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 Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

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coolguy_0925
post Mar 22 2025, 01:13 AM

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QUOTE(Ayambetul @ Mar 21 2025, 09:00 PM)
I got 3, but very minimum only 🀣

All ppl here day n nite try to buy, no chance for me
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It's all about luck & timing
coolguy_0925
post Mar 22 2025, 08:25 PM

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QUOTE(nexona88 @ Mar 22 2025, 12:21 PM)
Around 5% min to 5.5% max for ASM1

Won't be hitting 6% anytime soon.. for at least next 3 years time.. 😁
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Ha ha 6%?

If end of the week get 5.00% - 5.25% and next 4 years can maintain 5% I will consider myself lucky already

Why next 4 years? Someone gonna stir shit for 4 years until end of term grin.gif
coolguy_0925
post Mar 23 2025, 09:52 PM

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QUOTE(MattSally @ Mar 23 2025, 01:55 PM)
Some investment funds thrive on volatility in the market. They tend to be higher risk and probably not suitable for ASM/ASB to include in the portfolio but high returns are available if you know what you are doing. Sadly, I don’t have sufficient confidence, knowledge or spare funds to gamble with so I will leave well alone.

If ASBx can deliver not less than 5.5% and ASMx not less than 5.0% for the next few years I will be happy enough. Not ecstatic but happy enough.
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I am not okay with high risk investments so I will skip that and focus on ASM funds + EPF

Just hopefully ASM funds can float at 5% and EPF at 6%

Sad that the hope to see them slowly growing back to higher % will most likely not gonna happen
coolguy_0925
post Mar 23 2025, 10:23 PM

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QUOTE(koja6049 @ Mar 23 2025, 10:13 PM)
this year don't expect epf to be 6% again with the falling market, since most of epf profits come from foreign equities
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Like nexona88 said, be positive

Now only going into end of Q1

3 more Qs to go and anything could happen, although unlikely grin.gif
coolguy_0925
post Mar 23 2025, 10:36 PM

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QUOTE(nexona88 @ Mar 23 2025, 10:28 PM)
Wahhh...

You don't "sell" my name ahhhh..... Pity me...  Gotten involved now....

I also doubting on EPF performance for rest of the year....

But got some people says otherwise.... Keep on positive mode all the way....

Let's see the impact on EPF & ASMx funds for rest of the year πŸ™
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lol good to be positive

but I am conservative

so altho hoping for higher my calculation will still be on a more prudent numbers

seriously speaking EPF outperformed during COVID so this time they could do it too
coolguy_0925
post Mar 23 2025, 11:28 PM

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QUOTE(koja6049 @ Mar 23 2025, 11:16 PM)
i normally err on side of caution, conservative approach to finance. Assume the worst case scenario so that next year budgeting takes into account reduced income from epf /asm dividends. At least that is how I manage my finances la  smile.gif
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Not saying you are wrong

As long as you are happy, who are the others to judge on how you plan or spend your money

Afterall you will be responsible for it

For me, how the funds perform will not really impact my spending pattern
coolguy_0925
post Mar 24 2025, 10:06 PM

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QUOTE(nexona88 @ Mar 24 2025, 02:24 PM)
Not sure...

But I hope for better than expected dividend rates... Like 5.5% 😁
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Max 5.25%

But if this barier could be broken this year and payout 5.5% it will be something to be celebrated about
coolguy_0925
post Mar 25 2025, 10:12 PM

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QUOTE(MattSally @ Mar 25 2025, 06:36 PM)
KLCI is down but it looks to have bottomed out and started to recover.
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Point to note: KLCI exactly one year ago was actually higher than today
coolguy_0925
post Mar 26 2025, 03:32 PM

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QUOTE(MattSally @ Mar 26 2025, 11:08 AM)
Correct, but it has had the best part of a year of steady gains before the recent fall and it does appear to be moving back in the right direction once again. It is 'only' down by around 1% on where it was a year ago but it is down circa 10% on its High Water Mark in the last 12 months. Quite what effect that will have on ASM1 dividend I do not know. I suppose it will depend on how quickly and how smartly the ASM1 Fund Manager reacted to events.

We shall probably find out tomorrow or Friday. I do hope we don't have to wait all weekend for the news.

