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 is it better to keep money in FD, or take the money out to buy property

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SUS2feidei
post Dec 5 2019, 10:10 PM

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QUOTE(timidandslow @ Dec 5 2019, 10:05 PM)
deal . you show me yours i show you mine.  tit for tat eh? i think that's fair.  let's start off by you showing your infinite card
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why should I started first? Why can't you show your 300k FD, or 200k FD or 6 digit liquid assets first?

QUOTE(timidandslow @ Dec 5 2019, 10:06 PM)
i wasn't the person who started boastng about  preferred banking stuff
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I never boast about preferred banking stuff, it just too common everywhere, nothing to be proud off, but, i find it very ironic for someone claim got 300k FD, then downgrade to 200k FD, and finally 6 figure liquid assets never heard or got RM advising him, but, need ask /k advice laugh.gif
SUS2feidei
post Dec 5 2019, 10:22 PM

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QUOTE(timidandslow @ Dec 5 2019, 10:18 PM)
infinite card also can't show.  sau pei la boyboi
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why should i want to show to someone with imaginary 300k FD, then, becum 200k FD and finally becum 6 digit liquid assets, and then subsequently kena trolled by someone with amex black in /k?

my sole objective is to bust you, someone try very subtle to boast got 300k FD, then, 200k FD and finally becum 6 digit liquid assets, and seem I accomplish my mission

cc hksgmy for the laugh.gif



SUS2feidei
post Dec 5 2019, 10:28 PM

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QUOTE(timidandslow @ Dec 5 2019, 10:24 PM)
so non proof of your claimed 1xx k? busted.
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aik....copy my line pulak....... laugh.gif

where is your proof of 300k FD, or 200k FD or 6 digit liquid assets first? whistling.gif
SUS2feidei
post Dec 5 2019, 11:12 PM

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QUOTE(timidandslow @ Dec 5 2019, 10:45 PM)
show proof
don't tell lies here
sau pei la boiboy
no proof ? busted.
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only know follow me behind....good doggy....follow my way....no more your imaginary 300k FD, or 200k FD or 6 figure liquid assets liou laugh.gif

QUOTE(timidandslow @ Dec 5 2019, 10:46 PM)
you need a cheerleader ? cant fight your own battle ?
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cheerleader? Just tag him for the laugh.gif for your imaginary 6 figure liquid assets laugh.gif
SUS2feidei
post Dec 5 2019, 11:15 PM

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QUOTE(timidandslow @ Dec 5 2019, 11:14 PM)
busted penipu scammer. i am still waiting for proof of your infinite card, car park jockey sticker, 1xx k deposits,
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lol.....a penipu scammer open thread with imaginary 300k FD calling pipul penipu scammer....topkek......

Are you Najib apprentice? laugh.gif
SUS2feidei
post Dec 5 2019, 11:20 PM

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QUOTE(timidandslow @ Dec 5 2019, 11:18 PM)
now i know school holiday lah ah boboy.....go play with your friends lah, or nag your daddy mummy buy new phone, go holidei, stop with your imaginary infinite card, car park jokey sticker, 1xx k deposits, RM, preferred banking
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lel.....follow my writing pulak...... doh.gif should i gip u prize for licking my fart? rclxs0.gif
SUS2feidei
post Dec 5 2019, 11:21 PM

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QUOTE(KeyMochi @ Dec 5 2019, 11:19 PM)
Joined: Nov 2019

sembang kote ke
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sembang kencang, first with his imaginary 300k FD, then, drop to 200k FD, and last last 6 figures liquid assets laugh.gif

u mau join the fun also? laugh.gif
SUS2feidei
post Dec 5 2019, 11:28 PM

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QUOTE(timidandslow @ Dec 5 2019, 11:22 PM)
yeah...let the public decide if anyone will believe someone bragging repeatedly got  infinite card, car park jokey sticker, 1xx k deposits, RM, preferred banking without any evidence is truth, nothing but truth, but, absolute truth 

continue post and show your stupidity to the world....i am here to enjoy the show
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topkek.......since when I become thread starter? laugh.gif and since when I bragging? I been lurking in kopitiam long enuff, no dupe account, unlike u create dupe with account open stupid topic boasting imaginary 6 figures liquid assets kena busted by me, laugh by public
SUS2feidei
post Dec 6 2019, 09:08 PM

