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 is it better to keep money in FD, or take the money out to buy property

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SUS2feidei
post Dec 9 2019, 04:51 PM

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QUOTE(timidandslow @ Dec 9 2019, 04:44 PM)
ambank logo ? . whats important is the 2 attached letters which self proclaimed banking expert unable to grasp the meaning of it.

self proclaimed banking expert also unable to comprehend why total deposits can be rm100k + rm20 because he obviously never have big amount of FD before
davez please come back  2feidei needs you to be his cheerleader and sidekick . faster come show how much assets and savings you have.
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QUOTE(timidandslow @ Dec 9 2019, 04:45 PM)
so far I shown 2 proofs already . if your simple mind unable to comprehend those proofs, don't blame me.

maybe after you graduate uni and get a job as RM then you will understand more about this topic.

so when are you going to share your RM contact ?
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QUOTE(timidandslow @ Dec 9 2019, 04:46 PM)
cant show proof of your infinite card ? busted .

sau pei la boiboi.
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what?!!??? Ambank logo is proof? laugh.gif topkek betul.........

and phailed photochopped bank statement is also proof?

topkek lah lu.....u show me your annual tax return Form B or Form BE acknowledgement only i belip u........
TStimidandslow
post Dec 9 2019, 04:56 PM

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QUOTE(2feidei @ Dec 9 2019, 04:51 PM)
what?!!??? Ambank logo is proof?  laugh.gif topkek betul.........

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what??? two letters "P" and "S" is not proof ? topkok betul what kind of banking expert are you ?

This post has been edited by timidandslow: Dec 9 2019, 04:56 PM
TStimidandslow
post Dec 9 2019, 04:58 PM

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QUOTE(2feidei @ Dec 9 2019, 04:51 PM)
topkek lah lu.....u show me your annual tax return Form B or Form BE acknowledgement only i belip u........
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topkek indeed. my income all from xxx industry one,. shhhh don't tell authorities ok.

This post has been edited by timidandslow: Dec 9 2019, 04:58 PM
TStimidandslow
post Dec 9 2019, 05:00 PM

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QUOTE(2feidei @ Dec 5 2019, 09:18 PM)
laugh.gif no need I school you, already got few rich ktard school you liou below liou........relationship manager oso don't know, claim got 6 digit liquid assets  laugh.gif

and, spin to JAV pulak........if u consistent telling lie, will the lie becum truth?  laugh.gif
Ayam got to korek u lah, even u got 6 digit, but 1XX also got relationship manager one, so long u close to 250k, not necessary deposits, investment in shares or unit trust oso canjust that the relationship manager boh hiau lu jer  laugh.gif coz they know u poorfag, meibe once a while they will call u to introduce new investment scheme or what, festive times meibe whatapps greetings u jer.....

Lu mau special privilege like special car park, jockey waiting for u to park your car, or they come see u personally at your place for all your banking needs, or get invited to special by invitation activities or program, jangan harap lah......

Why I know, coz ayam is one of them  laugh.gif deposits less than 250k, but, other investments like shares got lah a bit, sometimes above, sometimes below, depends on share market performance. And, the reason why they haven't "kicked" me out from the priority or privilege banking is because the bank is tie to ayam punya company corporate bank, which ayam is one of the signatories oso, so, the corporate RM kasi notice sama ayam punya personal RM , tabuli kick ayam out from privilege banking facilities    laugh.gif  tapi got no special privilege oso, other than free for life infinite cardand no bank charges whatsover for life...... laugh.gif 
Yeah, about the same in Malaysia....cuma some people claim got 6 figures liquid assets dunno jer, and need seek kopitiam advice what to do with imaginary 6 figures liquid assets  laugh.gif
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cant show proof of your RM contact? busted .

sau pei la boiboi.
redoxon
post Dec 9 2019, 05:00 PM

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VUNDEK, 24 PAGES AND STILL NO DRILLZ
Ron2828
post Dec 9 2019, 05:01 PM

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walao....24 pages and still going strong

potential 100 pages tered...need to buy more popcorn
TStimidandslow
post Dec 9 2019, 05:05 PM

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QUOTE(2feidei @ Dec 5 2019, 09:18 PM)
laugh.gif no need I school you, already got few rich ktard school you liou below liou........relationship manager oso don't know, claim got 6 digit liquid assets  laugh.gif

and, spin to JAV pulak........if u consistent telling lie, will the lie becum truth?  laugh.gif
Ayam got to korek u lah, even u got 6 digit, but 1XX  also got relationship manager one, so long u close to 250k, not necessary deposits, investment in shares or unit trust oso canjust that the relationship manager boh hiau lu jer  laugh.gif coz they know u poorfag, meibe once a while they will call u to introduce new investment scheme or what, festive times meibe whatapps greetings u jer.....

Lu mau special privilege like special car park, jockey waiting for u to park your car, or they come see u personally at your place for all your banking needs, or get invited to special by invitation activities or program, jangan harap lah......

