could perhaps try to consolidate your different FDs to bargain for a better % - as it is, Malaysian banks already pay higher rates than Singaporean ones.

You can also see a few points here:

1. I’m not with Maybank Private Banking. Because I’m very happy with my RM. She’s actually Malaysian and if I converted to Maybank Private Banking, I would lose her and get someone that I may not feel as
comfortable with, when it comes to rejecting or agreeing to any of his/her Bond recommendations.

2. The Maybank2U mobile banking App only summarises the total value of my SGD cash deposits with them. My AUD FD deposits and my Bond holdings are not tabulated automatically. This is not the same with some of the other mobile banking Apps. UOB actually tabulates my Bond holdings together with my savings but again, does not include my AUD deposits. Anyway, I’ve since moved my Bond holdings previously with UOB over to UOB KayHian when my previous RM left UOB to join UOB KayHian. I tend to stick with one RM for a long time, unless they cock up badly.

3. I’m quite open and transparent. I do try to back up what I say, whenever I can. Easier to carry a consistent conversation with people that way.

Thanks again to destiny6 for your help.
*
You are welcome....I better masuk gua first, tag me when this thread reach V2
AAmirAA
post Dec 10 2019, 09:10 AM

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QUOTE(hksgmy @ Dec 10 2019, 05:18 AM)
Thank you! It worked! I learnt something new! Thank you very much.

Anyway, coming back to timidandslow’s question, you could also do something like this with you RM300,000:

user posted image

I used a simple digital camera to take a photo of my iPhone X, showing my accounts summary page of the Maybank2U (Singapore) mobile banking App. I could also show you the accounts summary pages of the mobile banking Apps for my DBS, UOB, OCBC, HSBC, NAB or Citibank accounts, but those show the  account number details in full and I’m not comfortable with broadcasting them in a largely anonymous forum like this one. I also don’t want to use any editing software as there’ll be many who would then have their maruah t’challa moment and shriek and howl in protests (and that will be another 50 pages of ceaseless barking).

Maybank2U automatically masks the full details of my accounts and I’m ok with that.

Anyway, I get offered a preferential rate of 2.25% to keep my money with Maybank. The App does not show the total AUM I have with them as my Bond purchases, Foreign FDs and stocks are kept separate. All I have to do is to toggle between my iSavvy, iSavvy Plus and my Prestige accounts once every few months, and I will continue enjoying 2.25% p.a. That works out to around $4,000 a month which, by Singapore standards, isn’t too bad as far as bank rates go. You could perhaps try to consolidate your different FDs to bargain for a better % - as it is, Malaysian banks already pay higher rates than Singaporean ones.

You can also see a few points here:

1. I’m not with Maybank Private Banking. Because I’m very happy with my RM. She’s actually Malaysian and if I converted to Maybank Private Banking, I would lose her and get someone that I may not feel as
comfortable with, when it comes to rejecting or agreeing to any of his/her Bond recommendations.

2. The Maybank2U mobile banking App only summarises the total value of my SGD cash deposits with them. My AUD FD deposits and my Bond holdings are not tabulated automatically. This is not the same with some of the other mobile banking Apps. UOB actually tabulates my Bond holdings together with my savings but again, does not include my AUD deposits. Anyway, I’ve since moved my Bond holdings previously with UOB over to UOB KayHian when my previous RM left UOB to join UOB KayHian. I tend to stick with one RM for a long time, unless they cock up badly.

3. I’m quite open and transparent. I do try to back up what I say, whenever I can. Easier to carry a consistent conversation with people that way.

Thanks again to destiny6 for your help.
*
so imba one.
SUS2feidei
post Dec 10 2019, 10:15 AM

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QUOTE(timidandslow @ Dec 9 2019, 09:59 PM)
don't talk kok la 2feihai. faster share your RM contact here, I want to place big deposit/investment with him. you RM will be happy with your referral .
*
topkek....now mau mintak free contact from me pulak.....RM no need to cari one, when u reach the level they will automatically come see u one, just like class, no matters how u pretend, if you don't have it, no matters how hard u tried also people will not entertain u. rclxs0.gif

let me gip u another free lesson again, i don't usually carry my RM namecard and to show off as if like some amulet to fight against ghost laugh.gif

Sorry, Destiny6, not directed at u, but to TS, he thought got RM name card is like got amulet to fight evil or ghost, for his comprehension is just that, RM name card, ambank logo = 6 figures liquid assets

QUOTE(Davez89 @ Dec 9 2019, 10:04 PM)
He is really pretty dumb haha. He dont understand why I post the road tax lol.
*
he only choose to accept what he want to accept jer laugh.gif

QUOTE(redoxon @ Dec 9 2019, 11:21 PM)
see mine below la, you guys banking 'experts' should know what it is by just looking at it

user posted image
user posted image
user posted image
*
bro, can add in JP Morgan, BOC, Deutsche Bank, Royal Scotland Bank, etc laugh.gif

QUOTE(hksgmy @ Dec 10 2019, 05:18 AM)
Thank you! It worked! I learnt something new! Thank you very much.

