Not sure how you all getting that 20k myr better than 10k sgd...
As per my observation, sgd10k living better than 20k myr...
SG housing loan rate between 2~3%, MY between 4~4.5%
SG got HDB, monthly pay using CPF, SG employer contribute 17% vs MY 13%
SG income tax lower 15% vs MY 24%
Car and petrol both about the same (no conversion), civic turbo 120k, petrol around 500, but this in SG is optional
Personally I drive Audi A4, I spend about 400 petrol and 300 for toll and parking
Food price, for example ding tai feng, dinner for 4 cost sgd80~100 vs myr 160~250, order about the same thing, my personal experience.
Bills SG better, cheaper telco, internet, electricity but water is expensive, every month about sgd250, in MY I spend about myr600
Talk about education, SG childcare is expensive, primary/secondary schoo is free, tuition fees in SG is sgd20-40 per class, I think Malaysia also about the same or cheaper
but SG will save you a lot when come to university
Due to the currency rate, buying luxury things and travel, sgd always better compare to myr, Rolex 10k sgd vs 30k myr...
So I’m no sure why you all think myr20k is better living compare with sgd10k