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 U Mobile E-wallet --- GoPayz

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GrumpyNooby
post Apr 30 2020, 03:53 PM

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QUOTE(!@#$%^ @ Apr 30 2020, 01:07 PM)
QUOTE
I want to close my GoPayz Account, what do I do?

Please follow the following steps:
1. download the Service Request Form that is available at GoPayz Website under Menu, ‘Other Services’ tab;
2. complete the Service Request Form and submit the duly completed form to our Customer Care via e-mail; and
3. upon receipt of your request, we will perform an account closure and refund any balance available in your GoPayz Account (after deducting all amount due to us) to your account maintained with a licensed bank in Malaysia.


They should have just hyperlinked the "Service Request Form". doh.gif
alandhw
post Apr 30 2020, 04:49 PM

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QUOTE(tan_aniki @ Nov 19 2019, 06:59 PM)
Is there any top up limit per day or per month?
- ​there is no limit for monthly and daily but for daily please refer detail explanation below.
Let's say wallet limit is RM5k, I top up RM4k today and transfer RM4k, I still can top up another RM5k or only RM1k? 
- ​yes you can reload another RM5k again but only RM1K reflect into your account. the other 4K will be reflect into your account after
the unposted transaction(transfer RM4k) clear in the system.

This is what CS told me, I think that's the reason why ur top up balance is less due to some money still waiting to transfer out
*
Maximum top up RM5000 is the limit for a day or for a month?
In a same day top up 5k and spent 5k, any further top up is allow?
sms2u
post May 2 2020, 03:32 PM

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QUOTE(alandhw @ Apr 30 2020, 04:49 PM)
Maximum top up RM5000 is the limit for a day or for a month?
In a same day top up 5k and spent 5k, any further top up is allow?
*
most like cannot, cos it need to wait for settle the amount.
there is available amount u can top up, if the amount no settled it seems u cannot top up on it.
alandhw
post May 2 2020, 04:45 PM

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QUOTE(sms2u @ May 2 2020, 03:32 PM)
most like cannot, cos it need to wait for settle the amount.
there is available amount u can top up, if the amount no settled it seems u cannot top up on it.
*
So I will say there has no monthly limit but to refresh the available top up amount, must wait the settlement complete.
SillyKoala
post May 3 2020, 05:49 PM

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QUOTE(GrumpyNooby @ Apr 30 2020, 03:53 PM)
They should have just hyperlinked the "Service Request Form". doh.gif
*
Can't find the form also. I mean can't even find the "Other Services" tab?
FusionXY
post May 5 2020, 03:08 PM

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Hello everyone, I'm new to Go Payz.

I would like ask some of questions below.

1. Can it be used to top up Shopee Pay? Can save card without error?
2. Once the card reached to it's expiration date, they will send you the new card for free or RM16 will be charged?
3. Is it true that no more inactive charges when not performing any transaction?
4. Got cashback like Boost?
5. Can use Big Pay as an option to top up Go Payz?
6. If apply for 3 physical cards. Can use one at once or use three at anytime?
7. If I wish not to apply the physical card, can do online transaction online like Shopee, Lazada and etc..
8. How the points are calculated?

Thanks. Would like to know to know the answers.
I'm using Big Pay, sometimes having error when ordering things.
ClarenceT
post May 5 2020, 03:33 PM

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QUOTE(FusionXY @ May 5 2020, 03:08 PM)
Hello everyone, I'm new to Go Payz.

I would like ask some of questions below.

1. Can it be used to top up Shopee Pay? Can save card without error?
2. Once the card reached to it's expiration date, they will send you the new card for free or RM16 will be charged?
3. Is it true that no more inactive charges when not performing any transaction?
4. Got cashback like Boost?
5. Can use Big Pay as an option to top up Go Payz?
6. If apply for 3 physical cards. Can use one at once or use three at anytime?
7. If I wish not to apply the physical card, can do online transaction online like Shopee, Lazada and etc..
8. How the points are calculated?

