bigpay not issued by cimb

bigpay/tpaay is connected directly to mastercard network

this page?



source: https://www.soyacincau.com/2019/11/01/u-mob...-free-card-skg/

simple: dont use

post 1

not funny to ask. it's part of the due diligence to question a select sample size of users (like cold-calling).

the same applies to other ewallet apps/issuers. they would call, even if it's very obvious usage, regardless.

free for 1st year mah

RM1.5k per request

yes.

bp cannot reverse the charge. it only reverse upon failure or instructed to:

1) fail to charge
2) request to void/cancel (by gopayz)

bp is just the medium of the fund source.

RM10 minimum balance has been waived effective 10 Dec 2019.

unlikely user comments can get fast reaction.

only way is pressured from BNM whereby the RM10 was "reserved" but not usable. from BNM's Jabatan Konsumer dan Amalan Pasaran's point-of-view, this seems non-compliance on certain guidelines

banks have different treatment and different guidelines governing them.

ewallets (those non-banks) are classified as Non-Bank Issuers of Designated Payment Instrument

imposition of fees and any derivaties are strictly controlled and subject to approval from BNM's Jabatan Konsumer dan Amalan Pasaran (Consumer and Market Conduct Department)

their "england" not very good/clear.

yep.

all ewallet apps were reviewed and approved for release by BNM.

however if they receives news/complaints from end-users, BNM will take further action to review the case, requesting the provider to clarify and fix the app to adhere the guidelines (if any).

once done, the app to be audited/attested (by independent auditor) and the report is submitted back to BNM for review and up to their satisfaction that the changes meets the minimum guidelines.

for merchanttrade, they probably have strong justifications and reasons to impose such (due to remittance/forex variance). there is nothing to worry if they did their due diligence and gotten approval.

read properly above

05 Dec 2019 (Thu) - Applied card, paid RM16
10 Dec 2019 (Tue) - Received card (citylink) and activated it
12 Dec 2019 (Thu) - Received RM16 cashback

started shipped out 12 Dec only wor
reached kuching 15 Dec

citylink barcode