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 Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

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beLIEve
post Sep 1 2020, 04:37 PM

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QUOTE(mroys@lyn @ Sep 1 2020, 12:22 PM)
Wouldn't SSPN is more attractive than ASM and easier to get? SSPN 2019 dividends are 4%+1%(loyalty, tnc).
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that for people with children only right? or ownself also can? anyway, too late for me now.
beLIEve
post Sep 1 2020, 04:50 PM

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QUOTE(citymetro @ Sep 1 2020, 04:46 PM)
Adult also can, if no children, can't get the tax relief benefit. Otherwise, its 4% return is now comparable to other ASN products.
However, as someone mentioned earlier, liquidity is questionable.

Proses permohonan pengeluaran deposit / penutupan akaun mengambil masa tidak lebih 14 hari bekerja selepas penerimaan dokumen permohonan yang lengkap.

If it takes that long for withdrawal, then ASN win hands down.
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thanks. i wouldn't mind that, but if no tax relief, don't want lah.
beLIEve
post Sep 8 2020, 10:40 AM

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QUOTE(MasterConfucion @ Sep 8 2020, 09:24 AM)
hi all,

i’m in need of money and last time i got buy the amanah saham gemilang. how do i cash out? is the only way go to amanah saham office?

my acxount i think have 20k
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any agent bank or post office will do

i think post office will give you cash, so better go bank.
beLIEve
post Oct 9 2020, 11:47 AM

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QUOTE(nexona88 @ Oct 9 2020, 10:40 AM)
Sometimes MyASNB get overload....
Me already countless times like that... Because of their useless servers crash / overload.. me get locked out for 15mins for nothing.... Waste my time only...
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hadn't you thought that it is intentional? imagine people buy and buy and buy and sell at a premium. make it harder to buy, and eventually some will give up, or make the efforts not worthwhile.
beLIEve
post Oct 9 2020, 01:11 PM

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QUOTE(baracudas @ Oct 9 2020, 12:14 PM)
As a programmer, i just think it's bad programming yawn.gif Look at most of the gov website, 90% bad quality. So much money spent but quality so bad.
me too  cry.gif my FD just matured, now want move to asb
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Ahh then you should know it's not bad programming aka bug aka defect when something is Working As Designed. Do you always RESOLVED-FIXED levitations from Support? Or at times, you know, RESOLVED-WORKSFORME/NOTABUG ?

Govt sites yes, but ASN's is definitely not a defect.

QUOTE(nexona88 @ Oct 9 2020, 12:15 PM)
and it's yours truly @ me tongue.gif
feels like really waste time nowadays... chasing for mere 4% or lower next year...
not really worth the efforts & time waste to spam for hours...

the good old days... 6% or above is okay..
then u have some "mega" sales at some odd times... so 30k per shot  brows.gif  drool.gif

now??? just forget about any "sales"
even with 4%.. I don't see any panic.... like previously (like the time rumours going on on PNB on bankruptcy path etc.)
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I don't mean you. I was referring to people who buy and resell for a premium.

yes 4% isn't worth the efforts. I'd rather dump into the stock market. I'm not buying anymore, just helping neighbor to buy.

This post has been edited by beLIEve: Oct 9 2020, 01:19 PM
beLIEve
post Oct 9 2020, 01:26 PM

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QUOTE(nexona88 @ Oct 9 2020, 01:23 PM)
from what I see...
selling for premium is getting lesser now (not sure if LYN deleted & block this kind of posting)....
then the online transfer also gone... now all must done in branch  doh.gif  thanks to openly promo transfer services for premium bangwall.gif

yup. stock market does give higher $$ but it's come with higher risk too..
if u really kucimeou.... better don't gamble the $$$...
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can still do offline transfer meh? I wanted to transfer to my neighbor but bank say transaction rejected.

if worry risk, then buy blue cheats loh. sure long term can beat 4%.
beLIEve
post Oct 9 2020, 01:52 PM

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QUOTE(nexona88 @ Oct 9 2020, 01:31 PM)
what I know cannot anymore  bruce.gif  all done in branch

bluechips huh? well sales now is banks... lower than it's normally is... Reits also good choices...
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branch say fail also loh

yeah few months back i bought some banks because lazy to hunt ASN. It went lower after that tongue.gif
beLIEve
post Oct 9 2020, 02:13 PM

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QUOTE(nexona88 @ Oct 9 2020, 02:09 PM)
Huh?
Branch also cannot transfer..... Guess many abusing the features given.... 😁

Hehe..... That the risk... U don't really know the movements... Can go either way... Good or bad for u.....
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long term usually up. i just dont like it when it goes down a lot after i buy
beLIEve
post Oct 9 2020, 05:50 PM

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QUOTE(CSW1990 @ Oct 9 2020, 03:23 PM)
I don’t know what intentional you said, from the point of view of the “fund house”, they don’t care who buy or who hold their unit..
No matter how lousy the interface is , still have many people support, the quote is limited, so even if they spent money to improve, that won’t increase their profit... for them as long as no major problem occurred then everything goes well
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If that's the case, people should report this to ASN instead of here

Don't care? Why do you think they deactivated the online transfer feature? To save resources on their server?
beLIEve
post Oct 10 2020, 07:38 AM

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QUOTE(CSW1990 @ Oct 9 2020, 05:55 PM)
Why they care about Mr A or Mr B is holding their fund?
What they concern is Mr A bought the fund and sold to Mr B, with x% “profit” or others.
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Exactly as you said.

