Welcome Guest ( Log In | Register )

9 Pages < 1 2 3 4 > » Bottom

Outline · [ Standard ] · Linear+

 is it better to keep money in FD, or take the money out to buy property

views
     
SUS2feidei
post Dec 5 2019, 04:24 PM

Ayam tatau, ayam virgin (c)
*******
Senior Member
3,158 posts

Joined: Oct 2013
QUOTE(timidandslow @ Dec 5 2019, 04:18 PM)
in my opinion . 6 figures is on the low side, compared to most of my friends. so no bragging from me. just asking for advice based on my financial situation. dont know why you interpreted my statement of fact as "bragging".
*
let me give u free advice....

how u generate your 6 figures
-work/ save/ biz/ invest - continue to do that. Yes, you are stupid than your friend, coz your friend can generate more than u.
-inherited/ daddykasi - put in FD, since u too stupid to know what to do with it, rather than get cheated with fake investment, put in FD

more professional advise, u need to pay.....
SUS2feidei
post Dec 5 2019, 04:25 PM

Ayam tatau, ayam virgin (c)
*******
Senior Member
3,158 posts

Joined: Oct 2013
QUOTE(urnicksux2 @ Dec 5 2019, 04:21 PM)
if u have money to contribute then buy ur own fcking house for ur own family,u idiot
its ur mother in law house not ur parent house,as a man u should provide a house for ur kids and family not the other way around
atleast if u want to buy a house buy one near ur place of work,not on a mountain
living on somebody house when u can afford own house and family to make extra cash is pathetic
omg some ppl are really shameless
*
oh, rupa nya this fella leeching the family or extended family, then, baru dapat 300k, or 200k now becum 6 figures jer....... laugh.gif

really scum of the scum ranting.gif mad.gif

SUS2feidei
post Dec 5 2019, 04:34 PM

Ayam tatau, ayam virgin (c)
*******
Senior Member
3,158 posts

Joined: Oct 2013
QUOTE(timidandslow @ Dec 5 2019, 04:29 PM)
so , you agree with me that 6 figures is really not a large sum and nothing much to boast about.
*
i never say i never agree that 6 figures is not large sum......i only say if got 6 figures, just duduk diam diam, no need bukak multiple thread or keep mentioning consistently got 6 figures jer laugh.gif coz that is called bragging liou.....

edit: if i cannot show proof i got 6 figures even repeatedly ask, it show i more likely penipu scammer, takde 6 figures laugh.gif

This post has been edited by 2feidei: Dec 5 2019, 04:35 PM
SUS2feidei
post Dec 5 2019, 04:46 PM

Ayam tatau, ayam virgin (c)
*******
Senior Member
3,158 posts

Joined: Oct 2013
QUOTE(timidandslow @ Dec 5 2019, 04:43 PM)
i need to ask for advise based on several slightly different investment scenarios, in different subforums , how to avoid opening multiple threads ?

why should i show proof ? how would that make any difference ? did i try to scam you or ask you for money ?
*
i never say u must show proof to me, I just said i not believe u got 300k, or 200k or now 6 digit jer......

u try to scam my trust and believe, and others to believe u got 300k, or 200k or 6 digit jer rclxs0.gif
SUS2feidei
post Dec 5 2019, 05:00 PM

Ayam tatau, ayam virgin (c)
*******
Senior Member
3,158 posts

Joined: Oct 2013
QUOTE(timidandslow @ Dec 5 2019, 04:51 PM)
why ? why dont you believe ? why is it so difficult for you to accept that 6 figures savings is attainable ? are you really that poor until such a claim seems so unimaginable and incredible to you ?
i try to scam your "trust" and "believe"? what is this "trust" ? does your employer pay you in "believe" ? can you eat it ?
*
why should i believe some stranger say something without any proof? U try ask stranger to borrow u rm100 and tell them u will repay them tomorrow since u got 6 figures, u see anyone will believe u?

Stop confusing yourself, I never say 6 figures saving is not attainable, I only say I doubt u got 6 figures saving jer rclxs0.gif

And, I do not need to tell u nor anyone how many figures I have in my savings either to proof i am way better than u, coz the moment I show it out (with proof), sure someone will come and show theirs which is way higher than mine, then, ayam kena masuk gua liou


SUS2feidei
post Dec 5 2019, 05:16 PM

Ayam tatau, ayam virgin (c)
*******
Senior Member
3,158 posts

Joined: Oct 2013
QUOTE(timidandslow @ Dec 5 2019, 05:11 PM)
i was presenting my personal investment scenario. extraordinary claims require extraordinary proof. do you find my claim to be extraordinary ?
i didnt ask you or anyone to lend me money. your comparison is retarded.
why ? why do you doubt ? did i claim something which is incredible ?
so you agree with me that i  should not show any proof of my 6 figures.
*
first of all, your claim is normal jer, not extraordinary, stop bragging or think highly yourself. Having said that, even ordinary claim also cannot provide ordinary proof, mau claim extraordinary claim pulak doh.gif

you make a statement publicly in k, mean you got to prepare to back up and defend your statement publicly in k, else, u just penipu scammer, imaginary, shiok sendiri dupe