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QUOTE(timidandslow @ Dec 5 2019, 11:30 PM)
ok deal. you show me your infinite card I show you my infinite card.
you show me your car park jockey sticker I show you mine  car park jockey sticker.
you show me 5 figures deposits/investment I show you my 5 figures.
you show me 6 digits deposits/investment I show you my 6 figures.
tit for tat, sounds fair ?
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can....kam lah......scared u ah? Max i gip u also 300k FD, or 200k FD now drop to 6 digit liquid investment jer laugh.gif laugh.gif laugh.gif

proof it lah if u got.....talk so much for what?? Until mau bukak thread ask pipul what to do......conlanfirm imaginary FD or liquid assets.....

Never see real pipul reach bukak thread bodo like u rclxs0.gif


SUS2feidei
post Dec 6 2019, 09:12 PM

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QUOTE(timidandslow @ Dec 6 2019, 10:07 AM)
my general understanding is that , of course its better to take the minimum loan possible or no loan at all when buying a property . just pay cash if possible. in this scenario i forego the 4-5% annual returns that my funds are generating. but i skip the mortgage interest, valuer fee, legal fee, mrta.

of course i run the small risk of lhdn raising questions .
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see reply also conlanfirm idiot......lhdn won't simply kacau if your source of income is legal, above board.....unless u got illegal gain, u dunno how to explain

QUOTE(focusrite @ Dec 6 2019, 10:09 AM)
Interest for mortgage is higher than FD means you are making less money.
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but, if only imaginary FD how? laugh.gif

QUOTE(timidandslow @ Dec 6 2019, 11:05 AM)
what is crockford club
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QUOTE(timidandslow @ Dec 6 2019, 11:16 AM)
whats the difference between crockford and maxim
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QUOTE(destiny6 @ Dec 6 2019, 11:18 AM)
Firstly are you over 21? Coz I don't wanna share this gambling things as there is min age 21 and non Muslim to entry this casino
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u still got time to entertain this dupe with his delusional imaginary 300k FD? laugh.gif
SUS2feidei
post Dec 6 2019, 09:29 PM

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QUOTE(destiny6 @ Dec 6 2019, 09:26 PM)
Well someone got to keep him entertained will big tycoon like you busy earning 30k/day wink.gif
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shhh.....later he will ask me show proof I earn 30k/ day liou..... sweat.gif
SUS2feidei
post Dec 6 2019, 10:15 PM

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QUOTE(focusrite @ Dec 6 2019, 09:42 PM)
imaginary interest can use to buy imaginary ring to propose to imaginary gf then have an imaginary wedding
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later TS kam in ask u show proof you got ring and got propose gf and wedding then u know laugh.gif

else, he will label u penipu scammer
SUS2feidei
post Dec 7 2019, 09:20 AM

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QUOTE(timidandslow @ Dec 6 2019, 10:18 PM)
brag some more about your RM, preferred banking, infinite card, car park jockey sticker ? come la show proof if u got the balls. I will match your proof.