QUOTE(TheEquatorian @ Oct 9 2020, 08:46 PM)
I got some transferred to me last week. Still possible to do at physical branch.
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Thanks. Then I can try hunting with my account as well, just to speed things up.

It must've been the bank branch I went to don't know how to transfer. I'll try another bank.
beLIEve
post Oct 10 2020, 11:58 PM

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QUOTE(bourse @ Oct 10 2020, 10:37 AM)
both need to go to ASNB once.  The neighbor need to update his data.  After that, can do offline transfer.

next transaction, the neighbor no need go.  you can do it alone at the ASNB office.

Done it a week ago.
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thanks. what kind of data? she already updated hers few months ago when the ASN site keep prompting to update.
beLIEve
post Oct 11 2020, 08:39 PM

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QUOTE(bourse @ Oct 11 2020, 01:23 PM)
ASNB staf ask to scan thumb and fill up job information.  After that, everything okay  thumbup.gif
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alright, thanks bro!
beLIEve
post Oct 15 2020, 04:08 AM

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QUOTE(nexona88 @ Oct 14 2020, 04:43 PM)
some units in bulk??

meaning?

1k? 10k? 30k?  hmm.gif
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there was a big ASM2 sale at around 12pm
beLIEve
post Oct 20 2020, 12:12 PM

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QUOTE(qse150 @ Oct 20 2020, 11:25 AM)
asw is wawasan right? just tried again. × The transaction was declined due to insufficient units available. Please try again later (068). did u keep trying or just depending on luck? or is there anyway to know there is unit available?
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thou shalt keep trying until thou strike

QUOTE(qse150 @ Oct 20 2020, 11:26 AM)
btw ... this one any good? - ASN Sara (Mixed Asset Conservative) 1?
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it's good if the stock market is raging up and you have time to monitor it.

QUOTE(qse150 @ Oct 20 2020, 11:48 AM)
any place to check for available unit?  innocent.gif
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ASN office
beLIEve
post Oct 27 2020, 02:18 PM

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QUOTE(citymetro @ Oct 27 2020, 12:53 PM)
Maybank2U, CIMB Clicks and Bank Islam for FPX transfer is currently OFFLINE. Got some cool units and saw that my bank is OFFLINE. Argh...I can't even go back to reduce the amount so that I can use what is available through HLB.
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shits like this do happen. I even kena bank asking me to change password when I login to pay. off went that 1k strike after changing passwords.
beLIEve
post Oct 30 2020, 02:48 PM

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QUOTE(lucifah @ Oct 30 2020, 07:41 AM)
easy. can you name me another product which is capital guaranteed, and can give u 4% return withou u doing anyhting other thanfishing?
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in EPF I trust
beLIEve
post Oct 30 2020, 03:49 PM

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QUOTE(lindy01 @ Oct 30 2020, 03:36 PM)
How about agent banks?
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last i went to 1 agent bank and they said cannot. other members say can but need to update both parties particulars first. i haven't try this yet.

QUOTE(Malaysian2468 @ Oct 30 2020, 03:46 PM)
The downside is cannot withdraw EPF so easily anytime compared to ASNB which is selling a certain amount or all of it (depends on how much you want to convert to cash)
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one is easy in difficult out, the other is difficult in easy out. when you are near retirement age, then EPF loh
beLIEve
post Oct 30 2020, 07:54 PM

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QUOTE(lucifah @ Oct 30 2020, 04:11 PM)
that's a one way street. i forgot to mention liquidity too  laugh.gif

EPF u can put in, but good luck trying to withdraw it
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haha. most people just mention the yield without saying withdrawal.

QUOTE(nexona88 @ Oct 30 2020, 04:29 PM)
meaning simply cannot withdraw for "silly" reasons....

only after 55 yo. u can have the $$
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what you mean? they provided a list of reasons that you can withdraw. anything outside of that, cannot loh.


and to both of you, reach 50 can make a one off withdrawal from account 2 :
https://www.kwsp.gov.my/member/withdrawals/partial/age-50
QUOTE
You can only make a one-time partial withdrawal of all or part of your savings in Account 2 when you reach age 50 to help you take the necessary steps in planning for retirement.

beLIEve
post Oct 31 2020, 11:31 PM

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QUOTE(plumberly @ Oct 31 2020, 09:53 AM)
Thanks. I did not know that.

Any fishing success lately?
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minimum 1k a day. max was 6x1k and 2x1k+1x5k.
beLIEve
post Nov 1 2020, 02:43 AM

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QUOTE(TOS @ Oct 22 2020, 09:58 PM)
Just for the records, annual report for ASM 2 Wawasan will be available from 31st of Oct 2020 on ASNB's official website.

Still waiting for EPF's 2019 annual report. What is parliament doing? Those naughty kids... 2020 is about to come to an end. Approving an annual report also so difficult?
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https://www.asnb.com.my/pdf/produk/ANNUALRE...2%20Wawasan.pdf

Interesting :
1. Dividend higher than net income
2. PNB acquired additional 130m units. I assume from the bumi quota though.

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