No, but I suspect might be a problem with FPX.

My wife and I tried to transfer 8k to SSPN over the weekend with different accounts but we both failed. A RM20 transfer succeeded, though. Not sure what's the issue.

the officer stated that our quota is different, and the deal can't make it through ?
I'm like .. what ?

Do ASM1/2/3 had their own Chinese:Bumi:Indian quota?

And for beLIEve , she withdraw 28XX.XX to make the account round number of 20k unit.

Oh yeah, any private group that people wanna buy or sell their ASM1/2/3 ?
I'm tired to click 10 times, then get booted out, then retry in 5 minutes...

at least during last time, i have the auto-decaptcha and auto-clicker standby....Now it is mentally torturing for a mere rm1k rm 500 sum ...

ASM3 got racial quota lah i.e. 50:30:15:5

Not possible lah. Recently pnb only said malay quota not filled by malays

Not possible lah. Recently pnb only said malay quota not filled by malays

If your news back in 2009 is accurate, how do you explain this news in 2017 that says rm2b of as1m not taken up by bumis?

https://themalaysianreserve.com/2017/03/31/...-by-bumiputera/

If your news back in 2009 is accurate, how do you explain this news in 2017 that says rm2b of as1m not taken up by bumis?

https://themalaysianreserve.com/2017/03/31/...-by-bumiputera/

want to sell my asm3 units, 2% fee...anyone interested?

from 1k to 10k only...btw we can transfer few hundred thousand also?do asnb set the limit?

quick question...is the best day to do units transfer is on first day of a month, benefit to both party

Plus that is a new user, under probation some more. Not afraid kena scam?

Exactly. Only deal with senior members with proven track record of successful transfers.

Ayam ammo piling up. Always cannot get

whether small or big amount, it's still 2% actually. lol.

For big amount, buyer would be reluctant to bank in first.

Repeat buyer is the exception, i guess.

I think it is no different than buying things online where you need to have the buyer ship the merchandise, only that in this case the shipping should be instantaneous - although manual.

RM500 I wouldn't mind, but RM25,000 though? That's some big sum regardless of the merchandise.

just be prepared if it triggers LHDN alarm bells

Yes. And if anything suspicious, the authority will instruct bank to freeze your account, or lhdn to knock your door, or immigration department to suspend your passport and so on.

And I must emphasis, the only entity that can sell units to you legally is agent banks. Any other way is in grey area, and may not governed within the law.

No what I meant was that you buy from sales in garage sales, not like on Lazada

Ahaha i see my name. I sold my units to 2 diff person. 1 of them from KL, so i met up f2f, and dealt with him for around rm30k

The balance 45k, was sold to a chap from another state. Upfront transferred 25k per transaction upfront to me, twice totalling 45k. We built trust from the previous transaction, and from time to time, i do let go my units to him without any charges since can save my time going bank to sell. With the total amount of deals we have done, we frequently transfer without any hesitation anymore

good guys didnt do research

while shady ones did their due diligence 

This is completely wrong. Unless there are other rules that I do not know of that apply for those who are not normally eligible for ASB (non-Bumi, non-Muslim, non-Thai-descent, non-Portugese-descent)

But for my clients who have had ASB financing in the past, all of them have increased their capping over the years

No problem man. We all learn everyday. This is why I do not understand those who are eligible for ASB, but never maximized it, even though there financing facilities available, of which has  lower rates than the ASB return

It depends on the term maxed out. DSR between banks and between financial products differ from one another

DSR for MBB mortgage is 70%. DSR for ASBF for a certain bank is 90%