show your infinite card I will show mine.
show your RM contact I will show mine
show your car park jockey sitcker I will show mine
show your 1xx deposits I will show mine

u dare to brag but don't have balls to show proof ? sau pei lar boy boi. school holidays now better brush up on your BM studies.
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sendiri bukak thread said got 300k FD, then 200k FD, then drop to 6 figure liquid assets then challenge pipul show other networth....topkek betul dupe penipu scammer nie laugh.gif

mau bukak thread to show off, then, kena busted, go challenge me pulak doh.gif

QUOTE(timidandslow @ Dec 6 2019, 10:19 PM)
don't know whether u stupid or ignorant. how the fuck you know how lhdn operates ? don't you know that many wage earners have been audited randomly by lhdn ? even my colleages who are simple salary earners like myself also kena audit randomly by lhdn . u still studying in school, of course wont understand about these matters.
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another telltale sign u really with your imaginary 6 figures liquid assets....basic LHDN work also dunno........ doh.gif bodo.....not going to spoonfeed u how LHDN flag pipul for audit, imaginary 6 figure liquid assets dunno what's or how RM work, now dunno tax.....your 6 figures liquid assets unable to hire tax accountant to advise u? laugh.gif Coz it just u only have imaginary 6 figures liquid assets jer laugh.gif

QUOTE(timidandslow @ Dec 6 2019, 10:20 PM)
30k per day is 10 million annual , even higher than salary of CEO of big mnc or glc ? ohh yes I believe. totally believable no need to show any proof or justification at all.
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Destiny6 told u oledi, this imaginary 6 figures liquid assets sure kam ask me show proof one.....only if ayam punya prediction so accurate, ayam will sailang everything at Genting liou whistling.gif
QUOTE(timidandslow @ Dec 6 2019, 10:21 PM)
penipu scammer, still waiting for you to show proof of your RM, preferred banking, infinite card, car park jockey sticker
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SUS2feidei
post Dec 7 2019, 10:24 AM

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QUOTE(destiny6 @ Dec 7 2019, 09:36 AM)
Let me.know when your prediction is accurate, I'll call and send a Genting limo pick you up, then bring you to VIP club brows.gif
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if ayam punya prediction so accurate, ayam will bought over lowyat from se7en liou laugh.gif

and, first thing first, remove the bora bora rules, remove the suspension rules, unbanned everyone, but ban all dupe account like TS tongue.gif
SUS2feidei
post Dec 7 2019, 10:31 AM

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QUOTE(destiny6 @ Dec 7 2019, 10:25 AM)
Ok keep on dream on the IF coz imagination is free like my monthly 20k income tongue.gif
Dream big not 300k FD but 5mill FD, 20mill in AUM
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tabuli.....TS will ask u show proof......and u must be consistent like TS.....else, u tipu....TS no tipu coz he consistent say he got 300k FD, 200k FD or 6 figures liquid assets, that's why it is truth, nothing but truth, absolute truth. And, why u no belip TS, after all 300k FD, or 200k FD or 6 figures liquid assets is just small sum, normal jer, nothing to brag about, just need to open multiple thread in kopitiam to let pipul know whistling.gif
SUS2feidei
post Dec 7 2019, 01:00 PM

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QUOTE(destiny6 @ Dec 7 2019, 10:32 AM)
Then u smart a.bit consistently open tered total 5mill AUM loooo whistling.gif
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tabuli....nanti TS will consistently ask ayam show proof where is ayam punya 5mil AUM, padahal he bukak thread, in fact multiple thread about his 300k FD, 200k FD and then 6 figures liquid assets no need show proof.....what a double standard laugh.gif

QUOTE(timidandslow @ Dec 7 2019, 10:35 AM)
obviously one of the red flag for lhdn to audit people, would be large sum cash purchase of assets. like this also need me to teach you ? better brush up on your school work during the December holidays ok.
boiboy, 6 digits liquid assets is so little , what for need hire tax accountant for audit ? I am makan gaji salary earner working for company , not open own business , need to hire tax accountant ?
nobody gives a fuck about your 30k daily income. I am asking you for your proof of your claimed infinite card , RM contact, car park jockey sitcker , 1xx deposits
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Sometime an idiot choose to be consistently idiot really can't be help laugh.gif

since I feel bit generous todei, let me school your imaginary 6 figures liquid assets like u........if your source of your 6 digits liquid assets is clean, with properly supported with documents, what so scared to let lhdn check? U don't need to hire tax accountant for this. And, if your source of 6 digits liquid is questionable, only u need to hire tax accountant to do that, and make sure u hire a good one.

