just got asm after a few tries

I wonder can this trigger lhdn to investigate source of funds?

few days back managed to get 3k ASM2 lunch time

Asm1 hard to get

why transfer? asm2 was hard to get previously compared to asm. i rather hold the asm2 which has its own value and identity. Initially i had mostly asm3 and after some time balanced up with asm 1 and asm2 leading over my asm3.

nowadays 2am still can get units? need to top up some

cannot top up

This post has been edited by renodiy: Oct 15 2024, 10:17 AM

kept trying and managed to secure almost 30k mix of asm2 highest, asm3 and asm1 lowest.

i tot fpx now can go max to 50k but cimb limits to max 30k...

This post has been edited by renodiy: Oct 15 2024, 03:34 PM

reaching 50 also many desires gone. Car no more of interest, travelling will be less and eating also less... you will spend a lot less..... not like in the 20/30 ties

need to keep clicking.... try asm 1 asm 2 asm 3... will have a 5 minute penalty 😅 and then retry again same way.

tried big amount but cant get... easiest was rm5k (few times)

the rest was lower amount to round up the units and finish the balance fpx limit



This post has been edited by renodiy: Oct 16 2024, 03:12 PM

i just start from 8.30 am until i hit my limit...by 1/2pm all done. but i think 9.45am-12 got higher chances

All my extra funds are going into asm123 now since epf hit the limit. Hope a min of 4.75 also very happy. Not sure if want to diversity into any other investments yet. So far, dividends from all can already provide a stable passive income which is 50% of spending only. But not touching it also so far and let it compound and grow. And i foresee expenses going down too as not interested in luxury purchases like cars.

Frankly, expenses are going down while income + passive income is growing. As what increases in spending is education and kids expenses but house n car expenses drop. Eg house installments + car installments of rm12k per month drop to zero per month... This will already cover everything.

hope asm2 release sometime mid to end dec. can dump in all bonus into it....

how come i dont get all this gifts? have a substantial amount of holdings

i decided not to top up and spend the money. keep topping up until addicted and hoarding money also no use ...

Done for January.

maybe due to inflation and new term of school in 3 weeks . Now is really a good time to top up for those with cash.

Next round will be to maximise epf.

epf anytime can deposit for me as the 100k is always there...

lf deposit epf now and later the xtra cash cant get asmx, it will be a waste too.

as growing older, i am not calculative on the extra gains/interest too... in fact this cash was idle in my savings account for almost a month- wanted to buy a car to play around. w211/w212/ f10.. but could not get one so decided to dump into asmx today

my asnb premier advisor is now missing after i did some withdrawals...

must have min1 mil to have one? like not faithful like this.... 😅

mine was not as good as others. never received any gifts too... anyway now i just depend on dividends to compound into the funds.