So, conclusion, it is not whether your 6 figure is incredible or not, it just that u bullshitting here at /k jer with your imaginary 6 figures liquid assets....and that's the fact, unless proven otherwise with cold hard evidence
SUS2feidei
post Dec 5 2019, 05:31 PM

Ayam tatau, ayam virgin (c)
*******
Senior Member
3,158 posts

Joined: Oct 2013
QUOTE(timidandslow @ Dec 5 2019, 05:22 PM)
if it is normal not extraordinary , then why is it so hard for you to believe ? so you say that my claim is normal je, why cant you believe my normal claim instead of badgering me constantly for proof ?

if someone tells you they had fish for lunch (which is a totally normal and ordinary claim), is it your practice to ask them for proof ?
what did i try to scam ? i got scam your "believe" and scam your "trust" ? is that considered some sort of cheating or scamming ?
but but but I do not need to tell u nor anyone how many figures I have in my savings either to proof i am way better than u, coz the moment I show it out (with proof), sure someone will come and show theirs which is way higher than mine, then, ayam kena masuk gua liou
*
coz a statement without any proof is not fact, just imagination, just like movie.....u believe all u see in movie? whistling.gif

I don't see what so difficult to back up or show proof of their statement to proof it a fact, not a imagination lor, unless it really imagination, cerita sejuk laugh.gif and I enjoying busting dupe creating cerita sejuk

and, please don't copy my phrase, even though it not copyrighted. And, the different between u and me is I never openly tell public I got 300k, or 200k or now 6 figures, therefore, no one will ever ask me for proof. But, the moment I claim I got 300k, or 200k or 6 figures, or even mere RM50, and when people ask me for proof, I will gladly show to them, coz I am back up with statement with proof. I am person with integrity, not some dupe penipu scammer who keep claiming got 6 figures but, all sembang kencang jer laugh.gif
SUS2feidei
post Dec 5 2019, 05:47 PM

Ayam tatau, ayam virgin (c)
*******
Senior Member
3,158 posts

Joined: Oct 2013
QUOTE(timidandslow @ Dec 5 2019, 05:41 PM)
i can ask you back the same question . when you watch a movie do you ask the director or producer for proof ? no right. so why should i be held to a higher standard ?
what do you mean its not difficult ? do you know how troublesome it is to obtain current account and credit balance from amanah saham, insurance, investment funds, multiple banks , etc? since you havent done it before , who are you to judge the difficulty level ?
why shouldnt i copy your statement ? its fair that if you attack me using a particular point, i can certainly use back that same point to attack you back.
thats because you dont have 6 figures. therefore you are unable to put yourself in the shoes of such a scenario, where someone else does possess that amount .  such scenario is beyond your comprehension.
*
because movie is fake, imagination. So, are you finally admitting that your 300k, 200k or 6 digit is imagination you created to stroke your own ego? laugh.gif

lol.......first claim got 300k FD, then, 200k FD then 6 digit liquid assets, then, now claim hard to get statements laugh.gif laugh.gif topkek betul.......again u kena busted, if u got such huge amount, all u need is just one phone call to your relationship manager, and within half and hour or less, these statements will be email to you......since this basic industry practice also you don't have, now, I seriously doubt or reinforce my believe that you don't even have 100k (i.e. minimum of 6 figures liquid assets) laugh.gif


SUS2feidei
post Dec 5 2019, 09:18 PM

Ayam tatau, ayam virgin (c)
*******
Senior Member
3,158 posts

Joined: Oct 2013
QUOTE(timidandslow @ Dec 5 2019, 06:34 PM)
allow me to apply analogy based on your own viewing experience. when you watch censored jav, do you ever question whether the guy is actually using a dildo ? or do you ask for proof that the guy is using his own penis ?
300k is 6 digit. 200k is also 6 digit. seems consistent to me. I already explained that I need to consider several slightly different investment scenarios.
also , did you manage to analyse my other threads where my stated numbers are consistent ?
what is "relationship manager" ? is that something only a rich person would know ? sorry I am poorfag only have low 6 digits in liquid assets

--- edit . ok ok I don't want to lead you on ---

lol out loud . I already explained clearly that my liquid funds are spread out across a variety of  locations . its not consolidated under a single bank . to qualify for RM and preferred banking one would need to deposit minimum of xxx k to a single bank (which I am sure you are aware of the amount). your detective skills needs to be reinforced more than your beliefs.
*
laugh.gif no need I school you, already got few rich ktard school you liou below liou........relationship manager oso don't know, claim got 6 digit liquid assets laugh.gif

and, spin to JAV pulak........if u consistent telling lie, will the lie becum truth? laugh.gif

