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 SGD 3000 vs RM 5000 SALARY, who win?

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popopi
post Nov 27 2019, 10:13 AM

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no wife no kids, singapore... else Malaysia...
James1983
post Nov 27 2019, 10:14 AM

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QUOTE(ziniowong @ Nov 27 2019, 10:12 AM)
most ppl cant get the same salary when they wanna return to malaysia....most of my friends stuck there are low level engineers earning 3-4k sgd
4k sgd is not that much after deducting all ur expenses
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I see... kinda sad sad.gif
mushigen
post Nov 27 2019, 10:14 AM

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QUOTE(melt @ Nov 27 2019, 10:03 AM)
one fried chicken + 2 vege - 4.30 in city area
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Sgd1.50... again, please share the location. This kind of pricing could not be had even 25 years ago.
Spectreoutreach
post Nov 27 2019, 10:14 AM

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QUOTE(mushigen @ Nov 27 2019, 10:11 AM)
Fully agree. Many ppl i know are spending all the money they earn, so they can't afford to return to lower salary in Msia. It's very unlikely to get similar or higher pay in Msia.
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If get fired GG ?
limfreelance
post Nov 27 2019, 10:16 AM

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QUOTE(xtylish @ Nov 27 2019, 09:58 AM)
it is illegal for the employer to charge employee levy.
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company kecil
very common cases in jobstreet

every month can earn Gaji 4k or above
jobscope : sale executive

but bila pigi interview..
basic 1.5k.. yg semua tu commision

same like the sg ads.
sg2.5 is for local one but open for malaysia or oversea kuali too.
but the problem is local sg ppl mau higher salary. starting with 3k, but zero experinces.
that y the company the boss and partner is SG, other staff is malaysia or pinoy and bangla.


mushigen
post Nov 27 2019, 10:16 AM

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QUOTE(Spectreoutreach @ Nov 27 2019, 10:14 AM)
If get fired GG ?
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That's a real threat many choose to not think about. And we're talking about those with work permit, not PR.
xtylish
post Nov 27 2019, 10:20 AM

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QUOTE(limfreelance @ Nov 27 2019, 10:16 AM)
company kecil
very common cases in jobstreet

every month can earn Gaji 4k or above
jobscope : sale executive

but bila pigi interview..
basic 1.5k.. yg semua tu commision

same like the sg ads.
sg2.5 is for local one but open for malaysia or oversea kuali too.
but the problem is local sg ppl mau higher salary. starting with 3k, but zero experinces.
that y the company the boss and partner is SG, other staff is malaysia or pinoy and bangla.
*
can report to MOM, let the company close down
pg84
post Nov 27 2019, 10:20 AM

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QUOTE(testinglabha @ Nov 27 2019, 09:39 AM)
Let discuss this Scenarios:

Malaysian stay at KL, earn RM5000 salary

VS

Malaysian stay at Singapore, earn SGD3000 salary

Who actually earn more if both of them continue Live Same Lifestyle (No "Kuli" life, but not luxury life either, just comfortable middle class life)?

p.s. do consider stuff like EPF thingy, etc
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If u are single
Rental in sg, 550 with aircond own room.

No need to drive, don't need a car as public transport is so efficient, saving is huge.

Basically, work in sg u just need to pay rental n food, transport is very minimal. U can save 2k sgd without a sweat. That's rm6k u can save monthly




melt
post Nov 27 2019, 10:21 AM

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QUOTE(mushigen @ Nov 27 2019, 10:14 AM)
Sgd1.50... again, please share the location. This kind of pricing could not be had even 25 years ago.
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that is SGD 4.30
kenji1903
post Nov 27 2019, 10:21 AM

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QUOTE(testinglabha @ Nov 27 2019, 09:39 AM)
Let discuss this Scenarios:

Malaysian stay at KL, earn RM5000 salary

VS

Malaysian stay at Singapore, earn SGD3000 salary

Who actually earn more if both of them continue Live Same Lifestyle (No "Kuli" life, but not luxury life either, just comfortable middle class life)?

p.s. do consider stuff like EPF thingy, etc
*
1. that range no where near middles class
2. you are slightly better off with SGD5k compared to RM5k, thinking that you can have RM15k lifestyle with SGD5k salary is just plain doh.gif
3. RM5k and SGD3k won't get the same lifestyle... don't cheat yourself
CeDhhVss
post Nov 27 2019, 10:24 AM

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gaji sgd but live like bangla

vs

gaji myr tapi hidup 'mewah'
irise.ufall
post Nov 27 2019, 10:25 AM

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QUOTE(mushigen @ Nov 27 2019, 10:04 AM)
Can share location of the RM4 kt soup? I'm sure many of my kakis will love to eat there.
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Sorry i mean SGD4
limfreelance
post Nov 27 2019, 10:25 AM