Anyway, coming back to timidandslow’s question, you could also do something like this with you RM300,000:

user posted image

I used a simple digital camera to take a photo of my iPhone X, showing my accounts summary page of the Maybank2U (Singapore) mobile banking App. I could also show you the accounts summary pages of the mobile banking Apps for my DBS, UOB, OCBC, HSBC, NAB or Citibank accounts, but those show the  account number details in full and I’m not comfortable with broadcasting them in a largely anonymous forum like this one. I also don’t want to use any editing software as there’ll be many who would then have their maruah t’challa moment and shriek and howl in protests (and that will be another 50 pages of ceaseless barking).

Maybank2U automatically masks the full details of my accounts and I’m ok with that.

Anyway, I get offered a preferential rate of 2.25% to keep my money with Maybank. The App does not show the total AUM I have with them as my Bond purchases, Foreign FDs and stocks are kept separate. All I have to do is to toggle between my iSavvy, iSavvy Plus and my Prestige accounts once every few months, and I will continue enjoying 2.25% p.a. That works out to around $4,000 a month which, by Singapore standards, isn’t too bad as far as bank rates go. You could perhaps try to consolidate your different FDs to bargain for a better % - as it is, Malaysian banks already pay higher rates than Singaporean ones.

You can also see a few points here:

1. I’m not with Maybank Private Banking. Because I’m very happy with my RM. She’s actually Malaysian and if I converted to Maybank Private Banking, I would lose her and get someone that I may not feel as
comfortable with, when it comes to rejecting or agreeing to any of his/her Bond recommendations.

2. The Maybank2U mobile banking App only summarises the total value of my SGD cash deposits with them. My AUD FD deposits and my Bond holdings are not tabulated automatically. This is not the same with some of the other mobile banking Apps. UOB actually tabulates my Bond holdings together with my savings but again, does not include my AUD deposits. Anyway, I’ve since moved my Bond holdings previously with UOB over to UOB KayHian when my previous RM left UOB to join UOB KayHian. I tend to stick with one RM for a long time, unless they cock up badly.

3. I’m quite open and transparent. I do try to back up what I say, whenever I can. Easier to carry a consistent conversation with people that way.

Thanks again to destiny6 for your help.
*
sifu sudah masuk liou.....wonder should ayam post ayam punya statement or not.......sifu, ayam post, u don't flame me ok......ayam just fraction of your networth jer, maybe 0.00001% jer. Just to teach this dupe with his imaginary first started off with 300k FD, then, 200k FD, then becum 6 figures liquid assets, supported with ambank logo and phailed photochopped affin bank

don't click, it only for TS

» Click to show Spoiler - click again to hide... «

SUS2feidei
post Dec 10 2019, 10:17 AM

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QUOTE(Jiao2 Itchy @ Dec 9 2019, 11:35 PM)
stands for sau pei right?
*
got to kasi u satu rike....

and, ayam better masuk gua first, only kam out when hksgmy kasi permission........ayam level lain, don't dare to prei prei with him.......


SUSdestiny6
post Dec 10 2019, 10:31 AM

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QUOTE(2feidei @ Dec 10 2019, 10:15 AM)
topkek....now mau mintak free contact from me pulak.....RM no need to cari one, when u reach the level they will automatically come see u one, just like class, no matters how u pretend, if you don't have it, no matters how hard u tried also people will not entertain u.  rclxs0.gif

let me gip u another free lesson again, i don't usually carry my RM namecard and to show off as if like some amulet to fight against ghost  laugh.gif

Sorry, Destiny6, not directed at u, but to TS, he thought got RM name card is like got amulet to fight evil or ghost, for his comprehension is just that, RM name card, ambank logo = 6 figures liquid assets
he only choose to accept what he want to accept jer  laugh.gif
bro, can add in JP Morgan, BOC, Deutsche Bank, Royal Scotland Bank, etc  laugh.gif
sifu sudah masuk liou.....wonder should ayam post ayam punya statement or not.......sifu, ayam post, u don't flame me ok......ayam just fraction of your networth jer, maybe 0.00001% jer. Just to teach this dupe with his imaginary first started off with 300k FD, then, 200k FD, then becum 6 figures liquid assets, supported with ambank logo and phailed photochopped affin bank

don't click, it only for TS

» Click to show Spoiler - click again to hide... «

*
TS so want RM contact, I tried to find but can't find so I WhatsApp him come uphill deliver me next year 2020 punya calendar and planner at the same time ask for a new business card je....it's just a business card nothing special je he told me , he spill his drinks when I told him I wanna post at /K "Boss ah you at uphill to free till nothing to do liao ah , not even gambling few hundred thousand also cannot give the adrenaline rush d ah? " He asked sweat.gif
Jon_123
post Dec 10 2019, 10:40 AM