QUOTE(destiny6 @ Dec 5 2019, 06:42 PM)
Relationship manager is for those have priority/privilege/private banking customers, if you have 250k and above of deposit for that bank  unless your 6digit is 1XX k then don't have la.....but I'm not sure about the latest criteria to eligible for priority banking, you'll be assigned to a RM that will help you with your banking need but most of the time they'll just bug you to invest this fund la , bla bla bla annoying
*
Ayam got to korek u lah, even u got 6 digit, but 1XX also got relationship manager one, so long u close to 250k, not necessary deposits, investment in shares or unit trust oso canjust that the relationship manager boh hiau lu jer laugh.gif coz they know u poorfag, meibe once a while they will call u to introduce new investment scheme or what, festive times meibe whatapps greetings u jer.....

Lu mau special privilege like special car park, jockey waiting for u to park your car, or they come see u personally at your place for all your banking needs, or get invited to special by invitation activities or program, jangan harap lah......

Why I know, coz ayam is one of them laugh.gif deposits less than 250k, but, other investments like shares got lah a bit, sometimes above, sometimes below, depends on share market performance. And, the reason why they haven't "kicked" me out from the priority or privilege banking is because the bank is tie to ayam punya company corporate bank, which ayam is one of the signatories oso, so, the corporate RM kasi notice sama ayam punya personal RM, tabuli kick ayam out from privilege banking facilities laugh.gif tapi got no special privilege oso, other than free for life infinite card and no bank charges whatsover for life...... laugh.gif

QUOTE(hksgmy @ Dec 5 2019, 06:53 PM)
Thresholds for a personality assigned Relationship Manager differ for different banks. For instance in Singapore:

HSBC Premier, $200,000 AUM dah cukup
DBS Treasures, $250,000 AUM
DBS Treasures Asia, $2,500,000 AUM
Maybank Premier, $500,000 AUM
UOB Privilege Banking, $300,000 AUM
UOB Privilege Reserve, $2,500,000 AUM
UOB Private Banking, $5,000,000 AUM

And so on and so forth
*
Yeah, about the same in Malaysia....cuma some people claim got 6 figures liquid assets dunno jer, and need seek kopitiam advice what to do with imaginary 6 figures liquid assets laugh.gif
SUS2feidei
post Dec 5 2019, 09:39 PM

Ayam tatau, ayam virgin (c)
*******
Senior Member
3,158 posts

Joined: Oct 2013
QUOTE(hksgmy @ Dec 5 2019, 09:36 PM)
Kasilah dia sikit chance la bang. I think he probably does have savings amounting to 6-digits, perhaps not in the initial figure/amount he mentioned, but I honestly don’t think he was lying outright.  smile.gif
*
ok lah, since u oledi plead on his behalf.....let him masuk gua diam diam peram dupe baru laugh.gif
SUS2feidei
post Dec 5 2019, 09:46 PM

Ayam tatau, ayam virgin (c)
*******
Senior Member
3,158 posts

Joined: Oct 2013
QUOTE(hksgmy @ Dec 5 2019, 09:42 PM)
Hahaha. Because I also kecian dia sikit. You latched on and gigit kuat and kept clamping down on him powerfully. I read also I fell sorry for him on your receiving end haha.
*
ayam punya coach last time teach ayam....when your opponent down and out, kasi ko sama dia, dun gip him opportunity to stand back up and revenge later laugh.gif

in tournament, those back facing u is your friend, while those facing against u is your enemy.....no mercy enemy whistling.gif
SUS2feidei
post Dec 5 2019, 09:46 PM

Ayam tatau, ayam virgin (c)
*******
Senior Member
3,158 posts

Joined: Oct 2013
QUOTE(timidandslow @ Dec 5 2019, 09:45 PM)
don't tell lies here. show proof of your bank car park sticker and infinite card
*
since when I got say i got bank car park sticker? And, if i show my infinite card, u show your 6 figures liquid assets? laugh.gif

edit: infinite card is nothing lah......u simply poke 1 ktard, 90% u hit one with infinite card one......don't try to memalukan me, just like u memalukan yourself with imaginary 6 digit liquid assets laugh.gif

later ktard bring out amex black card, ayam kena masuk gua liou, create new dupe peram laugh.gif

This post has been edited by 2feidei: Dec 5 2019, 09:49 PM
SUS2feidei
post Dec 5 2019, 09:49 PM

