Currently hovering 0.44 so it’s the lowest so when inflations hits it will rise quicker than you think

Buy small won’t kill you one

Won’t go down so much anymore because still got a lot QE going on around the world

Today already up again to 0.449

Bad since YTD now gonna drop to below to 30 soon anytime

Hold until you make money then decide

I already sold off because it’s already struggling to stay at 34 and they got dragged big time by Apple and Tesla

Unless HLAL ETF is dropping to 27.70 then the is time to reenergise

CUrrently at 34 forget about it

Bond yields went down all over the world

Bonds are gone case already with so much stimulus and buy backs all over the world

You better off buying gold ETF to hedge the inflation coming faster than ever

You should because the fees itself eats up more than your earning very minisicule return if it’s aggressive

Even their aggressive shows only 9% return when the actual ETF should be returning at 13%

I just tried a month to find out on how it works

You should a start a thread on that now

You should not move to moderate as now you’re putting into losses with Sukuk and local Bursa ETFs

If you stay the course probably would have break even

Anything less than 8% loss consider yourself lucky could be worse

I would hold because Sukuk will recover soon

Unless if you have SA then i would consolidate it for better returns

Wahed unless HLAL ETFs can hit 40usd which I highly doubt so in comparison to IVV

But difficult to see unless you can show me what portfolio weightage on Sukuk and the buy price

You better off taking advantage FSM promo now free commission this month for Gold ETF as it is the same product minus less fees

Yeah plus with promo in FSM this month save on 0% commission

Gains divided by invested amount multiply by 100%

Did you calculate some the monthly charges as well?

The other 1% gain is through Forex gain in your case in HLAL ETF

You better check when you invest lumpsum or DCA the entire amount is actually invested because i think they the cash portion should be calculated as gain

Hence the actual invested out of 4001 should be 3961 invested

Actual gain after fees is 6.14 with 0.8 as fees and 1% cash on hand plus 0.2 a small forex gain

Because Wahed taken hit on FX hence FPX charges just to cover their cost on FX conversion

Good luck to them getting new investors as the year should lower expense ratio and charge FPX instead to cover their costs

If you don’t think it is a lot in fact it is a lot

For every deposit assuming rm100 each it itself 1% you can’t guesstimate

Just like BigPay to reload in 711 2% on top on charges which already close 3%

They already turning the customer and whatever their marketing gonna do it is waste of money and time

Agreed unless Wahed can give 2 day so interest then it’s will be a game changer

Otherwise better off buying into the one with fastest settlement because the 2 days can impact buy and sell price which a lot if ppl need don’t understand coupled FX loss or gain upon settlement for overseas equities particularly