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borrow 80% loan la..!!! the balance put at FD just incase u need money urgently in future..!! when u have extra just put it in loan to help settle early of coz if all ur money is declared then you got ntg to afraid of LHDN..!!
SUS2feidei
post Dec 10 2019, 12:22 PM

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QUOTE(destiny6 @ Dec 10 2019, 10:31 AM)
TS so want RM contact, I tried to find but can't find so I WhatsApp him come uphill deliver me next year 2020 punya calendar and planner at the same time ask for a new business card je....it's just a business card nothing special je he told me , he spill his drinks when I told him I wanna post at /K  "Boss ah you at uphill to free till nothing to do liao ah , not even gambling few hundred thousand also cannot give the adrenaline rush d ah? " He asked sweat.gif
*
soli boss....ayam mau masuk gua liou......tarak brani tag u here liou cry.gif

QUOTE(Jon_123 @ Dec 10 2019, 10:40 AM)
borrow 80% loan la..!!! the balance put at FD just incase u need money urgently in future..!! when u have extra just put it in loan to help settle early of coz if all ur money is declared then you got ntg to afraid of LHDN..!!
*
80% loan based on imaginary 300k fd, then, 200k fd and finally 6 figures liquid assets? Which bank willing to lend ah? Ohwai....Ambank, bossku bank, coz it related to 1MDB.....

disclaimer first b4 ambank LOD ayam......ayam troll TS jer, not kutuk ambank....i hereby sincerely apologise and retract my statement to ambank, and my statement directed to TS jer for his stupidity and bragging
TStimidandslow
post Dec 10 2019, 01:13 PM

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QUOTE(2feidei @ Dec 10 2019, 10:15 AM)
topkek....now mau mintak free contact from me pulak.....RM no need to cari one, when u reach the level they will automatically come see u one, just like class, no matters how u pretend, if you don't have it, no matters how hard u tried also people will not entertain u.  rclxs0.gif

let me gip u another free lesson again, i don't usually carry my RM namecard and to show off as if like some amulet to fight against ghost  laugh.gif

Sorry, Destiny6, not directed at u, but to TS, he thought got RM name card is like got amulet to fight evil or ghost, for his comprehension is just that, RM name card, ambank logo = 6 figures liquid assets
he only choose to accept what he want to accept jer  laugh.gif
bro, can add in JP Morgan, BOC, Deutsche Bank, Royal Scotland Bank, etc  laugh.gif
sifu sudah masuk liou.....wonder should ayam post ayam punya statement or not.......sifu, ayam post, u don't flame me ok......ayam just fraction of your networth jer, maybe 0.00001% jer. Just to teach this dupe with his imaginary first started off with 300k FD, then, 200k FD, then becum 6 figures liquid assets, supported with ambank logo and phailed photochopped affin bank

don't click, it only for TS

» Click to show Spoiler - click again to hide... «

*
sau pei la boyboy, ask you many times for RM also can't show. some more want to show photochop alliance statement here let me teach you how to show proof

hidup bossku. tenkiu 1mdb. say no to photochopped alliance statement

This post has been edited by timidandslow: Dec 10 2019, 01:14 PM


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TStimidandslow
post Dec 10 2019, 01:26 PM

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ratloverice is the only smart one here among all you dimwits.

hidup bossku.

tenkiu 1mdb

minimum requirements deposits/ investment 200k

QUOTE(ratloverice @ Dec 9 2019, 07:52 PM)
Actually is that ambank signature priority? If so, what’s so special about it?
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QUOTE(Davez89 @ Dec 9 2019, 11:02 PM)
Stop tagging me la poor boi go open a new thread or something so u can boost ur imaginary richness lol
*
QUOTE(destiny6 @ Dec 10 2019, 10:31 AM)
TS so want RM contact, I tried to find but can't find so I WhatsApp him come uphill deliver me next year 2020 punya calendar and planner at the same time ask for a new business card je....it's just a business card nothing special je he told me , he spill his drinks when I told him I wanna post at /K  "Boss ah you at uphill to free till nothing to do liao ah , not even gambling few hundred thousand also cannot give the adrenaline rush d ah? " He asked sweat.gif
*


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