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 Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

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sweetpea123
post Jul 12 2024, 05:32 PM

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QUOTE(Haloperidol @ Jul 12 2024, 05:23 PM)

Aside from EPF which is a mandatory and non-flexible (you only able to withdraw after you retire), ASM proven a track record of asset-conserving investment tool in terms of MYR.
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Correction : You can withdraw after

1) the amount exceeds 1m
2) ONCE from account 2 when you reach 50 (unsure account 1 or 2 but I know it's ONE time only)

sweetpea123
post Jul 12 2024, 06:02 PM

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QUOTE(Haloperidol @ Jul 12 2024, 05:35 PM)
this kind of advice is useless for people with EPF exceed 1m.
By having EPF > 1 million, it means that that partiular person already earned around 9.5m MYR during his/her lifetime.
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it's not an advice, it's a correction to you saying " (you only able to withdraw after you retire)" tongue.gif

This post has been edited by sweetpea123: Jul 12 2024, 06:04 PM
sweetpea123
post Jul 30 2024, 05:29 PM

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QUOTE(MGM @ Jul 30 2024, 05:00 PM)
R u kidding, ASM 1 day 50k no issue? For me have to try >20 minutes to get 3k.
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25 Jul was my strike lottery day. Got around RM120k (me n spouse's) within 30minutes. Even tried for 30k 1 shot after the frenzy, can get but no more money in accounts. 😁

user posted image

This post has been edited by sweetpea123: Jul 30 2024, 05:33 PM
sweetpea123
post Jul 30 2024, 07:44 PM

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QUOTE(ericlaiys @ Jul 30 2024, 07:34 PM)
put so much?? i thought withdraw limited to 2k per month. to withdraw large amount, go where and what doc need to bring?
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Bring yourself n IC , go to the designated bank n withdraw whatever amount you want.

I only started buying this year around Mac/April. But happy to note that i have grabbed quite a good amount till now. Now no money till next FD. Gonna miss the 'thrill' for few months. Good luck all. 💪

This post has been edited by sweetpea123: Jul 30 2024, 07:54 PM
sweetpea123
post Aug 1 2024, 07:38 AM

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Tns, they 'big' me now when i am officially a pauper. 🤭🤭

Those with FDs due soon can enjoy going on a buying spree.

This post has been edited by sweetpea123: Aug 1 2024, 08:24 AM
sweetpea123
post Aug 11 2024, 01:22 AM

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QUOTE(foonny @ Aug 10 2024, 01:14 PM)
KWSP voluntary contribution limit still 100k per year?
Seem more than 100k still can go thru now? 🤔
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QUOTE(SunBear1999 @ Aug 10 2024, 08:04 PM)
Maximum RM100k yearly, no change.
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they should increase the limit since so much has been withdrawn from Acc 3... brows.gif
sweetpea123
post Aug 23 2024, 06:20 PM

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QUOTE(e46 @ Aug 23 2024, 05:34 PM)
Just went to SACC MSAM while waiting for my car being serviced.

not bad got 3 cards there after quick topup on the spot.

user posted image

user posted image
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Bro, what's the TnC for the petrol cards? every RM5k topup to the SAME account ?

sweetpea123
post Aug 23 2024, 08:46 PM

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QUOTE(dlttdltt @ Aug 23 2024, 08:15 PM)
The staff told me yesterday its per each fund. If top up asm1 5k, asm2 5k and asm3 5k can get 3x gift cards per account.
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chances of getting 5k ASM 2 is sweat.gif


Thanks for replies, bros. Ramai orang ke kat sana???

This post has been edited by sweetpea123: Aug 23 2024, 08:47 PM
sweetpea123
post Aug 23 2024, 09:28 PM

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QUOTE(e46 @ Aug 23 2024, 05:34 PM)
Just went to SACC MSAM while waiting for my car being serviced.

not bad got 3 cards there after quick topup on the spot.

user posted image

user posted image
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bro, u managed to get 5k ASM 2 too ????? Bravo rclxms.gif rclxms.gif
sweetpea123
post Aug 24 2024, 11:23 AM

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QUOTE(lucifah @ Aug 24 2024, 10:59 AM)
definitely. yesterday topped up ASM1 RM50k and get montigo flasks cos the branch here ran out of petronas cards
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Branch?? I thought only roadshow has gifts?

sweetpea123
post Aug 25 2024, 10:53 PM

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Visited MSAM today. Crazy crowd. But got my Petronas cards, so visit was worth it. 👍👍

They say roadshow is yearly? But i remember there was one earlier this year right? I remember someone got Petronas cards too.
sweetpea123
post Aug 26 2024, 01:08 AM

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QUOTE(MattSally @ Aug 25 2024, 06:23 PM)
1/10/24 is best. You obviously get no interest on funds taken out of ASM3 for Oct but if those funds are switched to ASM1 1/10/24 then you would get the full Oct interest on the switched funds in ASM1. If you made the switch one day later your additional funds in ASM1 would not start earning interest until 1/11/24.
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Why 1/10/24 and not 1/9/24? Is it because 1/9/24 is a weekend?

