You pay to shopee with your cc, earn perks

If pay tnb, considered utilities

if u use amex on weekend, u get 5% rebate or 5x tp depend what card u have.

TNB not goverment mer? not include right? they change?

TNB utility. u pay directly to tnb, then 1 TP lo. no cashback.

Most likely MCC-4900, same as Sarawak Energy.


Attached thumbnail(s)

Can share the keyword to search?
Last time I used it to gain shopee coins but after short period of time that seller being removed from shopee.

Oh i see..just curious again..as seller stand point, seller will have to pay commission to shopee right? What they earn?
Example. I paid RM100 to shopee seller to settle my TNB bill RM100. I earn my credit card point/cashback for spending in shopee...seller then will pay RM100 behalf on me, after comission, they might get less than RM100 from shopee..what they warn ah?

Some sellers still enjoy 0% charged by Shopee. They can pay your TNB account using their credit card or ewallets.

I see.. i tot all seller must pay commission like 3-4% to shopee..

Normally they charge 2%-5% extra. Very hard to find sellers offer +0%.

in this case still got customer want to pay extra? Example i saw few seller charge like 3% - I have to pay seller RM103 for RM100 bill payment..although i earn 5% (RM103X5%=RM5.15) on weekend using maybank AMEX..eventually I earn RM2.15 (RM5.15-RM3=RM2.15)? Not sure is this most of the people thinking?

Last time, may gain >10%.

This post has been edited by ClarenceT: Jul 24 2021, 03:01 PM

Try to offer some alternative perspective.
Imagine the seller (likely just an agent) has tonnes of illegal CASH
You pay him, he go over counter to pay your bill with his cash
Taadaa... the cash is now clean
He can even declare lost in the "business" to reduce income tax

Which application is that screenshot from? It's so much convenience to see the MCC code online rather than calling up the customer service.

Merchantrade App (e-wallet and prepaid Visa)

now POS PAM not giving grab points for bill payments anymore?

almost 1 year already lor

you guys prefer using grabcard grabpay + elinking with some charges to get more points rather than pos pam?

Just wondering if I should continue to use pos pam or use elinking, this covid is risky just to go to pos pam once in a few weeks for bills payment

The first one for me because it is not so convenient for me to visit PAM. While elinking can just settle at home even with some charges but it is worth considering that the combination of grab card and grab pay. My 2 cents.

While I am still figuring now how to get verified on gopay!!!

Not sure gopay using which payment gateway,I just found out if use PayQuik Kiosk only 5 transaction per tnb account(per month I guess),so far I buy from shopee service and elinking is using same payment gateway which is PayQuik Kiosk.