Open ASMX funds for kids, now they are above 21 yo, and not eager to sell despite low dividendes. "This $ dad n mom gifted, something we as children should cherish."

So, the lost opportunity $, should only consider what auntie n myself holding = $22k/year, ...by Apr, if banks FD go up, i can still catch the uplift in %. While other experts say Fed likely QE by mid year. (Auntie says family just cut down one visit /month to Nero Nero, Sarkies or Rasa buffet)

EPF oso affected by SD, but will still payout, same with rest of Funds....its just a Govt approved ponzi. Dont over thinnk, imo, the ASMX dividends will return...Govt will use this opportunity as circus n bread to appease the citizens. Feel good factor.

After reading all the threads, my takeaway, within each person's capacity .....max EPF, max FD, max ASMX, max SSPN, max overseas funds to avoid Malaysia hyperinflation, max properties, drive best cars, wear only AP, PP, Rolex, buy physical gold, live FI/RE, spartan workout n most important max peace of mind. If you r in this thread, already (thank god, tua pek kong, etc) over many others in AKPK, McOcean, etc

ASMX, If need to sell, then sell...if dont need to sell, then hold or accumulate more...or gift to loved ones!

Wishing all a safe n huat CNY!

This post has been edited by Unkerpanjang: Jan 13 2023, 06:15 AM

It all depends on upbringing n family imparted values.

Hence, we read cases...some family escape from poverty cycles n become successful while others fall deeper. While even special cases become even greater than last generation.

It's obvious from thread, some younger (y, z) forumers have performed exceptionally well in biz n financials. So bravo!

Out of topic. Hahaha

This post has been edited by Unkerpanjang: Jan 13 2023, 11:52 AM

Bro Kart, my 2 sen.
1. M2U account can link to ASNB. So all transactions (deposit n withdrawals) from ASNB via Maybank, has an audit trail.
2. If recall correctly, for OTC transactions, still need the red or blue forms n thumb print. Has Maybank progressed to paperless?
3. No need to worry LHDN. All are MY funds, not subjected to taxes n no need to declare as MY earned income.
4. Every big bank is KYC n AMLA compliant. The Govt is already tracking us every transaction via ewallet, money transfer, jom pay, etc.
5. Side topic. Thermal printing of receipts, ink oso fade over time. Better to create digital library.

This post has been edited by Unkerpanjang: Jan 14 2023, 07:17 AM

[quote=BboyDora,Jan 14 2023, 09:38 AM]
you forget to mention cypto.

i burnt too

[/quoted
Bro BBDora,
The verdict is still not known...maybe, you'll be the first decamillionaire in crypto. Stay positive.

Ive continue to stack utility coins, $500k ...using dividends from ASNB, etc. Hence, I never mention. Kalah pun sendiri tanggung, my own earned money n choice.

I apologize, out of topic.

Some of us (me included), continues to be trapped in this dynamic cognitive process...Liebniz vs Spengler.

We cannot allow the pursuit for that extra 1% dividend to create stress n mood change...remember, when much youngers...most of us baby boomers slept on the bare floor n empty stomach. It made us stronger.

Side topuc, im on 18hrs intermittent fasting...last meal at 2pm, until breakfast the next day. Keeps mind alert, tummy non-bloated n cut food expenses.

We have a walking encyclopedia forumer, MUM. Go to his, her posts. Meanwhile...

I takut give incomplete info...where's MUM?
I remembered old posts those Sabah, Sarawak people can buy ASB le. See below...

Mr. Wolves,

Greetings, as i explained in other thread. Unker promised Auntie, Y2023 to be year of learning and/or re-learning. So to keep an open mind, ask n learn where applicable.

Im genuinely curious, why Mr. Wolves buying asnb when some long term members are selling n when FD returns seem higher?

What motivates your actions and dedication? Thank you.

This post has been edited by Unkerpanjang: Jan 17 2023, 05:06 PM

Mr Wolves, thank you. One lastcquestion...respectfully asking, are you in the 30s or 40s age group?
Unker impessed with your very methodical thinking process n easily understood explanation of investment approach. (emotion free)

This post has been edited by Unkerpanjang: Jan 18 2023, 06:23 AM

Respects! No stopping you once you set a goal...!! Wishing Mr Wolves a successful asnb journey with big pot of gold at the end of rainbow.

Unker is a simple person, your asnb determination n explanation gave Unker the confidence n emotional support to hang on to my asnb purchases.

Really a Rudyard Kipling moment.



This post has been edited by Unkerpanjang: Jan 19 2023, 07:09 AM

Bro Guy, lu sure boh calling yourself old timer? You sound like young guy, 40+ le?

Ya, I oso like sweet things.

🤝

[quote=Wolves,Jan 19 2023, 03:37 PM]
Bro Wolves, many thanks for the selfless sharing.

Wah! Then you all Nexona, Bro Guy, Bro DlttDltt, Believe, Lucifah, Telegram Group all big time players one.
Unler pay homage n respects.
Once become whale, always remain whale.

Walau! Unker is like freshie compared to Bro DBH, Saitong, Xing n all above Sifus. Unker started Asnb thread 2019.
Unker start investing $50, $100...a time via apps.

Important msg is to realize how far we all have come, instead of how much more to go. Life is meant to be happy.

Unker, hungry wait Auntie go eat fav roti canai.

This post has been edited by Unkerpanjang: Jan 21 2023, 06:33 AM

Heres Unker to those ASNB forum members (young n old, seniors n freshies, big n bigger) celebrating CNY.

Wishing you n your family a happy & prosperous New Year filled with delicioys reunion meals and great company.

For our Friends of different faith. Enjoy a safe & purposeful happy holidays.

May the year ahead bring each of you joy, success, good health n abundance in all your ASNB, FD, Stocks, EPF, Foreign FD, properties, gold, crypto, etc investments.

Bro, Magika ... Respects!

This post has been edited by Unkerpanjang: Jan 21 2023, 01:14 PM

To the hard cores...

1. Kepercayaan kepada PNB
2. Kesetiaan kepada ASNB
3. Keluhuran ASMX
4. Kedaulatan ASM1
5. Kesopanan Dan Kesusilaan Lowyat ASNB Thread

My faith in ASNB reminds me not to get too excited about the successes and too low about the missteps.

There's nothing more calming than knowing some big whales are cheering you on in pursuit of accumulating ASM funds.

Good morning Bro Gedebe,

Can withdraw from member banks, Unker think no limit kut?

Unker respectfully ask you to deliberate on strategy of redeeming ASM2, to cash position, then hoping to buy ASM1.

Bird in hand is worth two in the bush?

Nevertheless, Unker wish you good luck n success on your journey...(Unker learn new things, IN your journey vs ON your journey)

This post has been edited by Unkerpanjang: Jan 30 2023, 07:48 AM

Imho, Unker like ASM due to the allocation on Bursa stocks. Unker live Tiger Bank. But now dunno if allocation split....ASM Unker 57% split.

ASM, is the middle dividend.

Repeat. Delete

This post has been edited by Unkerpanjang: Jan 31 2023, 11:54 AM

Aiseh, Unker meant to say ASM1 is in middle. This photo from mrleaf asnb blogger.

Unker same boat, ...prepare $ but no pull trigger on OCBC. Price very strong le.

Unker say, if short term follow Bro TOS thread on SG Saving Bonds n T Bills. 4.20% 6 months bills.