is the Will flexible as it when we add/reduce units or even drop or take up any funds in the future?

I know where it is from coz i use the same chart to calculate. 😂 Your live tiger bank is OCBC ah. i thought Maybank. Lol.

SG i have a target already. A fund managed by 3 international  company. One of them is black rock. They give quarterly interest. So far since inception giving above 5% (annualized) and only one quarter below 5%. Still very new though. But seems very good. No money now so can only watch. So can see 3 more quarter how. The good thing is it's only one time 3% deposit fee and then no more other fees. Can top up (3% fee) or withdraw online. And i need to go all the way to Singapore to make account (cannot do online). So now still waiting for some funds to come back end of year and make time to fly there if i decided to go that route.

Just sold another 67k units of ASM1. Those want to buy ASM1 can try at 2am tomorrow.

[attachmentid=11410787]

Ikan paus is not me. I am ikan bilis. 

I put some in FD and some divert to singapore.

Still have some ASM2 and ASM3 to sell next month.

Not sure can ask here or not.

Few days ago withdraw ASM at RHB branch. And after that i can see my RHB online account linked and shows ASNB account. Previously don't have. Not really comfortable with that as i worry whether any risk my RHB account being hacked and lost my savings in ASNB.

Any advise? Or how can i unlink that? Thanks in advance.

I am sure you can unlink it if you feel so strongly about it but asnb can only been withdrawn to your registered account in asnb. It must be under your name and verified in asnb (without you going to the counter in rhb). And if you have phone number registered to asnb then you should get a notification when it happen (if ever) Same as your money in rhb bank account. Technically you have some time before somebody can withdraw. It also does not appear under regular savings. It should only appear at the wealth/investment part. So you got some time to react to it. But if you feel unsafe then unlink it.
And you think the bank ppl cannot see it? 😂 They probably have a copy somewhere before forced unlink. They know how much you have la uncle. Plus pagoda shirt is signs of rich ppl one. Those wearing normal ragged shirt, shorts or long pants and slippers usually hidden dragon crouching tiger one. Plus they look at your ctos and pay slip more. Unless you want apply black card or platinum, then i doubt they need see how much you have lo.

It is ASM2 and ASM3 dividends that concern me most as that is where the bulk of our investments lie. It is probably too early to speculate sensibly but with rising OPR/benchmark and slowly recovering economy there really is no excuse not to deliver a modest improvement on last years ASM2, ASM3 dividends imho.

ASB1 has already declared 4.6% plus 0.5% bonus on first 30k.

I think ASB2/ASM1 could/should manage 4.4%

ASB3 could/should achieve 4.2%

ASM2, ASM3 could/should achieve 4.0%

I would be happy, I suppose, with anything above 3.75% as this would indicate progress but I do think that 4.0% is what should be achieved as a minimum.

... Donate to me better la.. 😂

Just wake up from afternoon nap comes in check check then see ppl say wanna donate so i jump in lo before other ppl get it. 😂 Still wasting life away for another one day more. Then back to hell hole. So gonna lie there for a few more hours.

Heh? You misunderstand liao la. Earth is hell hole or heaven depends on your outlook la. I running a small biz. A lot of "idiots" and not making money so i call it hell hole. 😂 But if you talking about 15 odd years ago then you are correct but it's a heaven. You get paid no matter how many patients there. If work A&E night shift (the best for me) i can bring snacks and laptop and watch movie or nap. 😂 Very little work and i get paid the same. Only docs and nurses busy. Not me. I just go there goyang kaki. But i cannot do night shift most of the time coz they need me during the day. Still heaven coz i just sign documents and make sure things run. I jaga ppl only. Plus mix stuff in the morning. Work morning mixing stuff only. Afternoon very free walk here walk there chit chat only (as long as my boss no catch me ular). Regretted leaving. 😂 Fixed income and high salary. Nothing to worry. A lot of allowance and benefit. Sigh... Oh well.. bo bian.. really on asm and kwsp bah..

Lai lai uncle donate to save the wolves foundation... 😂

Doctor lain cerita. Earn till laugh to bank. I just a dying biz la. Dunno can survive this year or not. My feb salary also cannot pay out today so not humble. Really forced to retire one. And i also wish i can telan all asm lo. Limited fund. Might consider to start selling soon for retirement monthly expenses. That's why lo.. donate here donate here~ lol. But good news is... Almost mid feb liao.. then March.. then can see asm 1 how..

On a side note. This trip make me reconsider moving to another place to retire. Everything so expensive. Food especially. Spent more than double my last trip. My current location i complain expensive but after this trip i think my current location still "cheaper". inflation no joke.

Has anyone had issue logging into the ASNB app? It doesn't seem to work for me for the past 2 or so months.

wow didnt know they cant block mass withdrawal by this method

who knows 'emergency' situation

Below 4% is kinda sad. But I still keep my money here, lazy to do fixed deposit.

sure boh, unker. the bank fren say soon means how soon, weeks or months? i am waiting for bank interest to go up too.