Thanks. Would like to know to know the answers.
I'm using Big Pay, sometimes having error when ordering things.
*
1. Should be OK for Visa & MasterCard only, not OK for Unionpay. But online transaction must be enabled.
2. Card will expire in 2024-2025, Gopayz should be obsolete/discontinued already by then.
3. I checked my ledger, I was still charged and waived of inactive fee in April. But monthly charge of RM2.50 can be waived easily, FYI I used to pay RM1 to my electricity account every month to avoid the monthly inactive fee (discontinued Big Prepaid Card, the predecessor of Bigpay)
4. No cashback.
5. Can use but the transaction will be unsuccessful at the last step. So use other debit or prepaid cards to top up, credit card is not accepted.
6. You can use all 3 cards. All 3 cards will share 1 account (ewallet), no individual credit/balance.
7. Why not? For Shopee and Lazada, only Visa and Mastercard are accepted, most of the online platforms in Malaysia don't accept Unionpay yet.
8. Not sure on reward scheme. But it is a prepaid card, the fee paid by the merchants is very little so the reward to cardholders is negligible, not like credit card which the card issuer can earn a lot from transaction fee and interest charged.

GrumpyNooby
post May 5 2020, 03:38 PM

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QUOTE(ClarenceT @ May 5 2020, 03:33 PM)
1. Should be OK for Visa & MasterCard only, not OK for Unionpay. But online transaction must be enabled.
2. Card will expire in 2024-2025, Gopayz should be obsolete/discontinued already by then.
3. I checked my ledger, I was still charged and waived of inactive fee in April. But monthly charge of RM2.50 can be waived easily, FYI I used to pay RM1 to my electricity account every month to avoid the monthly inactive fee (discontinued Big Prepaid Card, the predecessor of Bigpay)
4. No cashback.
5. Can use but the transaction will be unsuccessful at the last step. So use other debit or prepaid cards to top up, credit card is not accepted.
6. You can use all 3 cards. All 3 cards will share 1 account (ewallet), no individual credit/balance.
7. Why not? For Shopee and Lazada, only Visa and Mastercard are accepted, most of the online platforms in Malaysia don't accept Unionpay yet.
8. Not sure on reward scheme. But it is a prepaid card, the fee paid by the merchants is very little so the reward to cardholders is negligible, not like credit card which the card issuer can earn a lot from transaction fee and interest charged.
*
To add on (4), no cash back but occasionally got freebie vouchers.
For Umobile users, seems like there's some hidden freebie vouchers too.
FusionXY
post May 5 2020, 03:49 PM

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QUOTE(ClarenceT @ May 5 2020, 03:33 PM)
1. Should be OK for Visa & MasterCard only, not OK for Unionpay. But online transaction must be enabled.
2. Card will expire in 2024-2025, Gopayz should be obsolete/discontinued already by then.
3. I checked my ledger, I was still charged and waived of inactive fee in April. But monthly charge of RM2.50 can be waived easily, FYI I used to pay RM1 to my electricity account every month to avoid the monthly inactive fee (discontinued Big Prepaid Card, the predecessor of Bigpay)
4. No cashback.
5. Can use but the transaction will be unsuccessful at the last step. So use other debit or prepaid cards to top up, credit card is not accepted.
6. You can use all 3 cards. All 3 cards will share 1 account (ewallet), no individual credit/balance.
7. Why not? For Shopee and Lazada, only Visa and Mastercard are accepted, most of the online platforms in Malaysia don't accept Unionpay yet.
8. Not sure on reward scheme. But it is a prepaid card, the fee paid by the merchants is very little so the reward to cardholders is negligible, not like credit card which the card issuer can earn a lot from transaction fee and interest charged.
*
Thanks for the quick response bro.
Appreciate that.

For No. 1 --> How do I enable online transaction? By upgrading to Premium Wallet?
For No. 2 --> Go Payz will discontinue? Meaning no more after 2025?
Then RM 16 will be wasted?
How about BigPay? Mine expiry in 2023. After 2023 BigPay also follow Go Payz?

QUOTE(GrumpyNooby @ May 5 2020, 03:38 PM)
To add on (4), no cash back but occasionally got freebie vouchers.
For Umobile users, seems like there's some hidden freebie vouchers too.
*
I'm a user for U Mobile Postpaid U28.
Tried to find, no idea what is it.
sweat.gif sweat.gif

This post has been edited by FusionXY: May 5 2020, 03:50 PM
GrumpyNooby
post May 5 2020, 03:50 PM

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QUOTE(FusionXY @ May 5 2020, 03:49 PM)
Thanks for the quick response bro.
Appreciate that.