Ohwai......forgotten liou, imaginary 6 figures liquid assets how to check? No source, just imagination. No tax accountant also can advise u laugh.gif

QUOTE(timidandslow @ Dec 7 2019, 10:45 AM)
no proof of your car park sticker ? busted.
sau pei lar. where is proof of your claimed 1xx deposits ?
liar liar pants on fire . show your RM contact here as proof .
cant even show proof of your infinite card ? penipu scammer
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Sendiri bukak thread say got 300k FD, 200k FD, 6 figures liquid assets without proof, only keep say consistently bukak thread with same figure mau ask pipul post proof. Sau pei lah.....sendiri bukak thread don't dare to back up own claim, still dare to challenge pipul........not only imaginary 6 figures liquid assets poorfag, but, very delusional also laugh.gif
SUS2feidei
post Dec 9 2019, 12:07 PM

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QUOTE(timidandslow @ Dec 7 2019, 03:31 PM)
pilihan bossku
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QUOTE(timidandslow @ Dec 8 2019, 03:59 PM)
pity u poor boi spending all your money but no income or savings. u must be poor as fuck
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posting/ updating in legendary thread in the making.....2 days ayam away, and this dupe further making fool of himself

post with ambank logo claim can use to claim got 300k FD, then 200k FD, then, 6 figures liquid assets.

Then, sceenshot affin bank, or more like photochopped only till got 100k jer, tapi balance is less than rm50 laugh.gif

must include Davez89 here for the lulz here too, since he so active keep the thread alive
SUS2feidei
post Dec 9 2019, 12:10 PM

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QUOTE(Yggdrasil @ Dec 8 2019, 04:10 PM)
Lol total assets RM100k but current savings RM20? 😂
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kaci chan macha......TS baru learn photochopped laugh.gif

QUOTE(Perfect.Stranger @ Dec 8 2019, 05:46 PM)
got 6 digits

but asking opinion on buying 400k house.

this new bodoh
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got 6 digits doesn't mean the fella is smart, can be bodo, coz the 6 digit is imaginary punya laugh.gif
SUS2feidei
post Dec 9 2019, 12:14 PM

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QUOTE(ShinG3e @ Dec 8 2019, 05:00 PM)
Lamtin and past searching berpisah tiada... 😅 okay la u slowly layan his imaginary numbers. All the best bro, happy weekend.
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one more trait of lamtin TS belum pakai.....buka thread, quote you, lock thread, use as evidence later for criminal defamation later laugh.gif
SUS2feidei
post Dec 9 2019, 12:55 PM

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QUOTE(ShinG3e @ Dec 9 2019, 12:47 PM)
Post frog pic here for the lulz

Or loyar buruk letter of demand
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later ayam kena marah by warga kopitiam how? Spoilted diorang punya lunch appetite.... bruce.gif lu mau his pic, u gugel, plenty in internet

loyar buruk letter of demand ayam not yet received nor jumpa yet.....

btw, ayam thought unker se7en oledi banhammer all his dupe sekalian, tracked by ip, unless he pigi internet cafe or use multiple phone untuk create dupe lah.....

but, looking at his intelligence, which is similar machiem TS, doubt he that smart oso laugh.gif

post ambank logo claim ada 6 figures liquid assets laugh.gif

later ayam go pavillion, see got lamborgini or bentley, take selfie depan kereta, claim that car belong to ayam, i think that one more belipable laugh.gif

ohwai....TS waiting for ayam punya proof, later ayam post Goldman Sach punya logo kasi TS......TS just ambank, pilihan bossku jer......ayam post Goldman Sach, international wei.....pilihan Donald Trump? laugh.gif

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