Well in this situation, you should do what you 'answer for question 8 when you sign up' (Question: What you will do if portfolio down more than 10%?).
As for me i choose do nothing.
Currently my portfolio down around -5% but i rather not withdraw it because my purpose is for long term investment (min 3-5 years). [But to be truth, still feeling sad looking at negative numbers - so dont look ..haha].
At the same time, i also think this is the best time to topup monthly (dont do lumsum).
Also if you invest in Moderate aggresive and above, most of investment in on METFUS50.
https://www.myetf.com.my/en/MyETF-Series/My...0/Fund-OverviewFor quick recap, in METFUS50 has almost every biggest brand in the word such as apple, microsoft, facebook etc. I think these company will survive in this economic crisis and strongly believe, it will rise again but maybe after 1-2 years.