For No. 1 --> How do I enable online transaction? By upgrading to Premium Wallet?
For No. 2 --> Go Payz will discontinue? Meaning no more after 2025? After 2025 no more already?
Then RM 16 will be wasted?
How about BigPay? Mine expiry in 2023? After 2023 BigPay also follow Go Payz?
I'm a user for U Mobile Postpaid U28.
Tried to find, no idea what it.
sweat.gif  sweat.gif
*
Voucher will be awarded upon completion of certain transaction such as top up or spend.
I didn't use this app/card for a month. Barely can comment much now.
ClarenceT
post May 5 2020, 04:18 PM

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QUOTE(FusionXY @ May 5 2020, 03:49 PM)

For No. 1 --> How do I enable online transaction? By upgrading to Premium Wallet?
For No. 2 --> Go Payz will discontinue? Meaning no more after 2025?
Then RM 16 will be wasted?
How about BigPay? Mine expiry in 2023. After 2023 BigPay also follow Go Payz?
*
There are 40+ ewallet operators now, but a few of them can survive to become digital bank / financial institution.
Most of the e-wallets will not survive till 2025, eg VCash and Happy MasterCard by Digi is already gone.
Gopayz, Razerpay and B-Infinite are all related to Berjaya Group or Vincent Tan. They are likely merged into 1 entity.

So don't think too far for a technology product. All the e-wallets including Bigpay and Gopayz will go through their product life cycle - development, growth, maturity and decline.


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FusionXY
post May 5 2020, 05:57 PM

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QUOTE(GrumpyNooby @ May 5 2020, 03:50 PM)
Voucher will be awarded upon completion of certain transaction such as top up or spend.
I didn't use this app/card for a month. Barely can comment much now.
*
Oh thanks for the info. It's OK ya..

QUOTE(ClarenceT @ May 5 2020, 04:18 PM)
There are 40+ ewallet operators now, but a few of them can survive to become digital bank / financial institution.
Most of the e-wallets will not survive till 2025, eg VCash and Happy MasterCard by Digi is already gone.
Gopayz, Razerpay and B-Infinite are all related to Berjaya Group or Vincent Tan. They are likely merged into 1 entity.

So don't think too far for a technology product. All the e-wallets including Bigpay and Gopayz will go through their product life cycle - development, growth, maturity and decline.
*
Oh thanks, once after 2025, money will be refunded?

How about like Boost and TNG?
I use Boost most of the time, sadly that online doesn't support.
Before COVID-19, every time I go shopping use Boost to make payment outside and also pay for mobile reloads as well.
Only PrestoMall got payment for Boost.
Rarely use PrestoMall.

I use Shopee and Lazada. Due to some sellers provide free shipping.
For Lazada, can use TNG but no cashback like boost. Earn coins to redeem cash voucher or etc under Rewards section there.
Shopee doesn't support both. Hopefully can make payment in Shopee via Boost.

Thanks.

ClarenceT
post May 5 2020, 06:20 PM

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QUOTE(FusionXY @ May 5 2020, 05:57 PM)
Oh thanks for the info. It's OK ya..
Oh thanks, once after 2025, money will be refunded?

How about like Boost and TNG?
I use Boost most of the time, sadly that online doesn't support.
Before COVID-19, every time I go shopping use Boost to make payment outside and also pay for mobile reloads as well.
Only PrestoMall got payment for Boost.
Rarely use PrestoMall.

I use Shopee and Lazada. Due to some sellers provide free shipping.
For Lazada, can use TNG but no cashback like boost. Earn coins to redeem cash voucher or etc under Rewards section there.
Shopee doesn't support both. Hopefully can make payment in Shopee via Boost.

Thanks.
*
All the ewallet operators shall be regulated by Bank Negara. Your money deposited is safe and will be refunded if the wallet is discontinued.

Boost (owned by Celcom-Axiata and Mitsui Japan) and TNG Digital (owned by CIMB and Alibaba/Alipay China) and GrabPay (owned by Grab and Maybank) are likely to be upgraded to become digital banks, they will offer other financial services such as loan, insurance, wealth management etc in next few years. In 2025-2030, we hardly use banknotes, Cash Deposit Machines and ATMs may become obsolete.