Fingers crossed for >5.0%.
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You are right on the bold part

If they managed to sell and took profit during high time then we can expect some good outcome
coolguy_0925
post Mar 26 2025, 09:25 PM

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QUOTE(nexona88 @ Mar 26 2025, 05:53 PM)
I feels even they managed to take profit & make good returns... They won't be announcing 5%++ because the outlook for rest of the years & next year not looking good.... So they would keep big percentage of profit as reserve for FY26 πŸ™

Thanks to big mouth President we have creating unrest whole world 😁 slapping Tariff here there...
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Better don't think liao rclxub.gif

Keep calm & wait for annoucement grin.gif
coolguy_0925
post Mar 27 2025, 09:03 PM

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QUOTE(MattSally @ Mar 27 2025, 07:47 PM)
KLSE closed today 5.13 points up on a year ago so we are moving the right way again.
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Someone just in time to announce 25% tariff for import car

If not could be higher devil.gif

Now US also follow Malaysia way of protecting Proton grin.gif
coolguy_0925
post Mar 27 2025, 09:32 PM

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QUOTE(nexona88 @ Mar 27 2025, 09:22 PM)
Only 2 April onwards can mass withdrawal since bank tutupe on 1 April.... Holiday Jolly2 with families.... Or stuck in highway jams 😁

But you shall lose 1 month interest??

Okay πŸ˜‹
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I also wanna ALL IN

But this year timing tak betul so skip la wait end of month
coolguy_0925
post Mar 27 2025, 09:43 PM

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QUOTE(elea88 @ Mar 27 2025, 09:41 PM)
2 april. why loose 1 month?

still get interest up to 31 mar 2025 right?
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What nexona meant: If you bought on 2nd Apr, you won't get div for month of Apr for the amount you bought
coolguy_0925
post Mar 27 2025, 10:29 PM

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QUOTE(nexona88 @ Mar 27 2025, 09:49 PM)
Middle of Holidays...

Sure timing not right....

Really doubtful can get units on 1st April..... Unless ASNB goes setting their system to release units on that day....
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Correct lor

If not, every year this special day damn easy to hit even try with big amount
coolguy_0925
post Mar 28 2025, 10:17 PM

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QUOTE(elea88 @ Mar 28 2025, 08:17 AM)
i want take out on 2April25. then temporary parking at RIZE
then end April dump into EPF.
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Since you're withdrawing so not applicable and you already know how to mitigate the impact before depositing into EPF
coolguy_0925
post Mar 29 2025, 11:02 PM

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QUOTE(nexona88 @ Mar 29 2025, 09:07 PM)
Slowly recovering... Gotten hit badly by COVID-19...

I hope for 5.25% next year BUT..... With all going on now.... Seriously I doubt can even sustain & maintain 5% πŸ˜”

Fingers crossed...

Next to watch is ASB 3 & later of the year ASM 2 & 3 πŸ™
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Guess if not another wave of going down have to be appreciative liao grin.gif

US put up 25% tariff on import car, now many semicon expansion pull handbrake liao
coolguy_0925
post Mar 29 2025, 11:36 PM

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QUOTE(nexona88 @ Mar 29 2025, 11:19 PM)
5% to 4% back??

Ohh Nooooo

cry.gif
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I also hope at least can maintain @ 5%

But you know his pattern, I believe more will come

and ASNB is not really 'opportunist' (or I wonder are they even allowed to) you can see 2024 equity market peaked but only 5%
coolguy_0925
post Mar 30 2025, 11:02 PM

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QUOTE(nexona88 @ Mar 30 2025, 10:34 PM)
PSA:

Those intended to Sell their ASM1 in State of Kedah & Sabah.

Please be reminded that 2 April 2025 is Still Public Holiday

Official Announcement by ASNB itself

TQ

Happy Holidays & Selamat Hari Raya Aidilfitri (yeah me still old school using the old wishing greetings unlike nowadays which uses Arabic terms)....
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Melaka +1 grin.gif
coolguy_0925
post Mar 30 2025, 11:14 PM

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QUOTE(nexona88 @ Mar 30 2025, 11:10 PM)
But ASNB didn't says they Closed oohh...

Only mentioned Kedah & Sabah???

They not recognize the Holidays by Melaka Government???
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I am pretty sure Melaka office will be closed on Wednesday

My guess why did not specifically annoucne for Melaka

Because it was already INCLUDED in the Hari Kelepasan Am from the Cabinet for Melaka [Page 4, #15] Source

This post has been edited by coolguy_0925: Mar 30 2025, 11:17 PM
coolguy_0925
post Mar 30 2025, 11:45 PM

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QUOTE(nexona88 @ Mar 30 2025, 11:41 PM)
Okay. Thanks for the information...

Seriously didn't even know Melaka is Holiday 3 days....

Meaning 2 April also might have limited units available...  Or none at all...
Since 3 states No operating....
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Ya I think just wait end of month to grab

Since many want to migrate to EPF

Shouldn't be hard to get grin.gif

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