Why I know, coz ayam is one of them  laugh.gif deposits less than 250k, but, other investments like shares got lah a bit, sometimes above, sometimes below, depends on share market performance. And, the reason why they haven't "kicked" me out from the priority or privilege banking is because the bank is tie to ayam punya company corporate bank, which ayam is one of the signatories oso, so, the corporate RM kasi notice sama ayam punya personal RM , tabuli kick ayam out from privilege banking facilities    laugh.gif  tapi got no special privilege oso, other than free for life infinite card  and no bank charges whatsover for life...... laugh.gif 
Yeah, about the same in Malaysia....cuma some people claim got 6 figures liquid assets dunno jer, and need seek kopitiam advice what to do with imaginary 6 figures liquid assets  laugh.gif
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QUOTE(redoxon @ Dec 9 2019, 05:00 PM)
VUNDEK, 24 PAGES AND STILL NO DRILLZ
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QUOTE(Ron2828 @ Dec 9 2019, 05:01 PM)
walao....24 pages and still going strong

potential 100 pages tered...need to buy more popcorn
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still no proof of claimed RM contact, 1xx deposits, infinite card.

zero
proof



wild_card_my
post Dec 9 2019, 05:06 PM

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sorry la guys, what are these proof that you are looking for? I didn't follow this thread from the beginning. Only sikit2 saja
AAmirAA
post Dec 9 2019, 05:07 PM

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If you have cimb preferred CIMB card meaning how many millions you have in bank account? serious question
TStimidandslow
post Dec 9 2019, 05:08 PM

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QUOTE(2feidei @ Dec 9 2019, 04:51 PM)
what?!!??? Ambank logo is proof?  laugh.gif topkek betul.........

and phailed photochopped bank statement is also proof?

topkek lah lu.....u show me your annual tax return Form B or Form BE acknowledgement only i belip u........
*
QUOTE(wild_card_my @ Dec 9 2019, 05:06 PM)
sorry la guys, what are these proof that you are looking for? I didn't follow this thread from the beginning. Only sikit2 saja
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2feidei, kindly explain your doubts and queries to our resident expert and I am sure he will do his best to clarify them
Davez89
post Dec 9 2019, 05:10 PM

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QUOTE(2feidei @ Dec 9 2019, 04:25 PM)
davez89 kam in, so fast oledi TS claim represent u oledi  laugh.gif

i search and read all his post, nothing mentioned also..... laugh.gif again with your imaginary 6 digit liquid assets ah?   laugh.gif
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i also have no idea why he claim i realize for what it is, all i see is just a sticker.. later i go take pic of someone's lambo roadtax and ask if they know what is it thumbup.gif

i only realize this guys just baru nak naik, asking about my networth when i showed him my spending these past years almost amount to 1.1m lol

This post has been edited by Davez89: Dec 9 2019, 05:11 PM
TStimidandslow
post Dec 9 2019, 05:11 PM

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QUOTE(Davez89 @ Dec 9 2019, 05:10 PM)
i also have no idea why he claim i realize for what it is, all i see is just a sticker.. later i go take pic of someone's lambo roadtax and ask if they know what is it  thumbup.gif
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at least you recognized it as a sticker. 2feidei wasn't even capable of that small feat.
000022
post Dec 9 2019, 05:12 PM

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QUOTE(AAmirAA @ Dec 9 2019, 05:07 PM)
If you have cimb preferred CIMB card meaning how many millions you have in bank account? serious question
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Priority banking or preferred banking or premier banking arent as prestigious as you think it is, quite a few people would be in it by 30s-40s or so. It's private banking that is really prestigious. And even then, depending on the bank, the range can be pretty big.

But I'll be damned, if this thread isnt interesting

This post has been edited by 22: Dec 9 2019, 05:12 PM
AAmirAA
post Dec 9 2019, 05:12 PM

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come on answer my question haha
wild_card_my
post Dec 9 2019, 05:14 PM

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So many newly-registered newbies here hahaha


TStimidandslow
post Dec 9 2019, 05:14 PM

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QUOTE(AAmirAA @ Dec 9 2019, 05:07 PM)
If you have cimb preferred CIMB card meaning how many millions you have in bank account? serious question
*
QUOTE(22 @ Dec 9 2019, 05:12 PM)
Priority banking or preferred banking or premier banking arent as prestigious as you think it is, quite a few people would be in it by 30s-40s or so. It's private banking that is really prestigious. And even then, depending on the bank, the range can be pretty big.

But I'll be damned, if this thread isnt interesting
*
HSBC Premier, $200,000 AUM dah cukup
DBS Treasures, $250,000 AUM
DBS Treasures Asia, $2,500,000 AUM
Maybank Premier, $500,000 AUM
UOB Privilege Banking, $300,000 AUM
UOB Privilege Reserve, $2,500,000 AUM
UOB Private Banking, $5,000,000 AUM
AAmirAA
post Dec 9 2019, 05:16 PM

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QUOTE(22 @ Dec 9 2019, 05:12 PM)
Priority banking or preferred banking or premier banking arent as prestigious as you think it is, quite a few people would be in it by 30s-40s or so. It's private banking that is really prestigious. And even then, depending on the bank, the range can be pretty big.

But I'll be damned, if this thread isnt interesting
*
good one. so you need to be invited to be in this private banking since it is really prestigious right?

sorry la me just newbie
TStimidandslow
post Dec 9 2019, 05:16 PM

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QUOTE(Davez89 @ Dec 9 2019, 05:10 PM)
i only realize this guys just baru nak naik, asking about my networth when i showed him my spending these past years almost amount to 1.1m lol
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give you an example. my income over the past 10 years is 1 million . my spending is 999,999 . today, my nett worth = RM 1.

an over simplified example to cater for your needs.

This post has been edited by timidandslow: Dec 9 2019, 05:17 PM
Davez89
post Dec 9 2019, 05:16 PM

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Attached Image

2feidei
is it like this? DO U KNOW WHAT THIS OR NOT? hahaha
AAmirAA
post Dec 9 2019, 05:16 PM

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QUOTE(timidandslow @ Dec 9 2019, 05:14 PM)
HSBC Premier, $200,000 AUM dah cukup
DBS Treasures, $250,000 AUM
DBS Treasures Asia, $2,500,000 AUM
Maybank Premier, $500,000 AUM
UOB Privilege Banking, $300,000 AUM
UOB Privilege Reserve, $2,500,000 AUM
UOB Private Banking, $5,000,000 AUM
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whats AUM sir?

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