I am planning to switch some from ASM3 to ASM1 this 1/9/24 but not sure if dividends will be affected cos it's a WEEKEND. Can sifus here pls advise? TIA

This post has been edited by sweetpea123: Aug 26 2024, 01:11 AM
sweetpea123
post Aug 31 2024, 07:23 AM

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Interesting, anyone tried this before??

user posted image
sweetpea123
post Aug 31 2024, 04:08 PM

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QUOTE(nexona88 @ Aug 31 2024, 07:55 AM)
Yes. I did for parents

There's this long list to pick.... To add as favorite account. Spouse, Children, Parents, Siblings etc.

Key in all the details like IC, account number, name & nickname (this would appear on the favorite list - so when top up just click this name).

FPX is from your CASA... Everything done by your side... But money @ units goes to the person you pick...

And before forgot...
Need to state the reason for topping up for them...
I normally put as "gift" or "family help" 😜

Reflected on the spot. No worries
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QUOTE(lim47 @ Aug 31 2024, 08:40 AM)
This 3rd party deposit?
I thought is fund transfer from our own account to parents ACC to give units
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I thought it was transferring my UNITS to OTHER's account too. Not BUYING for them. 😅

This post has been edited by sweetpea123: Aug 31 2024, 04:40 PM
sweetpea123
post Aug 31 2024, 10:18 PM

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QUOTE(BboyDora @ Aug 31 2024, 08:40 PM)
hi all,

wanna ask noob question.

if I have Rm 50k cash with me now, so it's better for me to put in ASN than pay for for my house principal mortgage?

my house interest is 4.15% vs the ASN Dividend around 4.75% .

is it works like that?
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4.15%, got so low meh ? ohmy.gif
sweetpea123
post Sep 1 2024, 04:10 PM

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Is there anyway to round up the fund's figure (post dividend) to the nearest ringgit? Deposit /withdrawal over the counter?

Just like to see round figure, dont like to see sen sen there. 😅
sweetpea123
post Sep 1 2024, 09:03 PM

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QUOTE(!@#$%^ @ Sep 1 2024, 05:09 PM)
deposit or withdraw via myasnb app/website
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QUOTE(nexona88 @ Sep 1 2024, 06:09 PM)
Just use MyASNB to withdraw or top up.

Ringgit & cents combined

Confirm because I done that today 👌
*
can do sen deposit/withdrawal???? I tried app cannot

OK just tried website, can . APP tak boleh



QUOTE(lim47 @ Sep 1 2024, 07:00 PM)
Where's this booth ? Hehe
Wanna go check it out
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yeah, wanna know too

This post has been edited by sweetpea123: Sep 1 2024, 09:05 PM
sweetpea123
post Sep 1 2024, 10:07 PM

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QUOTE(nexona88 @ Sep 1 2024, 10:02 PM)
Website can withdraw cents now?

Last year I tried cannot lorh...

So ended use apps instead...
*


my app cannot, that's weird. How come ah?? rclxub.gif

on website, my SMS verification show withdrawal of xx.21 but now fund balance still show the 21sen hmm.gif
sweetpea123
post Sep 3 2024, 11:59 PM

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QUOTE(Chrono-Trigger @ Sep 3 2024, 02:02 PM)
you would 100% EPF, 0% ASM if you > 55 or 1 million ?

isn't that a bit dangerous to put everything in one basket.
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not dangerous at all lah..... banks will mati first before ASM/EPF. Those 2 will be the LAST hit


I hope EPF will open unlimited quota for self -contribution since now many have withdrawn from Acc 3, or at least increase the quota again.

BTW, am I the only one who cannot transact sen from ASNB APP??? Meaning withdraw/deposit rm100.10 ?
I can only do it VIA website

This post has been edited by sweetpea123: Sep 4 2024, 12:02 AM
sweetpea123
post Sep 12 2024, 03:54 AM

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QUOTE(virtualgay @ Sep 11 2024, 10:19 PM)
Since MSAM I am bloody poor
All money inside ASM1
I go all in till now my free cash flow get impacted a little bit and thanks to MBB 0% BT I can survive for another few more months
Hahahaha
*
same here. Poor AF tongue.gif tongue.gif tongue.gif

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