Ayam tatau, ayam virgin (c)
*******
Senior Member
3,158 posts

Joined: Oct 2013
QUOTE(timidandslow @ Dec 5 2019, 09:48 PM)
busted. i knew you were telling lies. show la your 1xx deposits
*
again, why must i show to someone with imaginary 6 figures liquid assets???

since when kopitiam become show off thread? laugh.gif
SUS2feidei
post Dec 5 2019, 09:52 PM

Ayam tatau, ayam virgin (c)
*******
Senior Member
3,158 posts

Joined: Oct 2013
QUOTE(timidandslow @ Dec 5 2019, 09:50 PM)
if you have preferred banking they would also have given you a jockey car park sticker
*
ah boi.....not all preferred banking got jockey car park sticker one lah doh.gif

wait till u qualify what is preferred banking only kam argue with me lah......even preferred banking oso got different level one lah......for 6 figures liquid assets, saupei lah.........it nothing to them.....imaginary 6 digit liquid assets.....kasi laugh.gif here can lah
SUS2feidei
post Dec 5 2019, 09:54 PM

Ayam tatau, ayam virgin (c)
*******
Senior Member
3,158 posts

Joined: Oct 2013
QUOTE(timidandslow @ Dec 5 2019, 09:51 PM)
bussstttedd (in your words)
*
QUOTE(timidandslow @ Dec 5 2019, 09:51 PM)
watching too much jap anime is it
*
ahboi.....kena busted until speechless liou ah?? Where is your imaginary 300k FD, or 200k FD now become 6 digit liquid assets? Like 1MDB funds, all convert to units, apa unit, tatau laugh.gif
SUS2feidei
post Dec 5 2019, 09:56 PM

Ayam tatau, ayam virgin (c)
*******
Senior Member
3,158 posts

Joined: Oct 2013
QUOTE(hksgmy @ Dec 5 2019, 09:49 PM)
I didn’t plead on your behalf. I merely mentioned that it might be beneficial for a truce. There’s no need to be so sensitive.
*
u see......your kind gesture is not appreciated...this kid need to be school, no need kasi chan one......and now he tried to trap me to show ayam punya networth pulak laugh.gif

ain't going to fall into that, skali the real richfag /k kasi trol ayam, ayam got to masuk gua liou........unlike TS, kena busted, still tak malu, pusing pusing with his imaginary 6 digit liquid assets.....

conlanfirm 99% khai 92 dupe laugh.gif
SUS2feidei
post Dec 5 2019, 09:58 PM

Ayam tatau, ayam virgin (c)
*******
Senior Member
3,158 posts

Joined: Oct 2013
QUOTE(timidandslow @ Dec 5 2019, 09:56 PM)
hmm i wonder who brought up the topic of  having RM , preferred banking, infinite card, jockey card park, etc

no proof?  busted
*
coz i use to school someone who claim got initially 300k FD, then 200k FD, then become 6 digit liquid assets but don't know what is RM........ laugh.gif rclxs0.gif

and keep insisting it true, nothing but truth, absolute truth, because it said so, and told multiple times consistently laugh.gif

SUS2feidei
post Dec 5 2019, 09:59 PM

Ayam tatau, ayam virgin (c)
*******
Senior Member
3,158 posts

Joined: Oct 2013
QUOTE(jacktay94 @ Dec 5 2019, 09:57 PM)
in this market, i don't think property will be a good investment tbh. Would put it in reits or stocks as it has taken a beating. Otherwise continue to ladder your fd, better than not doing anything.
*
problem is TS don't even have 200k FD.... laugh.gif just his imaginary FD jer ada laugh.gif
SUS2feidei
post Dec 5 2019, 10:01 PM

Ayam tatau, ayam virgin (c)
*******
Senior Member
3,158 posts

Joined: Oct 2013
QUOTE(timidandslow @ Dec 5 2019, 09:59 PM)
if you cannot show proof you got 6 figures even i repeatedly ask, it show its more likely you penipu scammer, takde 6 figures

come show proof of your 1xx deposits as you claimed
*
if u not showing yours, why should i shown mine? To copy your words, it's nothing to be proud off, at least no need until buka thread to ask what to do with imaginary 300k, then 200k then 6 figure liquid assets laugh.gif


SUS2feidei
post Dec 5 2019, 10:02 PM

Ayam tatau, ayam virgin (c)
*******
Senior Member
3,158 posts

Joined: Oct 2013
QUOTE(timidandslow @ Dec 5 2019, 10:00 PM)
still waiting for some proof of your claims 1xx deposits
*
Me too, still waiting TS to show proof got 300k FD, then 200k FD then 6 figure liquid assets.....been waiting whole day liou sweat.gif

9 Pages < 1 2 3 4 > » Top
 

Change to:
| Lo-Fi Version
0.0540sec    0.51    7 queries    GZIP Disabled
Time is now: 22nd December 2025 - 10:01 AM