Or you can ask me. ASBF is my bread abd butter

Wahh.. seriously if someone wanna sell me ASM1 , i prefer meet up and deal personally.
But 2% .. hmm.. is it expensive or is it a market rate ?

no more looooo

what if after transferring the units, u refuse to give the cash? it's the risk to the seller.

So much trouble

its like a drug transaction. "You give me the cash Ill give you the briefcase!"

Scammer or he is fishing people to buy directly from him to earn extra 2 percent.

1 Jan 2020, Johor working?

Did anyone managed to top up ASM 1 today?

I did not get any unit today. But, I managed to get some tiny units of ASM 2 and ASM 3.

It appears as if ASM 1 is locked for the bundle with ASNB variable price products, but I am not sure at all.

Thanks for the assurance on ASM 1, believe.

How many ASM 1 units did you get? 3 digits, or 4 digits?

Yeah, I agree with you that ASM 1 is perceived to be most valuable among 3 ASNB fixed products for non-bumis, thus it is most difficult to get ASM 1 units.

beLIEve

I am not a economist, so this is just a hypothetical scenario.

If somehow KLCI significantly during July to August 2020, then it is highly probable that the dividend for ASM 2 and ASM 3 will be higher than of ASM 1.

So, it is not confirmed that the dividend for ASM 1 will be highest among 3 ASNB fixed products for non-bumis.  It is more of which ASNB FP with better financial year.

These are fixed-price funds right? Sorry I am only largely familiar with the ASB1,2, and 3

But if they are fixed-priced funds, it is likely that they can "manipulate" the distribution-rate, unlikely that they will give better returns than ASB1 and ASB2 (coming this April 1st). This is because the distribution given does not change the NAV/unit price, it remains to be RM1/unit

Unlike variable price funds, where the NAV/unit price would change according to the distribution/unit paid out.

New table calender 2020 from ASNB 

Yeap, they don't.

However, the distribution, by nature can be determined by the fund manager however he likes. He even has the rights to give 0% despite the performance of the funds. You can complain but when you signed up for the funds you agreed to that

Distribution is not equivalent to dividend. They are similar, but they are practically very different

If you really want the table calendar, you can request for it via email afaik.

yeah man, that goes without saying. In fact, I believe, even if they are making some losses, they would try to give some distribution so people would be happy, this happens with normal UT, but can be adapted by fixed-price UT

The problem is, the distribution given out does not correlate with the NAV/unit price; immediately after distribution is paid out of the fund, the NAV would be reduced accordingly, so the new NAV/unit price should also change. This lack of transparency can be... dangerous to say the least.   

Last year I remember someone posted a website showing design of new calendar, so always thought HNWI get different calendars than normal investors 
Year end get nothing from the hunt, the pool so so so dry. I think this past 1/2 year didn't even get 5 digit in total 

P.S. suddenly got ASM2 hah hah, really must complain then only can get units 

I am quite sure this applies to the other fixed price units

KLCI bled a lot today...

Yeah, it's hard to get. I'm giving up on this also since the effort doesn't seem worth it.

I'd just cut back on the celebrations cost instead. This has the advantages of compounding interests and better than FD still.

yeha. but kinda funny that Public Mutual, CWA, (UTMCs) all give you Gold status, starclub status and loads more than some flimsy calendar... 

possible to introduce a new fund called Wawasan 2030?