Basically brush off my concern regarding myetf-mmid and specifically they confirm there is no plan to change to another etf. I really dont like myetf-mmid considering their dissapointing performance in the past and participation and spread of the MM.

Thank you for the info, i can see now that i shouldnt park my money here with all the loophole. Not sure it is sustainable at their end.

To add to that, there is also no details on transaction(how many unit you hold and at what price) and they are transacting in their own etf, it might be bound to some kind of manipulation. Not saying they do that , but i cant help but thinking that this is a possibility.

I am talking about any transaction of buy/sell/switch or even dividend that is updated daily like in SA.

For the transaction time for the deposit, depends on method. i have done using two method,
1) jom pay during sunday, Money is deposited in the next working day (Monday). Bulk of the fund (80-90%) invested in the same day.
2) direct debit, can only schedule for the next day meaning money is deposited at T+2.(as long as it falls in a working day).e.g: made the schedule on saturday,it will be deposited and invested on Monday.

For 36% risk profile portfolio, there are 8 ETF. Based on the information that i have right now, currently the portfolio is at version 4 ,so within 1.5 years that already have 4 iteration for the portfolio. Basically, the ETF and geographical allocation will change for each iteration with some overlap. Example;
1) version 3, US heavy at approx 80% ,europe at around 15%
2) version 4, US only at approx 40%, china ,gold and reit for the rest.

But you will have the option to accept or reject new iteration or optimization they called it.

I have both version 3 and version 4 in my portfolio, as i reject the auto optimisation

This post has been edited by backspace66: Jun 27 2020, 05:19 PM

That is for SA.

Does it includes the fake accounts created by one of the forumer here? I remember this famous guy who invest in wahed for the referral bonus and created multiple fake account as claimed by that guy.

Suprised with the efficiency of Wahid, withdrawal took only 4 working days this time.

Firstly, i thought that was it, but it cant be since i withdraw once prevously, around 3 weeks ago. At that time it is already invested in HLAL, whatever it is , bottleneck still exist in the zombie etf, myetf-mmid

HLAL is 60% in tech and healthcare combined, if we take a look at both XLK and XLV, both at all time high.

Geez, you dont have to say it twice

I suggest directly buy gold etf from bursa if you want 100% gold. Only disadvantage if you like to DCA very smalll amount, maybe wahed is the way due to brokerage fee.