For Lazada and Shopee transactions, you may use Lazada Wallet (owned by Alibaba/Alipay) and ShopeePay for additional rebate.
FusionXY
post May 5 2020, 06:24 PM

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QUOTE(ClarenceT @ May 5 2020, 06:20 PM)
All the ewallet operators shall be regulated by Bank Negara. Your money deposited is safe and will be refunded if the wallet is discontinued.

Boost (owned by Celcom-Axiata and Mitsui Japan) and TNG Digital (owned by CIMB and Alibaba/Alipay China) and GrabPay (owned by Grab and Maybank) are likely to be upgraded to become digital banks, they will offer other financial services such as loan, insurance, wealth management etc in next few years. In 2025-2030, we hardly use banknotes, Cash Deposit Machines and ATMs may become obsolete.

For Lazada and Shopee transactions, you may use Lazada Wallet (owned by Alibaba/Alipay) and ShopeePay for additional rebate.
*
Oh thanks for the info bro..

Thanks for explaining everything about E-Wallets.
biggrin.gif biggrin.gif
michaelnet
post May 6 2020, 05:55 PM

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QUOTE(SillyKoala @ May 3 2020, 05:49 PM)
Can't find the form also. I mean can't even find the "Other Services" tab?
*
Here is the form.

Got it from emailing customer service.


"Dear Customer,

Good day to you,

Kindly find file attach the Service Request Form as per request. Please send the complete form together with your copy of NRIC/Passport front & back together with the copy of Bank Account Statement in order for us to process your request."


Me : Since I have zero balance, I think a bank account statement is not necessary. Please advise.


"Dear Customer,

Good day to you,

If your account has zero balance, bank statement is not required. Kindly send the completed and sign Service Request Form and your copy of IC (front & back) for wallet closure."


Attached File(s)
Attached File  gopayz_service_request_form.pdf ( 949.69k ) Number of downloads: 69
xeon1989
post May 7 2020, 04:06 AM

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QUOTE(michaelnet @ May 6 2020, 05:55 PM)
Here is the form.

Got it from emailing customer service.
"Dear Customer,

Good day to you,

Kindly find file attach the Service Request Form as per request. Please send the complete form together with your copy of NRIC/Passport front & back together with the copy of Bank Account Statement in order for us to process your request."
Me : Since I have zero balance, I think a bank account statement is not necessary. Please advise.
"Dear Customer,

Good day to you,

If your account has zero balance, bank statement is not required. Kindly send the completed and sign Service Request Form and your copy of IC (front & back) for wallet closure."
*
GG. manually fill in? It's not everyone have scanner / printer.
They really try hard to make it as tedious as possible.
celciuz
post May 7 2020, 10:00 AM

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GoPayz having issue at the moment? I opened the app but it was taking forever to load.
smartfreak
post May 7 2020, 11:08 AM

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QUOTE(celciuz @ May 7 2020, 10:00 AM)
GoPayz having issue at the moment? I opened the app but it was taking forever to load.
*
Yes, Gopayz mobile is having issue. I have reported this to Gopayz customer support. Still can login using desktop website though.

QUOTE
Dear Customer,

Good day to you,

thank you for your report , we acknowledge this error and already report to support team for further action.

Best regards,

Customer Care

Telephone No.: +6018-388 3388
Email: customercare@gopayz.com.my
U Mobile Services Sdn Bhd (672884-H)
Level 11 East, Berjaya Times Square,
1 Jalan Imbi, 55100 Kuala Lumpur, Malaysia


This post has been edited by smartfreak: May 7 2020, 11:09 AM
!@#$%^
post May 7 2020, 12:38 PM

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QUOTE(celciuz @ May 7 2020, 10:00 AM)
GoPayz having issue at the moment? I opened the app but it was taking forever to load.
*
QUOTE(smartfreak @ May 7 2020, 11:08 AM)
Yes, Gopayz mobile is having issue. I have reported this to Gopayz customer support. Still can login using desktop website though.
*
seems fine now
smartfreak
post May 7 2020, 02:16 PM

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QUOTE(!@#$%^ @ May 7 2020, 12:38 PM)
seems fine now
*
Thanks, now it's ok already.

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