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QUOTE(xtylish @ Nov 27 2019, 10:20 AM)
can report to MOM, let the company close down
*
cari makan susah.
kasi chance lah.
small company is like that.
got 2 malaysian also working there. tak baik rosak periuk nasi orang lain.
willing seller willing buyer lo.
FollowMeRogerThat
post Nov 27 2019, 10:26 AM

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friend said he's more sustainable working in SG than in KL
Bonchi
post Nov 27 2019, 10:29 AM

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QUOTE(xtylish @ Nov 27 2019, 09:58 AM)
it is illegal for the employer to charge employee levy.
*
it's illegal to deduct but most will offer and justify the low pay by using the levy as an excuse. Deswai many malaysians think can get 3K but offered 2K+ here laugh.gif
Lester1987
post Nov 27 2019, 10:32 AM

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QUOTE(Exiled_Gundam @ Nov 27 2019, 10:03 AM)
Haha how come advice about working in SG involves downgrading your lifestyle (compared to when in Malaysia)? In Malaysia you cannot downgrade your lifestyle meh in order to save money?
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got difference one la. Singapore u dont need a car to move around. owning a car is like the worst decision u ever make in SG. in KL, no car u are basically stucked.
So by saying not able to own a car in SG = downgrade compare to KL is not a fair comparison.

Back to his 3k vs 5k debate.

If you are single, below 30, i would say go for it. not sure how you gonna spend your RM5k in Msia but i can break down a bit SG cost for you.

$700-800 - room rental (own room, no sharing)
$80 - EZlink / flashpay card (transport)
$600 - food (assume u eat luxury once in a while, $20 a day is quite a lot)
$100 - groceries (toilet paper, shampoo etc)
$300 - entertainment (weekend go JB splurge la)
$50 - phone bill (should be lower)

minus this and that, thats still below $2k a month. I budgeted quite a lot and if u are a person that jimat cermat a bit, this bajet is overkill. assume u save 1k a month here. u can do a lot with that $$ compare to work in KL. u save 6 months u can go for a week euro trip if u work in SG. i think u need to save at least a year to do the same in KL.

Another scenario for u which is what I am doing now which is stay JB. those who say can save a lot of money not entirely true but u get better living environment la.

House installment + maintenance fees - RM900
Electric + internet + water - RM500
Car installment - RM900 (Myvi saja)
Motorbike cost - $100 (I use singapore bike, no need pay VEP) this calculation is base on i buy bike 10k SGD + insurance roadtax around $600 a year. divide to monthly.
Motor service - RM150 (2 times engine oil a month and average out those brake pad etc)
Petrol - RM150 (RM6+ a day)
Cash card top up - $100 (ERP, carpark for bike)
Makan in SG - $250 ($10 a day for lunch, sometime eat luxury so bajet a bit more)
Makan in JB - RM1k (sorry i spend a lot. sometime i makan alone can hit 50-100 a meal when go restaurant etc)

Looking back at the calculation, when u stay in JB the transport cost itself already killed the savings u get compare to staying in JB. Basically you are sacrificing your travel time for better quality of life instead of can save a lot $$ as claimed by many.

Bonchi
post Nov 27 2019, 10:35 AM

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QUOTE(jojolicia @ Nov 27 2019, 09:54 AM)
Income wise, u shd be comparing (assuming rm5k is gross & $3k is net for non-pr)

1) rm5000+16%(employer epf contribution)
2) $3000>rm9000(inclusive of your 11%+16% employer as self contribution of epf)

U do the math here(less cost of living BTW bothside) Do consider career advancement, children education etc etc. No right or wrong here, depending what is your planning
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This...
and not to mention 3K SGD have almost negligible income tax less than 200SGD .... but RM5K tax bracket you get back 4.2K a month.
Lester1987
post Nov 27 2019, 10:35 AM

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QUOTE(kenji1903 @ Nov 27 2019, 10:21 AM)
1. that range no where near middles class
2. you are slightly better off with SGD5k compared to RM5k, thinking that you can have RM15k lifestyle with SGD5k salary is just plain doh.gif
3. RM5k and SGD3k won't get the same lifestyle... don't cheat yourself
*
To be fair, SG is SG, KL is KL. its 2 different country with 2 different culture. There are things which is a "MUST HAVE" in Malaysia while you dont need it in SG.

For example. U got date amoi / awek in KL, u no car u think they wanna go out with u take Grab?
When you date SG chicks, its normal they go take MRT / bus. If you have a car its a bonus.
projectnew
post Nov 27 2019, 10:36 AM

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QUOTE(JoGaki @ Nov 27 2019, 09:42 AM)
3K at singapore do what?? security job ka??

700 for rental, 300 for food, 200 for makan, 300 for other living expenses, 200 for entertainment. 1700 gone straight...
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fresh grad salary yo... true story..
ashportal
post Nov 27 2019, 10:37 AM

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3k sgd? no need lar

the morning singapore rush will kill u

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