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 Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

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renodiy
post Nov 25 2020, 12:33 PM

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Is there a problem with the portal for desktop pc? Always hang after making payment n have to wait 15mins to relogin
renodiy
post Nov 25 2020, 09:11 PM

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QUOTE(beLIEve @ Nov 25 2020, 08:55 PM)
no, it is working as designed so that someone else can also buy within that 15 mins.
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But its fine when using phone app
renodiy
post Aug 31 2023, 11:14 AM

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QUOTE(Lembu Goreng @ Aug 31 2023, 10:40 AM)
My RM sent this

user posted image
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will withdraw and dump into kswp max next month
renodiy
post Aug 31 2023, 11:50 AM

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QUOTE(nexona88 @ Aug 31 2023, 11:32 AM)
Mix feedback from socmed (ASNB FB page comments)
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true also... feel like withdraw all and settle house loan is better too..
renodiy
post Aug 31 2023, 12:37 PM

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QUOTE(MattSally @ Aug 31 2023, 11:56 AM)
When comparing loan % with investment % loan % will 99/100 be higher. Therefore, always look to pay off loans before investing. It is better to reduce your liability by 1k and increase your assets by zero, than to decrease your liabilities by 500 and see your assets increase 250.

Warren Buffet lesson 1.0.1
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my hse loan interest is at 4.22% now. still asm is better.....will divert max into kwsp first.... i doubt asm will beat kswp payout....
renodiy
post Aug 31 2023, 01:03 PM

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QUOTE(!@#$%^ @ Aug 31 2023, 12:42 PM)
same as mine. public bank? got it during the peak. now i can only see jealously with the 3.8% rates
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yes..pb..now 3.8? 😭😭😭
renodiy
post Aug 31 2023, 04:11 PM

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QUOTE(kkk8787 @ Aug 31 2023, 03:25 PM)
Just want to ask, any benefit of asnb premier ?
If you are non bumi
As I understand you can ask the Client staff to invest for u
But for non bumi unit avaibility is the biggest issue
So any available unit you will get it as soon as possible online
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what is asnb premier? myself i have been allocated a personal advisor from asnb..... he keeps WhatsApps me on latest promo and news... but so far i never replied him. i normally do all transaction online.
renodiy
post Aug 31 2023, 04:28 PM

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QUOTE(kkk8787 @ Aug 31 2023, 04:16 PM)
Something like premier banking for banks
Requirements differ between klang valley and non klang valley

In KL it used to be around 800-900k you will be invited
But nowadays maybe nearer to 1m

Out of KL it’s lower

Your portfolio 7 figure and above already ?
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above ..πŸ˜„
meaning we can walk in to branches and get vip treatment? but nothing to do at the branch ..... unless can get free gifts
renodiy
post Aug 31 2023, 04:32 PM

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QUOTE(kkk8787 @ Aug 31 2023, 04:30 PM)
As I understand nth much but for bumi beneficial as their monthly investments , they can have a staff attend to them , same staff
But as it is now the one attending me is the branch manager so doesn’t make a difference

Mind asking are you a bumi or non

The premier staff usually have certain quota to hit i assume
So probably will try to sell VP funds to you and also the nominations
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non

for nomination, i have already done the peristiharan amanah few years back.

This post has been edited by renodiy: Aug 31 2023, 04:33 PM
renodiy
post Aug 31 2023, 05:06 PM

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QUOTE(kkk8787 @ Aug 31 2023, 04:46 PM)
Nomination, any benefit, my last meet up with manager she was pushing me to go for it
I read through and it seems regardless ,you still can claim isn’t it , in case of unfortunate event
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as i know, all unit will be transfered to nominee.

if not, they might pay cash to who claims....
renodiy
post Aug 31 2023, 09:18 PM

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QUOTE(Lembu Goreng @ Aug 31 2023, 12:31 PM)
MattSally

350k seems to be a large amount to keep in CASA, I'm not sure but if you are selling from ASM1x into CASA and then to ASB3, there is no need for that.

You can use the switch function on myASNB online to switch from ASMx to ASB3

user posted image

I don't believe there is any limit, the only limit is the fund availability. I've tried 100k max and no issues, so you could try batches of 100k (or whatever amount the fund is available).
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guys, why i dont have this switching option my myasnb app? need to use web/pc?
renodiy
post Sep 1 2023, 08:24 AM

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QUOTE(saitong09 @ Sep 1 2023, 07:52 AM)
ASM still available, but asm2 no unit.
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yup... got some asm units only... asm2 zero
renodiy
post Sep 1 2023, 11:09 AM

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QUOTE(MattSally @ Sep 1 2023, 08:40 AM)
Try again, I have just switched out one million ASM2 units.
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1 million? wow


renodiy
post Sep 1 2023, 11:58 AM

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zero units asm2 and asm3... trying to round up only
renodiy
post Sep 2 2023, 10:54 AM

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QUOTE(nexona88 @ Sep 2 2023, 10:32 AM)
Yes. Much easier for them to buy the ASM 2 & 3 funds... Anytime can buy... Only problem is the dividend rate... Which much lower.... That why low take up rates.... Also not fill up the 300k quota of ASB 1 & 2 another reason....

The last information got years ago... Indeed ASM bumi holding very minimal.... Chinese is top... Not mistaken around 80% like that. Someone ask in parliament years ago...

Hopefully someone ask the same question this year too... Curious to know the latest updates....
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my biggest portfolio is in asm3.. unhealthy but it was the easiest to get.... hope i can start to switch to asm this October. Will also withdraw 150k for epf top up for mine n wife account.
renodiy
post Sep 2 2023, 02:00 PM

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QUOTE(smallydupe @ Sep 2 2023, 01:54 PM)
Asm2 want to buy also no unit. Meaning nom bumi quota taken up?
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2am can try
renodiy
post Sep 23 2023, 12:04 PM

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QUOTE(nexona88 @ Sep 22 2023, 11:25 PM)
Those with $$$...

Without...
No choice but to withdraw all...

One of the reasons we see units available nowadays at 2am...

U calculate back... those who invest during early days... like for ASM wawasan 2020 & ASM1... now already over 20+ years.... some of those early birds near or already in retirement age... or need $$$ for medical purposes.... various reasons related to old age....
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planning 2 wthdraw a huge amount asm3 to dump into kwsp in 8 days......
renodiy
post Sep 23 2023, 04:48 PM

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QUOTE(MGM @ Sep 23 2023, 02:56 PM)
In 8 days u mean 1Oct which is a Sunday.
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oops
then only Monday go bank withdraw

This post has been edited by renodiy: Sep 23 2023, 04:50 PM
renodiy
post Sep 23 2023, 04:52 PM

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QUOTE(nexona88 @ Sep 23 2023, 04:15 PM)
Just remember....
EPF not easy to withdraw ya..  unless already retirement age or have over 1mil balance...

Others than that... the rate is higher than ASM funds πŸ‘
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slowly moving funds based on max allowed limit. also need to dump some into sspn and prs.
now mainly targeting high interest. still have a lot more in all Asmx

renodiy
post Sep 23 2023, 04:54 PM

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QUOTE(MGM @ Sep 23 2023, 03:52 PM)
That is possible. But if he is going to dump into epf straight away he gets only 1 day of dividend. Better to put the hugh amount in high interest vehicle til end of Oct being moving to epf.
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i guess have to sacrifice 1 months interest...

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